Premier

des moines, Iowa
Last verified: July 8, 2026

As of July 8, 2026, Premier offers a money_market mortgage at 1.5% APR (1.49% rate, 0 points). Auto loans available from 4.99% APR. HELOC rates from 6% APR. Personal loan rates from 10% APR.

Source: RateAPI.dev, verified from Premier's official website

Mortgage Rates

Rates as of July 8, 2026

money_market
1.500% APR
Rate1.490%
Points0
Premier Money Market $25,000 - $49,999.99
money_market
1.600% APR
Rate1.590%
Points0
Premier Money Market $50,000 - $99,999.99
money_market
1.750% APR
Rate1.740%
Points0
Premier+ Money Market $20,000 - $99,999.99
money_market
1.750% APR
Rate1.740%
Points0
Business Money Market $25,000 - $49,999.99
money_market
1.750% APR
Rate1.740%
Points0
Business Money Market $50,000 - $99,999.99
money_market
1.850% APR
Rate1.830%
Points0
Premier Money Market $100,000 - $199,999.99
money_market
2.050% APR
Rate2.030%
Points0
Premier Money Market $200,000 - $299,999.99
money_market
2.050% APR
Rate2.030%
Points0
Premier+ Money Market $100,000 - $249,999.99
money_market
2.100% APR
Rate2.080%
Points0
Premier Money Market $300,000 - $499,999.99
money_market
2.250% APR
Rate2.230%
Points0
Premier Money Market $500,000 - $699,999.99
money_market
2.300% APR
Rate2.280%
Points0
Premier Money Market $700,000 - $999,999.99
money_market
2.350% APR
Rate2.330%
Points0
Premier+ Money Market $250,000 and over
money_market
2.450% APR
Rate2.420%
Points0
Premier Money Market $1,000,000 and up
money_market
3.000% APR
Rate2.960%
Points0
Business Money Market $100,000 - $199,999.99
money_market
3.250% APR
Rate3.200%
Points0
Business Money Market $1,000,000 and over
money_market
3.250% APR
Rate3.200%
Points0
Business Money Market $200,000 - $299,999.99
money_market
3.250% APR
Rate3.200%
Points0
Business Money Market $300,000 - $499,999.99
money_market
3.250% APR
Rate3.200%
Points0
Business Money Market $500,000 - $699,999.99
money_market
3.250% APR
Rate3.200%
Points0
Business Money Market $700,000 - $999,999.99
cd_24mo
3.450% APR
Rate3.410%
Points0
Investor Certificate 24-month
cd_36mo
3.500% APR
Rate3.450%
Points0
Investor Certificate 36-month
cd_24mo
3.550% APR
Rate3.500%
Points0
Jumbo Certificate 24-month
cd_36mo
3.600% APR
Rate3.550%
Points0
Jumbo Certificate 36-month
cd_12mo
3.700% APR
Rate3.650%
Points0
Investor Certificate 12-month
cd_12mo
3.750% APR
Rate3.700%
Points0
Jumbo Certificate 12-month
cd_7mo
3.800% APR
Rate3.750%
Points0
Investor Certificate 7-month
cd
3.850% APR
Rate3.850%
Points0
Great CD Rates
cd_7mo
3.850% APR
Rate3.800%
Points0
Jumbo Certificate 7-month
savings
5.000% APR
Rate5.000%
Points0
Holiday Savings
savings
5.000% APR
Rate5.000%
Points0
Kirby Kids Savings
savings
5.000% APR
Rate5.000%
Points0
Membership Savings
savings
5.000% APR
Rate5.000%
Points0
Special Savings
savings
6.000% APR
Rate6.000%
Points0
Premier Checking
savings
6.000% APR
Rate5.840%
Points0
Premier Checking* Up to $25,000

Auto Loan Rates

Rates as of July 8, 2026

auto
4.990% APR
Rate4.990%
Auto Loan Rate
auto
4.990% APR
Rate4.990%
Auto Loan 2024 and Newer
auto
5.740% APR
Rate5.740%
Auto Loan 2022 - 2023
auto
6.250% APR
Rate6.250%
Auto Loan 2021 and Older
credit_card_platinum
7.990% APR
Rate7.990%
Platinum Card
auto
8.500% APR
Rate8.500%
Recreational Vehicle Loan

HELOC Rates

Rates as of July 8, 2026

heloc_fixed
6.000% APR
Rate6.000%
Fixed Home Equity
heloc_variable
6.250% APR
Rate6.250%
Variable Home Equity Line of Credit
heloc_fixed
7.250% APR
Rate7.250%
Fixed Rate Home Equity Line of Credit

Personal Loan Rates

Rates as of July 8, 2026

personal_unsecured
10.000% APR
Rate10.000%
Unsecured Home Improvement
personal_unsecured_24mo
11.990% APR
Rate11.990%
Unsecured Personal 24-months
personal_unsecured_36mo
12.990% APR
Rate12.990%
Unsecured Personal 36-months
personal_unsecured_48mo
13.990% APR
Rate13.990%
Unsecured Personal 48-months

Frequently Asked Questions

What rates does Premier offer?

Premier currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 8, 2026 directly from the credit union's official website.

How often are Premier rates updated?

RateAPI verifies Premier's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 8, 2026.

Where does RateAPI get Premier's rate data?

Rate data is collected directly from Premier's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Premier's mortgage rate?

As of July 8, 2026, Premier offers a money_market mortgage at 1.5% APR.

What is Premier's auto loan rate?

As of July 8, 2026, Premier offers auto loans from 4.99% APR.

Related Rate Data

Compare Premier's rates against national credit-union benchmarks.

More Iowa credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Premier
curl "https://api.rateapi.dev/credit-unions/iowa/premier" \
  -H "Authorization: Bearer YOUR_API_KEY"
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