Peoples

webster city, Iowa
Last verified: July 10, 2026

As of July 10, 2026, Peoples offers a 30-year-fixed mortgage at 6.183% APR (6.125% rate, 0 points).

Source: RateAPI.dev, verified from Peoples's official website

Who Can Join Peoples

Membership eligibility from Peoples's own published criteria. How we verify this.

Community charter: live/work in Boone, Calhoun, Franklin +8 more

Verified from Peoples's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 10, 2026

30-year-fixed
6.183% APR
Rate6.125%
Points0
30 Year Fixed Rate
15-year-fixed
5.971% APR
Rate5.875%
Points0
15 Year Fixed Rate
5-1-arm
5.375% APR
Rate5.275%
Points0
5/1 Adjustable Rate Mortgage
7-1-arm
5.431% APR
Rate5.375%
Points0
7/1 Adjustable Rate Mortgage

Frequently Asked Questions

What rates does Peoples offer?

Peoples currently offers mortgage rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are Peoples rates updated?

RateAPI verifies Peoples's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get Peoples's rate data?

Rate data is collected directly from Peoples's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Peoples's mortgage rate?

As of July 10, 2026, Peoples offers a 30-year-fixed mortgage at 6.183% APR.

Related Rate Data

Compare Peoples's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Peoples
curl "https://api.rateapi.dev/credit-unions/iowa/peoples" \
  -H "Authorization: Bearer YOUR_API_KEY"