First

hiawatha, Iowa
Last verified: July 6, 2026

Auto loans available from 5.74% APR. HELOC rates from 5.99% APR. Personal loan rates from 11.99% APR.

Source: RateAPI.dev, verified from First's official website

Auto Loan Rates

Rates as of July 6, 2026

auto_new
5.740% APR
Rate5.740%
New Vehicles
auto_used
5.740% APR
Rate5.740%
Used Vehicles

HELOC Rates

Rates as of July 6, 2026

heloc
5.990% APR
Rate5.990%
Home Equity - Closed End
heloc_variable
6.750% APR
Rate6.750%
Home Equity Line of Credit - Variable APR

Personal Loan Rates

Rates as of July 6, 2026

personal_unsecured
11.990% APR
Rate11.990%
Unsecured

Frequently Asked Questions

What rates does First offer?

First currently offers auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 6, 2026 directly from the credit union's official website.

How often are First rates updated?

RateAPI verifies First's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 6, 2026.

Where does RateAPI get First's rate data?

Rate data is collected directly from First's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is First's auto loan rate?

As of July 6, 2026, First offers auto loans from 5.74% APR.

Related Rate Data

Compare First's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for First
curl "https://api.rateapi.dev/credit-unions/iowa/first" \
  -H "Authorization: Bearer YOUR_API_KEY"