Urban Beginnings Choice Auto Loan & Personal Loan Rates

Auto Loan Rates

Rates as of July 10, 2026

auto_new

5.500% APR

Rate5.500%

New Car Loan - 2023 & Newer (850-781)

auto_new

6.000% APR

Rate6.000%

New Car Loan - 2023 & Newer (780-661)

auto_new

6.000% APR

Rate6.000%

New Car Loan - Base Rate

auto_new

6.500% APR

Rate6.500%

New Car Loan - 2023 & Newer (660-601)

auto_used

6.500% APR

Rate6.500%

Used Car Loan - 2019 & Newer (850-781)

auto_used

7.000% APR

Rate7.000%

Used Car Loan - 2016-2018 (850-781)

auto_used

7.000% APR

Rate7.000%

Used Car Loan - 2019 & Newer (780-661)

auto_used

7.000% APR

Rate7.000%

Used Car Loan - Base Rate

auto_used

7.500% APR

Rate7.500%

Used Car Loan - 2015-2012 (850-781)

auto_used

7.500% APR

Rate7.500%

Used Car Loan - 2016-2018 (780-661)

auto_used

7.500% APR

Rate7.500%

Used Car Loan - 2019 & Newer (660-601)

auto_used

8.000% APR

Rate8.000%

Used Car Loan - 2015-2012 (780-661)

auto_used

8.000% APR

Rate8.000%

Used Car Loan - 2016-2018 (660-601)

auto_used

8.500% APR

Rate8.500%

Used Car Loan - 2015-2012 (660-601)

Personal Loan Rates

Rates as of July 10, 2026

personal_secured_12mo

9.300% APR

Rate9.300%

Personal Loan - Secured (1 year/$500+ Sav, 850-781)

personal_secured

9.500% APR

Rate9.500%

Personal Loan - Secured (N/A Membership, 850-781)

personal_secured_12mo

9.800% APR

Rate9.800%

Personal Loan - Secured (1 year/$500+ Sav, 780-661)

personal_secured

10.000% APR

Rate10.000%

Personal Loan - Secured (N/A Membership, 780-661)

personal_secured

10.000% APR

Rate10.000%

Personal Loan - Secured Base Rate

personal_secured_12mo

10.300% APR

Rate10.300%

Personal Loan - Secured (1 year/$500+ Sav, 660-601)

personal_unsecured_12mo

10.300% APR

Rate10.300%

Personal Loan - Unsecured (1 year/$500+ Sav, 850-781)

personal_secured

10.500% APR

Rate10.500%

Personal Loan - Secured (N/A Membership, 660-601)

personal_unsecured

10.500% APR

Rate10.500%

Personal Loan - Unsecured (N/A Membership, 850-781)

personal_unsecured_12mo

10.800% APR

Rate10.800%

Personal Loan - Unsecured (1 year/$500+ Sav, 780-661)

personal_unsecured

11.000% APR

Rate11.000%

Personal Loan - Unsecured (N/A Membership, 780-661)

personal_unsecured

11.000% APR

Rate11.000%

Personal Loan - Unsecured Base Rate

personal_unsecured_12mo

11.300% APR

Rate11.300%

Personal Loan - Unsecured (1 year/$500+ Sav, 660-601)

personal_unsecured

11.500% APR

Rate11.500%

Personal Loan - Unsecured (N/A Membership, 660-601)

Frequently Asked Questions

What rates does Urban Beginnings Choice offer?

Urban Beginnings Choice currently offers auto loan, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are Urban Beginnings Choice rates updated?

RateAPI verifies Urban Beginnings Choice's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get Urban Beginnings Choice's rate data?

Rate data is collected directly from Urban Beginnings Choice's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Urban Beginnings Choice's auto loan rate?

As of July 10, 2026, Urban Beginnings Choice offers auto loans from 5.5% APR.

Related Rate Data

Compare Urban Beginnings Choice's rates against national credit-union benchmarks.

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Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

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# Get rates for Urban Beginnings Choice
curl "https://api.rateapi.dev/credit-unions/indiana/urban-beginnings-choice" \
  -H "Authorization: Bearer YOUR_API_KEY"

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