Indiana Lakes

warsaw, Indiana
Last verified: July 11, 2026

As of July 11, 2026, Indiana Lakes offers a ploc_variable mortgage at 19.99% APR (19.99% rate, 0 points). Auto loans available from 4.99% APR. HELOC rates from 6.25% APR. Personal loan rates from 14.477% APR.

Source: RateAPI.dev, verified from Indiana Lakes's official website

Who Can Join Indiana Lakes

Membership eligibility from Indiana Lakes's own published criteria. How we verify this.

Membership criteria are published on Indiana Lakes's website. Check the membership page below to confirm whether you qualify.

Verified from Indiana Lakes's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 11, 2026

ploc_variable
19.990% APR
Rate19.990%
Points0
Overdraft Protection Line of Credit

Auto Loan Rates

Rates as of July 11, 2026

auto_new
4.990% APR
Rate4.990%
[PROMOTIONAL] New Auto Loan
auto_new_72mo
5.240% APR
Rate5.240%
New Auto 2025 + Newer (36-72 Months)
auto_new_84mo
5.490% APR
Rate5.490%
New Auto 2025 + Newer (73-84 Months)
auto_used_72mo
6.240% APR
Rate6.240%
Used Auto 2023-2024 (36-72 Months)
auto_used_84mo
6.490% APR
Rate6.490%
Used Auto 2023-2024 (73-84 Months)
auto_used_60mo
6.740% APR
Rate6.740%
Used Auto 2020-2022 (36-60 Months)
auto_used_72mo
6.990% APR
Rate6.990%
Used Auto 2020-2022 (61-72 Months)
auto_used_60mo
7.240% APR
Rate7.240%
Used Auto 2015-2019 (36-60 Months)
auto_used_72mo
7.490% APR
Rate7.490%
Used Auto 2015-2019 (61-72 Months)
auto
7.990% APR
Rate7.990%
Boat Loan (2026 & Newer)
auto
7.990% APR
Rate7.990%
Motorcycle Loan (2026 & Newer)
auto
8.240% APR
Rate8.240%
Powersport Loan
auto
8.990% APR
Rate8.990%
Boat Loan (2017-2025)
auto
8.990% APR
Rate8.990%
Motorcycle Loan (2017-2025)
auto
8.990% APR
Rate8.990%
RV Loan (2026 & Newer)
auto_used_60mo
9.240% APR
Rate9.240%
Used Auto 2014 & Older (36-60 Months)
auto
9.990% APR
Rate9.990%
RV Loan (2017-2025)

HELOC Rates

Rates as of July 11, 2026

heloc_fixed
6.250% APR
Rate6.250%
Fixed Rate Home Equity Loan (Up to 80% CLTV)
heloc_fixed
6.500% APR
Rate6.500%
Fixed Rate Home Equity Loan (Up to 90% CLTV)
heloc_variable
6.750% APR
Rate6.750%
HELOC Primary Residence (Up to 80% LTV)
heloc_variable
6.990% APR
Rate6.990%
HELOC Interest Only (Up to 80% CLTV)
heloc_variable
7.740% APR
Rate7.740%
HELOC Primary Residence (Up to 90% LTV)
heloc_variable
7.990% APR
Rate7.990%
HELOC Interest Only (Up to 90% CLTV)
heloc_fixed
8.250% APR
Rate8.250%
Fixed Rate Home Equity Loan (Up to 70% CLTV - 2nd Home)
heloc_fixed
8.500% APR
Rate8.500%
Fixed Rate Home Equity Loan (Up to 80% CLTV - 2nd Home)
heloc_variable
8.740% APR
Rate8.740%
HELOC Secondary Residence (Up to 80% CLTV)
heloc_variable
9.240% APR
Rate9.240%
HELOC Secondary Residence (Up to 70% CLTV)
heloc_variable
10.250% APR
Rate10.250%
HELOC Primary Residence (Up to 100% LTV)

Personal Loan Rates

Rates as of July 11, 2026

personal_unsecured_36mo
14.477% APR
Rate12.990%
Signature Loan (36 Months)
personal_unsecured_60mo
16.195% APR
Rate15.740%
Signature Loan (60 Months)
personal_unsecured_48mo
16.647% APR
Rate15.490%
Signature Loan (48 Months)

Frequently Asked Questions

What rates does Indiana Lakes offer?

Indiana Lakes currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 11, 2026 directly from the credit union's official website.

How often are Indiana Lakes rates updated?

RateAPI verifies Indiana Lakes's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 11, 2026.

Where does RateAPI get Indiana Lakes's rate data?

Rate data is collected directly from Indiana Lakes's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Indiana Lakes's mortgage rate?

As of July 11, 2026, Indiana Lakes offers a ploc_variable mortgage at 19.99% APR.

What is Indiana Lakes's auto loan rate?

As of July 11, 2026, Indiana Lakes offers auto loans from 4.99% APR.

Related Rate Data

Compare Indiana Lakes's rates against national credit-union benchmarks.

More Indiana credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Indiana Lakes
curl "https://api.rateapi.dev/credit-unions/indiana/indiana-lakes" \
  -H "Authorization: Bearer YOUR_API_KEY"
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