Central Soya

decatur, Indiana
Last verified: July 11, 2026

Auto loans available from 3.49% APR. HELOC rates from 4% APR. Personal loan rates from 3.25% APR.

Source: RateAPI.dev, verified from Central Soya's official website

Who Can Join Central Soya

Membership eligibility from Central Soya's own published criteria. How we verify this.

Membership via employers (Bunge North America +7 more) or the Bellmont Braves Football Booster Club +1 more

Verified from Central Soya's membership page. Final membership determination is always made by the credit union.

Auto Loan Rates

Rates as of July 11, 2026

auto_new_36mo
3.490% APR
Rate3.490%
New Car or Motorcycle Loans - 36 Months
auto_new_48mo
3.490% APR
Rate3.490%
New Car or Motorcycle Loans - 48 Months
auto_new_60mo
3.490% APR
Rate3.490%
New Car or Motorcycle Loans - 60 Months
auto_new_72mo
3.490% APR
Rate3.490%
New Car or Motorcycle Loans - 72 Months
auto_new_36mo
3.490% APR
Rate3.490%
New Vehicle Loan - 36 Months
auto_new_48mo
3.490% APR
Rate3.490%
New Vehicle Loan - 48 Months
auto_new_60mo
3.490% APR
Rate3.490%
New Vehicle Loan - 60 Months
auto_new_72mo
3.490% APR
Rate3.490%
New Vehicle Loan - 72 Months
auto
3.490% APR
Rate3.490%
[PROMOTIONAL] 2022 or Newer Vehicle Loan
auto_used_36mo
5.500% APR
Rate5.500%
Used Car or Motorcycle Loans - 2020 or Newer - 36 Months
auto_used_48mo
5.750% APR
Rate5.750%
Used Car or Motorcycle Loans - 2020 or Newer - 48 Months
auto_used_60mo
6.000% APR
Rate6.000%
Used Car or Motorcycle Loans - 2020 or Newer - 60 Months
auto_used_48mo
6.250% APR
Rate6.250%
Used Car or Motorcycle Loans - 2019 and older - 48 Months
auto_used_72mo
6.250% APR
Rate6.250%
Used Car or Motorcycle Loans - 2020 or Newer - 72 Months
auto_any_60mo
6.500% APR
Rate6.500%
New or Used Boat and RV Loans - 36-60 Months
auto_used_60mo
6.500% APR
Rate6.500%
Used Car or Motorcycle Loans - 2019 and older - 60 Months
auto_any_72mo
7.000% APR
Rate7.000%
New or Used Boat and RV Loans - 72 Months

HELOC Rates

Rates as of July 11, 2026

heloc_variable
4.000% APR
Rate4.000%
Home Equity Line of Credit

Personal Loan Rates

Rates as of July 11, 2026

personal_secured
3.250% APR
Rate3.250%
Share Secured Loan
personal_unsecured_48mo
13.000% APR
Rate13.000%
Personal Loan - 24-48 Months
personal_unsecured_24mo
13.000% APR
Rate13.000%
Personal Loan - Up to 24 Months
personal_unsecured_48mo
13.000% APR
Rate13.000%
Personal Loans - 24-48 Months
personal_unsecured_24mo
13.000% APR
Rate13.000%
Personal Loans - Up to 24 Months

Frequently Asked Questions

What rates does Central Soya offer?

Central Soya currently offers auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 11, 2026 directly from the credit union's official website.

How often are Central Soya rates updated?

RateAPI verifies Central Soya's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 11, 2026.

Where does RateAPI get Central Soya's rate data?

Rate data is collected directly from Central Soya's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Central Soya's auto loan rate?

As of July 11, 2026, Central Soya offers auto loans from 3.49% APR.

Related Rate Data

Compare Central Soya's rates against national credit-union benchmarks.

More Indiana credit unionsAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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terminal
# Get rates for Central Soya
curl "https://api.rateapi.dev/credit-unions/indiana/central-soya" \
  -H "Authorization: Bearer YOUR_API_KEY"
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