Waterbury Connecticut Teachers

waterbury, Connecticut
Last verified: July 11, 2026

Auto loans available from 4.65% APR. HELOC rates from 6% APR. Personal loan rates from 3% APR.

Source: RateAPI.dev, verified from Waterbury Connecticut Teachers's official website

Who Can Join Waterbury Connecticut Teachers

Membership eligibility from Waterbury Connecticut Teachers's own published criteria. How we verify this.

Community charter: live/work in Fairfield County, Litchfield County, New Haven County

Cost to join: About $5.

Verified from Waterbury Connecticut Teachers's membership page. Final membership determination is always made by the credit union.

Auto Loan Rates

Rates as of July 11, 2026

auto
4.650% APR
Rate4.650%
[PROMOTIONAL] Auto Loan 2020-2025
auto_any_24mo
4.650% APR
Rate4.650%
Auto New or Used 2021 - 2026 - 24 Months
auto_any_36mo
4.650% APR
Rate4.650%
Auto New or Used 2021 - 2026 - 36 Months
auto_any_48mo
4.650% APR
Rate4.650%
Auto New or Used 2021 - 2026 - 48 Months
auto_any_24mo
4.650% APR
Rate4.650%
Motorcycle 2021-2026 - 24 Months
auto_any_36mo
4.650% APR
Rate4.650%
Motorcycle 2021-2026 - 36 Months
auto_any_48mo
4.650% APR
Rate4.650%
Motorcycle 2021-2026 - 48 Months
auto_any_24mo
4.650% APR
Rate4.650%
[PROMOTIONAL] Auto New or Used 2021 - 2026 (24 Months)
auto_any_36mo
4.650% APR
Rate4.650%
[PROMOTIONAL] Auto New or Used 2021 - 2026 (36 Months)
auto_any_48mo
4.650% APR
Rate4.650%
[PROMOTIONAL] Auto New or Used 2021 - 2026 (48 Months)
auto_any_24mo
4.650% APR
Rate4.650%
[PROMOTIONAL] Motorcycle 2021-2026 (24 Months)
auto_any_36mo
4.650% APR
Rate4.650%
[PROMOTIONAL] Motorcycle 2021-2026 (36 Months)
auto_any_48mo
4.650% APR
Rate4.650%
[PROMOTIONAL] Motorcycle 2021-2026 (48 Months)
auto_any_66mo
4.750% APR
Rate4.750%
Auto New or Used 2021 - 2026 - 66 Months
auto_any_66mo
4.750% APR
Rate4.750%
Motorcycle 2021-2026 - 66 Months
auto_any_66mo
4.750% APR
Rate4.750%
[PROMOTIONAL] Auto New or Used 2021 - 2026 (66 Months)
auto_any_66mo
4.750% APR
Rate4.750%
[PROMOTIONAL] Motorcycle 2021-2026 (66 Months)
auto_any_78mo
5.250% APR
Rate5.250%
Auto New or Used 2021 - 2026 - 78 Months
auto_any_78mo
5.250% APR
Rate5.250%
Motorcycle 2021-2026 - 78 Months
auto_any_78mo
5.250% APR
Rate5.250%
[PROMOTIONAL] Auto New or Used 2021 - 2026 (78 Months)
auto_any_78mo
5.250% APR
Rate5.250%
[PROMOTIONAL] Motorcycle 2021-2026 (78 Months)
auto_used_24mo
5.400% APR
Rate5.400%
Auto - Used 2020 or Older - 24 Months
auto_used_36mo
5.400% APR
Rate5.400%
Auto - Used 2020 or Older - 36 Months
auto_used_48mo
5.400% APR
Rate5.400%
Auto - Used 2020 or Older - 48 Months
auto_any_24mo
5.400% APR
Rate5.400%
Motorcycle 2020 or Older - 24 Months
auto_any_36mo
5.400% APR
Rate5.400%
Motorcycle 2020 or Older - 36 Months
auto_any_48mo
5.400% APR
Rate5.400%
Motorcycle 2020 or Older - 48 Months
auto_used_24mo
5.400% APR
Rate5.400%
[PROMOTIONAL] Auto - Used 2020 or Older (24 Months)
auto_used_36mo
5.400% APR
Rate5.400%
[PROMOTIONAL] Auto - Used 2020 or Older (36 Months)
auto_used_48mo
5.400% APR
Rate5.400%
[PROMOTIONAL] Auto - Used 2020 or Older (48 Months)
auto_any_24mo
5.400% APR
Rate5.400%
[PROMOTIONAL] Motorcycle 2020 or Older (24 Months)
auto_any_36mo
5.400% APR
Rate5.400%
[PROMOTIONAL] Motorcycle 2020 or Older (36 Months)
auto_any_48mo
5.400% APR
Rate5.400%
[PROMOTIONAL] Motorcycle 2020 or Older (48 Months)
auto_used_66mo
5.500% APR
Rate5.500%
Auto - Used 2020 or Older - 66 Months
auto_any_66mo
5.500% APR
Rate5.500%
Motorcycle 2020 or Older - 66 Months
auto_used_66mo
5.500% APR
Rate5.500%
[PROMOTIONAL] Auto - Used 2020 or Older (66 Months)
auto_any_66mo
5.500% APR
Rate5.500%
[PROMOTIONAL] Motorcycle 2020 or Older (66 Months)
auto_any_84mo
5.950% APR
Rate5.950%
Auto New or Used 2021 - 2026 - 84 Months
auto_any_84mo
5.950% APR
Rate5.950%
Motorcycle 2021-2026 - 84 Months
auto_any_84mo
5.950% APR
Rate5.950%
[PROMOTIONAL] Auto New or Used 2021 - 2026 (84 Months)
auto_any_84mo
5.950% APR
Rate5.950%
[PROMOTIONAL] Motorcycle 2021-2026 (84 Months)
auto_any_24mo
7.010% APR
Rate7.010%
Boat, RV, or Travel Trailer - 24 Months
auto_any_48mo
7.010% APR
Rate7.010%
Boat, RV, or Travel Trailer - 48 Months
auto_any_60mo
7.010% APR
Rate7.010%
Boat, RV, or Travel Trailer - 60 Months
auto_any_24mo
7.010% APR
Rate7.010%
[PROMOTIONAL] Boat, RV, or Travel Trailer (24 Months)
auto_any_48mo
7.010% APR
Rate7.010%
[PROMOTIONAL] Boat, RV, or Travel Trailer (48 Months)
auto_any_60mo
7.010% APR
Rate7.010%
[PROMOTIONAL] Boat, RV, or Travel Trailer (60 Months)
credit_card
8.000% APR
Rate8.000%
VISA Gold Credit Card
auto_any_72mo
8.010% APR
Rate8.010%
Boat, RV, or Travel Trailer - 72 Months
auto_any_72mo
8.010% APR
Rate8.010%
[PROMOTIONAL] Boat, RV, or Travel Trailer (72 Months)
credit_card_platinum
8.500% APR
Rate8.500%
VISA Platinum Credit Card
credit_card_cash_back
9.000% APR
Rate9.000%
VISA Cashback Credit Card
auto_any_84mo
9.010% APR
Rate9.010%
Boat, RV, or Travel Trailer - 84 Months
auto_any_84mo
9.010% APR
Rate9.010%
[PROMOTIONAL] Boat, RV, or Travel Trailer (84 Months)
credit_card_student
9.900% APR
Rate9.900%
VISA Student Credit Card
auto_any_120mo
10.010% APR
Rate10.010%
Boat, RV, or Travel Trailer - 120 Months
auto_any_120mo
10.010% APR
Rate10.010%
[PROMOTIONAL] Boat, RV, or Travel Trailer (120 Months)

HELOC Rates

Rates as of July 11, 2026

heloc
6.000% APR
Rate6.000%
80% LTV Home Equity - 5 Years
heloc
6.000% APR
Rate6.000%
[PROMOTIONAL] 80% LTV Home Equity (5 Years)
heloc
6.250% APR
Rate6.250%
80% LTV Home Equity - 10 Years
heloc
6.250% APR
Rate6.250%
[PROMOTIONAL] 80% LTV Home Equity (10 Years)
heloc
6.490% APR
Rate6.490%
80% LTV Home Equity - 15 Years
heloc
6.490% APR
Rate6.490%
[PROMOTIONAL] 80% LTV Home Equity (15 Years)
heloc_variable
6.500% APR
Rate6.500%
Home Equity LOC 90% LTV
heloc_variable
6.500% APR
Rate6.500%
[PROMOTIONAL] Home Equity LOC (90% LTV)
heloc
6.750% APR
Rate6.750%
Home Equity Accelerator Loan 75% LTV - 8 Years
heloc
6.750% APR
Rate6.750%
[PROMOTIONAL] Home Equity Accelerator Loan (8 Years)
heloc
7.000% APR
Rate7.000%
90% LTV Home Equity - 5 Years
heloc
7.000% APR
Rate7.000%
Home Equity Accelerator Loan 75% LTV - 12 Years
heloc
7.000% APR
Rate7.000%
[PROMOTIONAL] 90% LTV Home Equity (5 Years)
heloc
7.000% APR
Rate7.000%
[PROMOTIONAL] Home Equity Accelerator Loan (12 Years)
heloc
7.250% APR
Rate7.250%
90% LTV Home Equity - 10 Years
heloc
7.250% APR
Rate7.250%
Home Equity Accelerator Loan 75% LTV - 15 Years
heloc
7.250% APR
Rate7.250%
[PROMOTIONAL] 90% LTV Home Equity (10 Years)
heloc
7.250% APR
Rate7.250%
[PROMOTIONAL] Home Equity Accelerator Loan (15 Years)
heloc
7.490% APR
Rate7.490%
90% LTV Home Equity - 15 Years
heloc
7.490% APR
Rate7.490%
[PROMOTIONAL] 90% LTV Home Equity (15 Years)
heloc
8.750% APR
Rate8.750%
No Equity Home Equity 100% LTV - 10 Years
heloc
8.750% APR
Rate8.750%
No Equity Home Equity 100% LTV - 5 Years
heloc
8.750% APR
Rate8.750%
[PROMOTIONAL] No Equity Home Equity (10 Years)
heloc
8.750% APR
Rate8.750%
[PROMOTIONAL] No Equity Home Equity (5 Years)

Personal Loan Rates

Rates as of July 11, 2026

personal_secured
3.000% APR
Rate3.000%
Certificate Secured Loan
personal_secured
3.100% APR
Rate3.100%
Share Secured Loan
personal
6.740% APR
Rate6.740%
[PROMOTIONAL] Debt Consolidation Loan
personal
6.750% APR
Rate6.750%
Graduate Student Loan
personal
6.750% APR
Rate6.750%
[PROMOTIONAL] Graduate Student Loan
personal
6.950% APR
Rate6.950%
FLEX Loan
personal_unsecured
8.240% APR
Rate8.240%
Unsecured Personal Loan
personal_unsecured
8.240% APR
Rate8.240%
[PROMOTIONAL] Unsecured Personal Loan
ploc_variable
8.490% APR
Rate8.490%
Personal Line of Credit
ploc_variable
8.490% APR
Rate8.490%
[PROMOTIONAL] Personal Line of Credit

Frequently Asked Questions

What rates does Waterbury Connecticut Teachers offer?

Waterbury Connecticut Teachers currently offers auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 11, 2026 directly from the credit union's official website.

How often are Waterbury Connecticut Teachers rates updated?

RateAPI verifies Waterbury Connecticut Teachers's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 11, 2026.

Where does RateAPI get Waterbury Connecticut Teachers's rate data?

Rate data is collected directly from Waterbury Connecticut Teachers's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Waterbury Connecticut Teachers's auto loan rate?

As of July 11, 2026, Waterbury Connecticut Teachers offers auto loans from 4.65% APR.

Related Rate Data

Compare Waterbury Connecticut Teachers's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Waterbury Connecticut Teachers
curl "https://api.rateapi.dev/credit-unions/connecticut/waterbury-connecticut-teachers" \
  -H "Authorization: Bearer YOUR_API_KEY"