Santa Cruz Community

santa cruz, California
Last verified: July 6, 2026

As of July 6, 2026, Santa Cruz Community offers a cd_48mo mortgage at 1% APR (1% rate, 0 points).

Source: RateAPI.dev, verified from Santa Cruz Community's official website

Mortgage Rates

Rates as of July 6, 2026

cd_48mo
1.000% APR
Rate1.000%
Points0
48 Months
savings
1.040% APR
Rate1.040%
Points0
Holiday Club Savings
money_market
1.510% APR
Rate1.500%
Points0
Money Market $25,000+
money_market
1.510% APR
Rate1.500%
Points0
Money Market $10,000 – $24,999
money_market
1.510% APR
Rate1.500%
Points0
Money Market $2,500 – $9,999
savings
1.550% APR
Rate1.540%
Points0
Super D’per Savings
cd_9mo
2.020% APR
Rate2.000%
Points0
9 Months
cd_6mo
2.280% APR
Rate2.250%
Points0
6 Months
cd_11mo
2.530% APR
Rate2.500%
Points0
11 Months
cd_12mo
2.530% APR
Rate2.500%
Points0
12 Months
cd_24mo
2.690% APR
Rate2.650%
Points0
24 Months
cd_18mo
2.790% APR
Rate2.750%
Points0
18 Months
cd_13mo
2.890% APR
Rate2.850%
Points0
13 Months
cd_15mo
2.940% APR
Rate2.900%
Points0
15 Months
cd_7mo
3.300% APR
Rate3.250%
Points0
7 Months

Frequently Asked Questions

What rates does Santa Cruz Community offer?

Santa Cruz Community currently offers mortgage rates. The rates shown on this page were last verified July 6, 2026 directly from the credit union's official website.

How often are Santa Cruz Community rates updated?

RateAPI verifies Santa Cruz Community's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 6, 2026.

Where does RateAPI get Santa Cruz Community's rate data?

Rate data is collected directly from Santa Cruz Community's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Santa Cruz Community's mortgage rate?

As of July 6, 2026, Santa Cruz Community offers a cd_48mo mortgage at 1% APR.

Related Rate Data

Compare Santa Cruz Community's rates against national credit-union benchmarks.

More California credit unionsMortgage rate benchmarkHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Santa Cruz Community
curl "https://api.rateapi.dev/credit-unions/california/santa-cruz-community" \
  -H "Authorization: Bearer YOUR_API_KEY"
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