Heritage Community

rancho cordova, California
Last verified: July 9, 2026

As of July 9, 2026, Heritage Community offers a 30-year-fixed mortgage at 6.316% APR (6.125% rate, 1 points). Auto loans available from 3.24% APR. Personal loan rates from 10.59% APR.

Source: RateAPI.dev, verified from Heritage Community's official website

Mortgage Rates

Rates as of July 9, 2026

30-year-fixed
6.316% APR
Rate6.125%
Points1
30 Year Fixed Mortgage
30-year-fixed
6.473% APR
Rate6.375%
Points0
30 Year Fixed Mortgage
15-year-fixed
5.682% APR
Rate5.375%
Points1
15 Year Fixed Mortgage
ira
1.000% APR
Rate1.000%
Points0
IRA Savings
savings
3.500% APR
Rate3.450%
Points0
Kasasa Cash Checking - Level 1
share_certificate_3mo
3.600% APR
Rate3.550%
Points0
Share Certificates - 3 month
share_certificate_6mo
3.660% APR
Rate3.600%
Points0
Share Certificates - 6 month
share_certificate_12mo
3.750% APR
Rate3.690%
Points0
Share Certificates - 1 year
savings
4.000% APR
Rate4.000%
Points0
Kasasa Cash
share_certificate
4.000% APR
Rate4.000%
Points0
Share Certificate
share_certificate_9mo
4.000% APR
Rate4.000%
Points0
9-month Share Certificate
savings
4.000% APR
Rate3.930%
Points0
Kasasa Cash Checking - Level 2
savings
4.000% APR
Rate3.930%
Points0
Kasasa Saver
cd_9mo
4.000% APR
Rate3.930%
Points0
[PROMOTIONAL] 9 Month Special
savings
5.000% APR
Rate5.000%
Points0
Basic Savings
savings
5.000% APR
Rate5.000%
Points0
Holiday Club
savings
5.000% APR
Rate4.890%
Points0
Kasasa Cash Checking - Level 3

Auto Loan Rates

Rates as of July 9, 2026

auto
3.240% APR
Rate3.240%
Auto Loan
auto_new
3.240% APR
Rate3.240%
New Auto Loan
auto_used
4.940% APR
Rate4.940%
Used Auto Loan

Personal Loan Rates

Rates as of July 9, 2026

personal_unsecured
10.590% APR
Rate10.590%
Personal Loan

Frequently Asked Questions

What rates does Heritage Community offer?

Heritage Community currently offers mortgage, auto loan, and personal loan rates. The rates shown on this page were last verified July 9, 2026 directly from the credit union's official website.

How often are Heritage Community rates updated?

RateAPI verifies Heritage Community's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 9, 2026.

Where does RateAPI get Heritage Community's rate data?

Rate data is collected directly from Heritage Community's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Heritage Community's mortgage rate?

As of July 9, 2026, Heritage Community offers a 30-year-fixed mortgage at 6.316% APR.

What is Heritage Community's auto loan rate?

As of July 9, 2026, Heritage Community offers auto loans from 3.24% APR.

Related Rate Data

Compare Heritage Community's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Heritage Community
curl "https://api.rateapi.dev/credit-unions/california/heritage-community" \
  -H "Authorization: Bearer YOUR_API_KEY"