American Southwest

sierra vista, Arizona
Last verified: July 15, 2026

As of July 15, 2026, American Southwest offers a savings mortgage at 0.05% APR (0.05% rate, 0 points). Personal loan rates from 4.99% APR.

Source: RateAPI.dev, verified from American Southwest's official website

Who Can Join American Southwest

Membership eligibility from American Southwest's own published criteria. How we verify this.

Community charter: live/work in Cochise, Gila, Graham +4 more, AZ

Cost to join: About $10.

Verified from American Southwest's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 15, 2026

savings
0.050% APR
Rate0.050%
Points0
Regular Shares
money_market
0.150% APR
Rate0.150%
Points0
Flex Money Market
ira
0.200% APR
Rate0.200%
Points0
IRA Share Account
ira
0.200% APR
Rate0.200%
Points0
Regular IRA Shares
money_market
1.750% APR
Rate1.736%
Points0
MAX Money Market
ira
3.000% APR
Rate2.960%
Points0
06 Month TSC or IRA TSC (Relationship)
ira
3.150% APR
Rate3.110%
Points0
18 Month TSC or IRA TSC (Relationship)
ira
3.200% APR
Rate3.150%
Points0
24 Month TSC or IRA TSC (Relationship)
ira
3.250% APR
Rate3.200%
Points0
30 Month TSC or IRA TSC (Relationship)
ira
3.250% APR
Rate3.200%
Points0
60 Month TSC or IRA TSC (Relationship)
ira
3.300% APR
Rate3.250%
Points0
36 Month TSC or IRA TSC (Relationship)
ira
3.350% APR
Rate3.300%
Points0
48 Month TSC or IRA TSC (Relationship)
ira
3.450% APR
Rate3.400%
Points0
12 Month TSC or IRA TSC (Relationship)
cd_9mo
3.850% APR
Rate3.780%
Points0
9 Month TSC

Personal Loan Rates

Rates as of July 15, 2026

personal_secured
4.990% APR
Rate4.990%
Consumer Secured Loan
ploc_variable
13.000% APR
Rate13.000%
Signature / Line Of Credit / Overdraft Protection Loan

Frequently Asked Questions

What rates does American Southwest offer?

American Southwest currently offers mortgage, and personal loan rates. The rates shown on this page were last verified July 15, 2026 directly from the credit union's official website.

How often are American Southwest rates updated?

RateAPI verifies American Southwest's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 15, 2026.

Where does RateAPI get American Southwest's rate data?

Rate data is collected directly from American Southwest's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is American Southwest's mortgage rate?

As of July 15, 2026, American Southwest offers a savings mortgage at 0.05% APR.

Related Rate Data

Compare American Southwest's rates against national credit-union benchmarks.

More Arizona credit unionsMortgage rate benchmarkPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for American Southwest
curl "https://api.rateapi.dev/credit-unions/arizona/american-southwest" \
  -H "Authorization: Bearer YOUR_API_KEY"
Explore API DocumentationUse with Claude