As of January 31, 2026, Valley offers a 15-year-fixed mortgage at 7.1% APR (7.1% rate, 0 points).
Source: RateAPI.dev, verified from Valley's official website
Rates as of January 31, 2026
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceLearn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyAccess this data programmatically with our REST API
# Get rates for Valley
curl "https://api.rateapi.dev/credit-unions/alabama/valley" \
-H "Authorization: Bearer YOUR_API_KEY"