Social Security Auto Loan & Personal Loan Rates

Auto Loan Rates

Rates as of July 7, 2026

auto_any_24mo

4.500% APR

Rate4.500%

New/Used Automobile (2 Years or Newer)

auto_used_36mo

6.000% APR

Rate6.000%

Used Automobile (3 Years - 9 Years Old)

auto_used_120mo

7.750% APR

Rate7.750%

Older Used Automobile (10 Years and Older)

auto_new

8.500% APR

Rate8.500%

Boats (New)

auto_new

8.500% APR

Rate8.500%

Motorcycles (New)

credit_card_platinum

9.900% APR

Rate9.900%

Credit Card: Visa Platinum

credit_card

11.900% APR

Rate11.900%

Credit Card: Visa Gold

credit_card

13.900% APR

Rate13.900%

Credit Card: Mastercard

credit_card

13.900% APR

Rate13.900%

Credit Card: Visa Classic

Personal Loan Rates

Rates as of July 7, 2026

personal_secured

3.000% APR

Rate3.000%

CD Secured Loan

personal_unsecured

12.750% APR

Rate12.750%

Personal Loan (Closed End)

personal_unsecured

16.000% APR

Rate16.000%

Personal Loan (Open End/Overdraft)

Frequently Asked Questions

What rates does Social Security offer?

Social Security currently offers auto loan, and personal loan rates. The rates shown on this page were last verified July 7, 2026 directly from the credit union's official website.

How often are Social Security rates updated?

RateAPI verifies Social Security's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 7, 2026.

Where does RateAPI get Social Security's rate data?

Rate data is collected directly from Social Security's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Social Security's auto loan rate?

As of July 7, 2026, Social Security offers auto loans from 4.5% APR.

Related Rate Data

Compare Social Security's rates against national credit-union benchmarks.

More Alabama credit unions Auto loan rate benchmark Personal loan rates How we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal

# Get rates for Social Security
curl "https://api.rateapi.dev/credit-unions/alabama/social-security" \
  -H "Authorization: Bearer YOUR_API_KEY"

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