Mutual Savings

birmingham, Alabama
Last verified: July 9, 2026

As of July 9, 2026, Mutual Savings offers a savings mortgage at 4.5% APR (4.5% rate, 0 points). Auto loans available from 4.25% APR. Personal loan rates from 7.25% APR.

Source: RateAPI.dev, verified from Mutual Savings's official website

Mortgage Rates

Rates as of July 9, 2026

savings
4.500% APR
Rate4.500%
Points0
Savings Rates

Auto Loan Rates

Rates as of July 9, 2026

auto_new_48mo
4.250% APR
Rate4.250%
New Vehicle Loans 48 Month Term
auto_new_60mo
4.750% APR
Rate4.750%
New Vehicle Loans 60 Month Term
auto_used_48mo
4.750% APR
Rate4.750%
Used Vehicle Loans 48 Month Term
auto_new_72mo
4.950% APR
Rate4.950%
New Vehicle Loans 72 Month Term
auto_used_60mo
5.000% APR
Rate5.000%
Used Vehicle Loans 60 Month Term
auto
5.250% APR
Rate5.250%
Auto Loans
auto_used_72mo
5.750% APR
Rate5.750%
Used Vehicle Loans 72 Month Term
auto_new_84mo
5.850% APR
Rate5.850%
New Vehicle Loans 84 Month Term
auto_used_48mo
6.250% APR
Rate6.250%
Older Used Vehicle Loans 48 Month Term
auto_used_60mo
6.750% APR
Rate6.750%
Older Used Vehicle Loans 60 Month Term
auto_new_84mo
7.250% APR
Rate7.250%
Boat, Motorcycle and Other Vehicles New - 84 Month Term
credit_card
15.990% APR
Rate15.990%
Credit Cards

Personal Loan Rates

Rates as of July 9, 2026

personal_unsecured
7.250% APR
Rate7.250%
Personal Loans

Frequently Asked Questions

What rates does Mutual Savings offer?

Mutual Savings currently offers mortgage, auto loan, and personal loan rates. The rates shown on this page were last verified July 9, 2026 directly from the credit union's official website.

How often are Mutual Savings rates updated?

RateAPI verifies Mutual Savings's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 9, 2026.

Where does RateAPI get Mutual Savings's rate data?

Rate data is collected directly from Mutual Savings's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Mutual Savings's mortgage rate?

As of July 9, 2026, Mutual Savings offers a savings mortgage at 4.5% APR.

What is Mutual Savings's auto loan rate?

As of July 9, 2026, Mutual Savings offers auto loans from 4.25% APR.

Related Rate Data

Compare Mutual Savings's rates against national credit-union benchmarks.

More Alabama credit unionsMortgage rate benchmarkAuto loan rate benchmarkPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Mutual Savings
curl "https://api.rateapi.dev/credit-unions/alabama/mutual-savings" \
  -H "Authorization: Bearer YOUR_API_KEY"
Explore API DocumentationUse with Claude