Federal Employees

birmingham, Alabama
Last verified: July 10, 2026

As of July 10, 2026, Federal Employees offers a ira mortgage at 3.5% APR (3.5% rate, 0 points). Auto loans available from 5% APR. Personal loan rates from 10.9% APR.

Source: RateAPI.dev, verified from Federal Employees's official website

Mortgage Rates

Rates as of July 10, 2026

ira
3.500% APR
Rate3.500%
Points0
12 Month IRA
cd_12mo
3.500% APR
Rate3.500%
Points0
12 Months Certificate of Deposit
cd_6mo
3.500% APR
Rate3.500%
Points0
6 Months Certificate of Deposit
cd_18mo
3.600% APR
Rate3.600%
Points0
18 Months Certificate of Deposit
ira
3.600% APR
Rate3.600%
Points0
24 Month IRA
cd_24mo
3.600% APR
Rate3.600%
Points0
24 Months Certificate of Deposit
cd_30mo
3.700% APR
Rate3.700%
Points0
30 Months Certificate of Deposit
ira
3.700% APR
Rate3.700%
Points0
36 Month IRA
cd_36mo
3.700% APR
Rate3.700%
Points0
36 Months Certificate of Deposit
cd_48mo
3.800% APR
Rate3.800%
Points0
48 Months Certificate of Deposit
ira
3.800% APR
Rate3.800%
Points0
60 Month IRA

Auto Loan Rates

Rates as of July 10, 2026

auto_any_36mo
5.000% APR
Rate5.000%
[PROMOTIONAL] New & Used Autos (Up to 36 months)
auto_any_48mo
5.250% APR
Rate5.250%
[PROMOTIONAL] New & Used Autos (Up to 48 months)
auto_any_72mo
5.900% APR
Rate5.900%
[PROMOTIONAL] New & Used Autos (Up to 72 months)
auto_any_60mo
5.990% APR
Rate5.990%
[PROMOTIONAL] New & Used Autos (Up to 60 months)

Personal Loan Rates

Rates as of July 10, 2026

personal
10.900% APR
Rate10.900%
Vacation/Christmas Loan
personal
18.000% APR
Rate18.000%
Open-End Loan (Revolving Charge)
personal
18.000% APR
Rate18.000%
Overdraft Protection

Frequently Asked Questions

What rates does Federal Employees offer?

Federal Employees currently offers mortgage, auto loan, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are Federal Employees rates updated?

RateAPI verifies Federal Employees's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get Federal Employees's rate data?

Rate data is collected directly from Federal Employees's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Federal Employees's mortgage rate?

As of July 10, 2026, Federal Employees offers a ira mortgage at 3.5% APR.

What is Federal Employees's auto loan rate?

As of July 10, 2026, Federal Employees offers auto loans from 5% APR.

Related Rate Data

Compare Federal Employees's rates against national credit-union benchmarks.

More Alabama credit unionsMortgage rate benchmarkAuto loan rate benchmarkPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Federal Employees
curl "https://api.rateapi.dev/credit-unions/alabama/federal-employees" \
  -H "Authorization: Bearer YOUR_API_KEY"
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