Birmingham City

birmingham, Alabama
Last verified: July 6, 2026

As of July 6, 2026, Birmingham City offers a share_certificate mortgage at 1% APR (1% rate, 0 points). Auto loans available from 4.5% APR. Personal loan rates from 2% APR.

Source: RateAPI.dev, verified from Birmingham City's official website

Mortgage Rates

Rates as of July 6, 2026

share_certificate
1.000% APR
Rate1.000%
Points0
Share Certificates
ira
5.000% APR
Rate5.000%
Points0
IRA Shares
savings
5.000% APR
Rate5.000%
Points0
Share Rates
ploc_variable
8.990% APR
Rate8.990%
Points0
LifeLine Instant Line of Credit

Auto Loan Rates

Rates as of July 6, 2026

auto
4.500% APR
Rate4.500%
Auto Loans

Personal Loan Rates

Rates as of July 6, 2026

personal_secured
2.000% APR
Rate2.000%
Share Secured
personal_unsecured
10.800% APR
Rate10.800%
Personal Loans
personal
14.000% APR
Rate14.000%
Suspended Driver’s License Loan Program
personal_unsecured
18.000% APR
Rate18.000%
Signature

Frequently Asked Questions

What rates does Birmingham City offer?

Birmingham City currently offers mortgage, auto loan, and personal loan rates. The rates shown on this page were last verified July 6, 2026 directly from the credit union's official website.

How often are Birmingham City rates updated?

RateAPI verifies Birmingham City's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 6, 2026.

Where does RateAPI get Birmingham City's rate data?

Rate data is collected directly from Birmingham City's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Birmingham City's mortgage rate?

As of July 6, 2026, Birmingham City offers a share_certificate mortgage at 1% APR.

What is Birmingham City's auto loan rate?

As of July 6, 2026, Birmingham City offers auto loans from 4.5% APR.

Related Rate Data

Compare Birmingham City's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Birmingham City
curl "https://api.rateapi.dev/credit-unions/alabama/birmingham-city" \
  -H "Authorization: Bearer YOUR_API_KEY"