--- title: "WYHY Credit Union Rates - Wyoming" description: "Current mortgage, vehicle loan, heloc, personal loan, credit card, and savings & cd rates from WYHY Credit Union in Wyoming. Updated daily with source verification. See who can join WYHY Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/wyoming/wyhy" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # WYHY Credit Union Rates - Wyoming ### Mortgage rates 3 offers | Product | Published | Rate | Term / condition | Status | | **First Mortgage 15 year** other | — APR | 6.250% | — | Standard | | **First Mortgage 15 year rates as low as** other | — APR | 6.250% | — | Standard | | **First Mortgage 30 year rates as low as** other | — APR | 6.875% | — | Standard | WYHY Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Secured Vehicle Loans rates as low as** auto | — APR | 5.240% | — | Standard | | **Recreational Vehicle Loans rates as low as** rv | — APR | 6.500% | — | Standard | | **Recreational Vehicles Above $30,000 rates as low as** rv | — APR | 9.050% | — | Standard | WYHY Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 2 offers | Product | Published | Rate | Term / condition | Status | | **HELOC (Variable)** heloc_variable | — APR | 5.000% | — | Standard | | **HELOC rates as low as** heloc_variable | — APR | 7.500% | — | Standard | WYHY Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Personal Loans rates as low as** personal_unsecured | — APR | 11.700% | — | Standard | WYHY Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Visa Platinum Non-Reward rates as low as** credit_card_platinum | — APR | 12.150% | — | Standard | | **Visa Platinum Rewards rates as low as** credit_card_rewards | — APR | 13.150% | — | Standard | WYHY Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 3 offers | Product | Published | Rate | Term / condition | Status | | **FastTrac Savings** savings | — APY | 0.30% | — | Standard | | **Smart Returns Checking** checking | — APY | 3.00% | — | Standard | | **Jumbo Term 6 Month Certificate** cd_6mo | — APY | 3.70% | 6 mo | Standard | WYHY Credit Union savings & cd rates as of November 12, 2026 WYHY Credit Union is a credit union in Wyoming. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/wyoming/wyhy) , verified from [WYHY Credit Union's official website](https://www.wyhy.org/) Loading branch locator… ## About WYHY Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 22.8K Assets $409.6M Founded 1953 Locations reported 5 NCUA charter 9094 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Student scholarships - Credit-builder products - Payday Alternative Loans II Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Blue** Yellowstone Road Branch · Cheyenne · WY · 82009 About 14.2 miles away](https://rateapi.dev/credit-unions/wyoming/blue) [**Western Vista** Storey · Cheyenne · WY · 82009 About 14.6 miles away](https://rateapi.dev/credit-unions/wyoming/western-vista) [**First Education** First Education Federal Credit Union · Cheyenne · WY · 82009 About 14.7 miles away](https://rateapi.dev/credit-unions/wyoming/first-education) [**Uniwyo** Cheyenne Branch · Cheyenne · WY · 82009-4736 About 14.9 miles away](https://rateapi.dev/credit-unions/wyoming/uniwyo) [**Meridian Trust** Meridian-North · Cheyenne · WY · 82009-4836 About 15.4 miles away](https://rateapi.dev/credit-unions/wyoming/meridian-trust) [**Cheyenne-Laramie County Employees** Cheyenne-Laramie County Employees Federal Credit Union · Cheyenne · WY · 82009-7301 About 15.7 miles away](https://rateapi.dev/credit-unions/wyoming/cheyenne-laramie-county-employees) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join WYHY Credit Union Membership eligibility from WYHY Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on WYHY Credit Union's website. Check the membership page below to confirm whether you qualify. - Location laramie, natrona, sweetwater, uinta — WY Verified from [WYHY Credit Union's membership page](https://www.wyhy.org/open-account) . Final membership determination is always made by the credit union. ## Membership rules for WYHY Credit Union Geography 4 counties 7 published paths to membership, last verified August 27, 2026, quoted from WYHY Credit Union’s own published criteria. ### Geography 5 Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified August 27, 2026 - Laramie County, WY - Natrona County, WY - Sweetwater County, WY - Uinta County, WY - WY “NCUA call report 2026-03-31: TOM_CODE=66 (community charter); branch footprint: Laramie County, WY; Natrona County, WY; Sweetwater County, WY; Uinta County, WY” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for WYHY Credit Union? Yes No ## Work at WYHY Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where WYHY Credit Union ranks against Wyoming peers. - See which AI assistants fetched WYHY Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Wyoming - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=wyhy&state=wyoming&code=WY&name=WYHY%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does WYHY Credit Union offer? WYHY Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are WYHY Credit Union rates updated? RateAPI verifies WYHY Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get WYHY Credit Union's rate data? Rate data is collected directly from WYHY Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join WYHY Credit Union? WYHY Credit Union publishes its membership criteria on its own website. RateAPI tracks 7 published membership paths covering 4 counties for WYHY Credit Union, each quoted from WYHY Credit Union's own published membership criteria. ## Related Rate Data Compare WYHY Credit Union's rates against national credit-union benchmarks. [More Wyoming credit unions](https://rateapi.dev/credit-unions/wyoming) [Wyoming mortgage rate leaders](https://rateapi.dev/mortgage-rates/wyoming) [Wyoming auto loan rate leaders](https://rateapi.dev/auto-loan-rates/wyoming) [Wyoming HELOC rate leaders](https://rateapi.dev/heloc-rates/wyoming) [Wyoming personal loan leaders](https://rateapi.dev/personal-loan-rates/wyoming) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.wyhy.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track WYHY Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Wyoming credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for WYHY Credit Union curl "https://api.rateapi.dev/credit-unions/wyoming /wyhy " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## WYHY Credit Union locations Search, filter, and browse all 5 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/wyoming/wyhy Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp