---
title: "Western Vista Credit Union Rates (Nov 2026): CDs to 0.01%"
description: "Western Vista Credit Union rates today: savings &amp; CDs up to 0.01% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Western Vista Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/wyoming/western-vista"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Western Vista Credit Union Rates (Nov 2026): CDs to 0.01%

### Savings & CD rates

27 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **$50-$9,999.99** savings |  — APY |  0.01% |  — |  Standard |
| **Vista Relationship Checking** checking |  0.01% APY |  0.01% |  — |  Standard |
| **Primary Savings** savings |  — APY |  0.01% |  — |  Standard |
| **$10,000-$24,999.99** savings |  — APY |  0.02% |  — |  Standard |
| **$15,000.01+** savings |  — APY |  0.02% |  — |  Standard |
| **Panorama Checking** checking |  — APY |  0.02% |  — |  Standard |
| **Tier 5** savings |  — APY |  0.02% |  — |  Standard |
| **$25,000-$49,999.99** savings |  — APY |  0.03% |  — |  Standard |
| **Money Market** money_market |  — APY |  0.05% |  — |  Standard |
| **Liquid Gold Savings** savings |  — APY |  0.05% |  — |  Standard |
| **$50,000+** savings |  — APY |  0.05% |  — |  Standard |
| **IRA** ira |  — APY |  0.05% |  — |  Standard |
| **$50,000-$99,999.99** savings |  — APY |  0.10% |  — |  Standard |
| **Horizon Savings** savings |  — APY |  0.15% |  — |  Standard |
| **$100,000-$249,999.99** savings |  — APY |  0.50% |  — |  Standard |
| **Traditional ROTH IRA** ira |  — APY |  1.25% |  — |  Standard |
| **3 Mos.** cd_3mo |  — APY |  1.25% |  3 mo |  Standard |
| **$250,000+** savings |  — APY |  1.75% |  — |  Standard |
| **48 Mos.** cd_48mo |  — APY |  2.75% |  48 mo |  Standard |
| **60 Mos.** cd_60mo |  — APY |  2.75% |  60 mo |  Standard |
| **24 Mos.** cd_24mo |  — APY |  3.00% |  24 mo |  Standard |
| **36 Mos.** cd_36mo |  — APY |  3.00% |  36 mo |  Standard |
| **18 Mos.** cd_18mo |  — APY |  3.00% |  18 mo |  Standard |
| **12 Mos.** cd_12mo |  — APY |  3.25% |  12 mo |  Standard |
| **6 Mos.** cd_6mo |  — APY |  3.50% |  6 mo |  Standard |
| **$0-$15,000** savings |  — APY |  4.00% |  — |  Standard |
| **5-Month Certificate** cd_5mo |  — APY |  4.15% |  5 mo |  Standard |
Western Vista Credit Union savings & cd rates as of November 13, 2026

Savings and certificate yields up to 0.01% APY.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/wyoming/western-vista) , verified from [Western Vista Credit Union's official website](https://www.wvista.com/)

Loading branch locator…

## About Western Vista Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

17K

Assets

$279.3M

Founded

1940

Locations reported

6

NCUA charter

3972

Charter type

Federal credit union

### Services and member support

- Online membership application
- Online loan application
- Electronic statements
- Mobile check deposit
- Financial counseling
- Financial education
- First-time homebuyer program
- Student scholarships

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Blue** F.E. Warren Air Force Base Branch · Cheyenne · WY · 82005 About 5.3 miles away](https://rateapi.dev/credit-unions/wyoming/blue) [**Meridian Trust** Meridian-Main · Cheyenne · WY · 82001 About 6.2 miles away](https://rateapi.dev/credit-unions/wyoming/meridian-trust) [**Nuvision** Cheyenne (18th Street Branch) · Cheyenne · WY · 82001-4616 About 6.4 miles away](https://rateapi.dev/credit-unions/california/nuvision) [**Uniwyo** Cheyenne Branch · Cheyenne · WY · 82009-4736 About 6.9 miles away](https://rateapi.dev/credit-unions/wyoming/uniwyo) [**First Education** First Education Federal Credit Union · Cheyenne · WY · 82009 About 7.0 miles away](https://rateapi.dev/credit-unions/wyoming/first-education) [**Cheyenne-Laramie County Employees** Cheyenne-Laramie County Employees Federal Credit Union · Cheyenne · WY · 82009-7301 About 7.5 miles away](https://rateapi.dev/credit-unions/wyoming/cheyenne-laramie-county-employees)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Western Vista Credit Union

Membership eligibility from Western Vista Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

To join: make a small contribution to our charitable foundation

**Cost to join:** About $25.

Verified from [Western Vista Credit Union's membership page](https://www.wvista.com/membership/) . Final membership determination is always made by the credit union.

## Membership rules for Western Vista Credit Union

Family

1 published path to membership, last verified August 21, 2026, quoted from Western Vista Credit Union’s own published criteria.

### Family 1

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026

  - Family of a member immediate family

“Immediate family of an existing member can also become credit union members.”

> [source ↗](https://www.wvista.com/membership/)

- Family member (immediate family) of a member

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for Western Vista Credit Union? Yes No

## Work at Western Vista Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Western Vista Credit Union ranks against Wyoming peers.

- See which AI assistants fetched Western Vista Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in Wyoming
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=western-vista&amp;state=wyoming&amp;code=WY&amp;name=Western%20Vista%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Western Vista Credit Union offer?

Western Vista Credit Union is a credit union in Wyoming. Rate data is currently being verified.

### How often are Western Vista Credit Union rates updated?

RateAPI verifies Western Vista Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026.

### Where does RateAPI get Western Vista Credit Union's rate data?

Rate data is collected directly from Western Vista Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### What is Western Vista Credit Union's best CD rate?

As of November 13, 2026, Western Vista Credit Union offers savings and certificate (CD) yields up to 0.01% APY.

### Who can join Western Vista Credit Union?

To join: make a small contribution to our charitable foundation RateAPI tracks 1 published membership path for Western Vista Credit Union, each quoted from Western Vista Credit Union's own published membership criteria. Immediate family of an existing member also qualify.

## Related Rate Data

Compare Western Vista Credit Union's rates against national credit-union benchmarks.

[More Wyoming credit unions](https://rateapi.dev/credit-unions/wyoming) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://www.wvista.com/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Western Vista Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Wyoming credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Western Vista Credit Union
curl "https://api.rateapi.dev/credit-unions/wyoming /western-vista " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Western Vista Credit Union locations

Search, filter, and browse all 6 NCUA-reported locations.

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---

Source: https://rateapi.dev/credit-unions/wyoming/western-vista
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
