--- title: "Stagepoint Credit Union Rates (Nov 2026): CDs to 4.07%" description: "Stagepoint Credit Union rates today: savings & CDs up to 4.07% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Stagepoint Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/wyoming/stagepoint" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Stagepoint Credit Union Rates (Nov 2026): CDs to 4.07% ### Auto & vehicle rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Auto Loan** auto | — APR | 5.780% | — | Standard | | **Power Sport Vehicles** powersports | — APR | 7.380% | — | Standard | | **Other Recreational Vehicles** rv | — APR | 8.880% | — | Standard | Stagepoint Credit Union auto & vehicle rates as of November 13, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Signature Loan** personal_unsecured | — APR | 11.380% | — | Standard | | **Personal Line of Credit** ploc_variable | — APR | 12.380% | — | Standard | Stagepoint Credit Union personal loan rates as of November 13, 2026 ### Savings & CD rates 23 offers | Product | Published | Rate | Term / condition | Status | | **Secondary Savings, Cash for College** savings | — APY | 0.05% | — | Standard | | **Business Checking** checking | — APY | 0.10% | — | Eligibility restricted | | **Money Market ($2,500–$14,999)** money_market | — APY | 0.50% | — | Standard | | **Money Market ($15,000–$49,999)** money_market | — APY | 0.75% | — | Standard | | **Individual Retirement Account (IRA)** ira | — APY | 1.00% | — | Standard | | **Ultimate Checking $0-$15,000 Meets Req.** checking | — APY | 1.00% | — | Standard | | **Health Savings Account** savings | — APY | 1.00% | — | Standard | | **Money Market ($50,000–$99,000)** money_market | — APY | 1.00% | — | Standard | | **Money Market ($100,000–$250,000)** money_market | — APY | 1.24% | — | Standard | | **Money Market ($250,000+)** money_market | — APY | 1.49% | — | Standard | | **Freedom Checking $0-$15,000 Meets Req.** checking | — APY | 1.49% | — | Standard | | **Ultimate Checking $15,001-$50,000 Meets Req.** checking | — APY | 1.98% | — | Standard | | **Money Market Maximizer $150,000 - $249,999** money_market | — APY | 2.47% | — | Standard | | **Freedom Checking $15,001-$50,000 Meets Req.** checking | — APY | 2.47% | — | Standard | | **Money Market Maximizer $250,000 - $499,999** money_market | — APY | 3.20% | — | Standard | | **36-Month Certificate** share_certificate_36mo | 3.82% APY | 3.75% | 36 mo | Standard | | **60-Month Certificate** share_certificate_60mo | 3.82% APY | 3.75% | 60 mo | Standard | | **48-Month Certificate** share_certificate_48mo | 3.82% APY | 3.75% | 48 mo | Standard | | **24-Month Certificate** share_certificate_24mo | 3.82% APY | 3.75% | 24 mo | Standard | | **Certificate account rates (12-MONTH - YOUTH)** share_certificate_12mo | 3.82% APY | 3.75% | 12 mo | Eligibility restricted | | **Money Market Maximizer $500,000+** money_market | — APY | 3.93% | — | Standard | | **Ultimate Checking $50,001+ Meets Req.** checking | — APY | 3.93% | — | Standard | | **6-Month Certificate** share_certificate_6mo | 4.07% APY | 4.00% | 6 mo | Standard | Stagepoint Credit Union savings & cd rates as of November 13, 2026 Savings and certificate yields up to 4.07% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/wyoming/stagepoint) , verified from [Stagepoint Credit Union's official website](https://www.stagepointfcu.com/) Loading branch locator… ## About Stagepoint Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 8.9K Assets $128.9M Founded 1935 Locations reported 3 NCUA charter 687 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Financial counseling - Credit-builder products - Payday Alternative Loans I Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**A.c.p.e.** ACPE FCU · Laramie · WY · 82070-5276 About 8.2 miles away](https://rateapi.dev/credit-unions/wyoming/acpe) [**Blue** UW Plaza Branch · Laramie · WY · 82070 About 8.2 miles away](https://rateapi.dev/credit-unions/wyoming/blue) [**Uniwyo** 2020 Grand Branch · Laramie · WY · 82070 About 8.2 miles away](https://rateapi.dev/credit-unions/wyoming/uniwyo) [**First Education** First Education Federal Credit Union · Cheyenne · WY · 82009 About 41.4 miles away](https://rateapi.dev/credit-unions/wyoming/first-education) [**Western Vista** Storey · Cheyenne · WY · 82009 About 42.2 miles away](https://rateapi.dev/credit-unions/wyoming/western-vista) [**Meridian Trust** Meridian-North · Cheyenne · WY · 82009-4836 About 42.8 miles away](https://rateapi.dev/credit-unions/wyoming/meridian-trust) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Stagepoint Credit Union Membership eligibility from Stagepoint Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Stagepoint Credit Union's website. Check the membership page below to confirm whether you qualify. - Location Albany, Natrona — WY Verified from [Stagepoint Credit Union's membership page](https://www.stagepointfcu.com/) . Final membership determination is always made by the credit union. ## Membership rules for Stagepoint Credit Union Geography 2 counties 2 published paths to membership, last verified August 5, 2026, from NCUA regulator charter records. ### Geography 2 Auto-verified against the source page from NCUA regulator charter records · last verified August 5, 2026 - Albany County, WY - Natrona County, WY “NCUA call report 2026-03-31: TOM_CODE=66 (community charter); branch footprint: Albany County, WY; Natrona County, WY” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Stagepoint Credit Union? Yes No ## Work at Stagepoint Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Stagepoint Credit Union ranks against Wyoming peers. - See which AI assistants fetched Stagepoint Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Wyoming - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=stagepoint&state=wyoming&code=WY&name=Stagepoint%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Stagepoint Credit Union offer? Stagepoint Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Stagepoint Credit Union rates updated? RateAPI verifies Stagepoint Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Stagepoint Credit Union's rate data? Rate data is collected directly from Stagepoint Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Stagepoint Credit Union's best CD rate? As of November 13, 2026, Stagepoint Credit Union offers savings and certificate (CD) yields up to 4.07% APY. ### Who can join Stagepoint Credit Union? Stagepoint Credit Union publishes its membership criteria on its own website. RateAPI tracks 2 published membership paths covering 2 counties for Stagepoint Credit Union, each quoted from NCUA charter records. ## Related Rate Data Compare Stagepoint Credit Union's rates against national credit-union benchmarks. [More Wyoming credit unions](https://rateapi.dev/credit-unions/wyoming) [Wyoming auto loan rate leaders](https://rateapi.dev/auto-loan-rates/wyoming) [Wyoming personal loan leaders](https://rateapi.dev/personal-loan-rates/wyoming) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.stagepointfcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Stagepoint Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Wyoming credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Stagepoint Credit Union curl "https://api.rateapi.dev/credit-unions/wyoming /stagepoint " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Stagepoint Credit Union locations Search, filter, and browse all 3 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/wyoming/stagepoint Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp