--- title: "First Education Credit Union Rates (Nov 2026): CDs to 3.56%" description: "First Education Credit Union rates today: savings & CDs up to 3.56% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join First Education Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/wyoming/first-education" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # First Education Credit Union Rates (Nov 2026): CDs to 3.56% ### Savings & CD rates 16 offers | Product | Published | Rate | Term / condition | Status | | **Premium Tier II** savings | 0.01% APY | 0.01% | — | Standard | | **Regular Shares Tier II** savings | 0.05% APY | 0.05% | — | Standard | | **Education Shares Tier II** savings | 0.10% APY | 0.10% | — | Standard | | **Tier I** savings | 0.15% APY | 0.15% | — | Standard | | **Tier II** savings | 0.20% APY | 0.20% | — | Standard | | **Education Shares Tier I** savings | 0.25% APY | 0.25% | — | Standard | | **IRA** ira | 0.50% APY | 0.50% | — | Standard | | **48-Month Certificate** cd_48mo | 1.00% APY | 1.00% | 48 mo | Standard | | **36-Month Certificate** cd_36mo | 1.00% APY | 1.00% | 36 mo | Standard | | **60-Month Certificate** cd_60mo | 1.10% APY | 1.10% | 60 mo | Standard | | **18-Month Certificate** cd_18mo | 2.53% APY | 2.50% | 18 mo | Standard | | **24-Month Certificate** cd_24mo | — APY | 2.60% | 24 mo | Standard | | **6-Month Certificate** cd_6mo | 2.78% APY | 2.75% | 6 mo | Standard | | **12-Month Certificate** cd_12mo | — APY | 3.00% | 12 mo | Standard | | **Change is Good Certificate (2­ Year) up to $2,000 Balance**** cd | 3.04% APY | 3.00% | — | Standard | | **9-Month Certificate** cd_9mo | 3.56% APY | 3.50% | 9 mo | Standard | First Education Credit Union savings & cd rates as of November 12, 2026 Savings and certificate yields up to 3.56% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/wyoming/first-education) , verified from [First Education Credit Union's official website](https://firstedfcu.com/) Loading branch locator… ## About First Education Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 5.6K Assets $88.2M Founded 1947 Locations reported 1 NCUA charter 5465 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile payments - Financial education - Student scholarships - Payday Alternative Loans I Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Blue** Yellowstone Road Branch · Cheyenne · WY · 82009 About 14.2 miles away](https://rateapi.dev/credit-unions/wyoming/blue) [**Western Vista** Storey · Cheyenne · WY · 82009 About 14.6 miles away](https://rateapi.dev/credit-unions/wyoming/western-vista) [**Uniwyo** Cheyenne Branch · Cheyenne · WY · 82009-4736 About 14.9 miles away](https://rateapi.dev/credit-unions/wyoming/uniwyo) [**Meridian Trust** Meridian-North · Cheyenne · WY · 82009-4836 About 15.4 miles away](https://rateapi.dev/credit-unions/wyoming/meridian-trust) [**Cheyenne-Laramie County Employees** Cheyenne-Laramie County Employees Federal Credit Union · Cheyenne · WY · 82009-7301 About 15.7 miles away](https://rateapi.dev/credit-unions/wyoming/cheyenne-laramie-county-employees) [**WYHY** Cheyenne Office · Cheyenne · WY · 82009-7359 About 15.8 miles away](https://rateapi.dev/credit-unions/wyoming/wyhy) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join First Education Credit Union Membership eligibility from First Education Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on First Education Credit Union's website. Check the membership page below to confirm whether you qualify. - Location laramie — WY Verified from [First Education Credit Union's membership page](https://firstedfcu.com/membership/) . Final membership determination is always made by the credit union. ## Membership rules for First Education Credit Union Geography 1 county · Family 2 6 published paths to membership, last verified August 27, 2026, quoted from First Education Credit Union’s own published criteria. ### Geography 1 Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified August 27, 2026 - Laramie County, WY “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Laramie County, WY” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member “or who has family members who live, work, go to school or worship in Laramie County, WY, can become a member.” > [source ↗](https://firstedfcu.com/membership/) - Family member of a member - Family of a member family “Everyone who lives, works, goes to school or worships in Laramie County, WY, or who has family members who live, work, go to school or worship in Laramie County, WY, can become a member.” > [source ↗](https://firstedfcu.com/membership/) - Family member (family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for First Education Credit Union? Yes No ## Work at First Education Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where First Education Credit Union ranks against Wyoming peers. - See which AI assistants fetched First Education Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Wyoming - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=first-education&state=wyoming&code=WY&name=First%20Education%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does First Education Credit Union offer? First Education Credit Union is a credit union in Wyoming. Rate data is currently being verified. ### How often are First Education Credit Union rates updated? RateAPI verifies First Education Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get First Education Credit Union's rate data? Rate data is collected directly from First Education Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is First Education Credit Union's best CD rate? As of November 12, 2026, First Education Credit Union offers savings and certificate (CD) yields up to 3.56% APY. ### Who can join First Education Credit Union? First Education Credit Union publishes its membership criteria on its own website. RateAPI tracks 6 published membership paths covering 1 county for First Education Credit Union, each quoted from First Education Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare First Education Credit Union's rates against national credit-union benchmarks. [More Wyoming credit unions](https://rateapi.dev/credit-unions/wyoming) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://firstedfcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track First Education Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Wyoming credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for First Education Credit Union curl "https://api.rateapi.dev/credit-unions/wyoming /first-education " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## First Education Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/wyoming/first-education Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp