--- title: "Westconsin Credit Union Rates - Wisconsin" description: "Current mortgage, auto loan, heloc, personal loan, credit card, and savings & cd rates from Westconsin Credit Union in Wisconsin. Updated daily with source verification. See who can join Westconsin Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/wisconsin/westconsin" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Westconsin Credit Union Rates - Wisconsin ### Mortgage rates 20 offers | Product | Published | Rate | Term / condition | Status | | **30-Year Fixed** 30 year fixed | — APR | 7.500% | — | Standard | | **30-Year Fixed** 30 year fixed | — APR | 7.658% | — | Standard | | **15-Year Fixed** 15 year fixed | — APR | 7.000% | — | Standard | | **15-Year Fixed** 15 year fixed | — APR | 7.065% | — | Standard | | **Jumbo Mortgage (Jumbo 5/6 mo. ARM)** 5 1 arm | — APR | 6.500% | — | Standard | | **Adjustable Rate Mortgages A (5/6 mo. ARM)** 5 1 arm | — APR | 6.500% | — | Standard | | **5/6 mo. ARM** 5 1 arm | — APR | 6.614% | — | Standard | | **7/6 mo. ARM** 7 1 arm | — APR | 6.730% | — | Standard | | **Jumbo Mortgage (Jumbo 7/6 mo. ARM)** 7 1 arm | — APR | 6.750% | — | Standard | | **Adjustable Rate Mortgages A (7/6 mo. ARM)** 7 1 arm | — APR | 6.750% | — | Standard | | **Construction Mortgage (Construction 7/6 mo. ARM)** 7 1 arm | — APR | 6.750% | — | Standard | | **10-Year Fixed** 10 year fixed | — APR | 6.875% | — | Standard | | **10-Year Fixed** 10 year fixed | — APR | 6.966% | — | Standard | | **20-Year Fixed** 20 year fixed | — APR | 7.125% | — | Standard | | **20-Year Fixed** 20 year fixed | — APR | 7.325% | — | Standard | | **WEST consin ARMs (WEST consin 5/6 mo. ARM)** 5 1 arm | — APR | 7.500% | — | Standard | | **Vacant Land (Vacant Land 3/6 mo. ARM)** 3 1 arm | — APR | 7.625% | — | Standard | | **WEST consin ARMs (WEST consin 7/6 mo. ARM)** 7 1 arm | — APR | 7.750% | — | Standard | | **Closed-end 2nd 7/6 mo. ARM** 7 1 arm | — APR | 8.000% | — | Standard | | **Vacant Land (Vacant Land 5/6 mo. ARM)** 5 1 arm | — APR | 8.000% | — | Standard | Westconsin Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 26 offers | Product | Published | Rate | Term / condition | Status | | **Secured Vehicles | 2022 and Newer (Up to 24 Months)** auto_any_24mo | — APR | 4.490% | 24 mo | Standard | | **Secured Vehicles | 2022 and Newer (Up to 36 Months)** auto_any_36mo | — APR | 4.740% | 36 mo | Standard | | **Secured Vehicles | 2022 and Newer (Up to 48 Months)** auto_any_48mo | — APR | 4.990% | 48 mo | Standard | | **Secured Vehicles | 2022 and Newer (Up to 60 Months)** auto_any_60mo | — APR | 5.240% | 60 mo | Standard | | **Secured Vehicles | 2019 and Newer (Up to 24 Months)** auto_any_24mo | — APR | 5.490% | 24 mo | Standard | | **Secured Vehicles | 2018 - 2021 (Up to 24 Months)** auto_any_24mo | — APR | 5.490% | 24 mo | Standard | | **Secured Vehicles | 2022 and Newer (Up to 72 Months)** auto_any_72mo | — APR | 5.490% | 72 mo | Standard | | **Secured Vehicles | 2022 and Newer (Up to 84 Months**)** auto_any_84mo | — APR | 5.740% | 84 mo | Standard | | **Secured Vehicles | 2018 - 2021 (Up to 36 Months)** auto_any_36mo | — APR | 5.740% | 36 mo | Standard | | **Secured Vehicles | 2019 and Newer (Up to 36 Months)** auto_any_36mo | — APR | 5.740% | 36 mo | Standard | | **Secured Vehicles | 2019 and Newer (Up to 48 Months)** auto_any_48mo | — APR | 5.990% | 48 mo | Standard | | **Secured Vehicles | 2018 - 2021 (Up to 48 Months)** auto_any_48mo | — APR | 5.990% | 48 mo | Standard | | **Secured Vehicles | 2019 and Newer (Up to 60 Months)** auto_any_60mo | — APR | 6.240% | 60 mo | Standard | | **Secured Vehicles | 2018 - 2021 (Up to 60 Months)** auto_any_60mo | — APR | 6.240% | 60 mo | Standard | | **Secured Vehicles | 2018 - 2021 (Up to 72 Months**)** auto_any_72mo | — APR | 6.490% | 72 mo | Standard | | **Secured Vehicles | 2019 and Newer (Up to 72 Months)** auto_any_72mo | — APR | 6.490% | 72 mo | Standard | | **Secured Vehicles | 2019 and Newer (Up to 84 Months**)** auto_any_84mo | — APR | 6.990% | 84 mo | Standard | | **Secured Vehicles | 2017 and Older (Up to 24 Months)** auto_used_24mo | — APR | 7.490% | 24 mo · used | Standard | | **Secured Vehicles | 2017 and Older (Up to 36 Months)** auto_used_36mo | — APR | 7.740% | 36 mo · used | Standard | | **Secured Vehicles | 2017 and Older (Up to 48 Months)** auto_used_48mo | — APR | 7.990% | 48 mo · used | Standard | | **Secured Vehicles | 2018 and Older (Up to 24 Months)** auto_used_24mo | — APR | 8.240% | 24 mo · used | Standard | | **Secured Vehicles | 2017 and Older (Up to 60 Months)** auto_used_60mo | — APR | 8.240% | 60 mo · used | Standard | | **Secured Vehicles | 2018 and Older (Up to 36 Months)** auto_used_36mo | — APR | 8.490% | 36 mo · used | Standard | | **Secured Vehicles | 2018 and Older (Up to 48 Months)** auto_used_48mo | — APR | 8.740% | 48 mo · used | Standard | | **Secured Vehicles | 2018 and Older (Up to 60 Months)** auto_used_60mo | — APR | 8.990% | 60 mo · used | Standard | | **Secured Vehicles | 2018 and Older (Up to 72 Months**)** auto_used_72mo | — APR | 9.240% | 72 mo · used | Standard | Westconsin Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 2 offers | Product | Published | Rate | Term / condition | Status | | **3-Month Adjustable HELOC** heloc_variable | — APR | 7.000% | — | Standard | | **5-Year Adjustable HELOC** heloc_variable | — APR | 7.250% | — | Standard | Westconsin Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Up to 48-Month Unsecured Personal Loan** personal_unsecured_48mo | — APR | 11.500% | 48 mo | Standard | | **Up to 60-Month Unsecured Personal Loan** personal_unsecured_60mo | — APR | 13.000% | 60 mo | Standard | Westconsin Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Platinum Visa Credit Cards (No Maximum)** credit_card_platinum | — APR | 9.000% | — | Standard | | **Business Platinum Visa Credit Card** credit_card_business | — APR | 9.900% | — | Standard | Westconsin Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 2 offers | Product | Published | Rate | Term / condition | Status | | **6-Month Certificate** cd_6mo | — APY | 2.38% | 6 mo | Standard | | **12-Month Certificate** cd_12mo | — APY | 4.01% | 12 mo | Standard | Westconsin Credit Union savings & cd rates as of November 12, 2026 Westconsin Credit Union is a credit union in Wisconsin. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/wisconsin/westconsin) , verified from [Westconsin Credit Union's official website](https://www.westconsincu.org/) Loading branch locator… ## About Westconsin Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 127.3K Assets $2.2B Founded 1939 Locations reported 21 NCUA charter 66742 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Royal** Menomonie North Office · Menomonie · WI · 54751 Branch in the same ZIP](https://rateapi.dev/credit-unions/wisconsin/royal) [**Superior Choice** Eau Claire · Eau Claire · WI · 54703 About 19.1 miles away](https://rateapi.dev/credit-unions/wisconsin/superior-choice) [**Marine** Eau Claire · Eau Claire · WI · 54701 About 24.4 miles away](https://rateapi.dev/credit-unions/wisconsin/marine) [**First Alliance** Lake City · Lake City · MN · 55041 About 32.6 miles away](https://rateapi.dev/credit-unions/minnesota/first-alliance) [**Co-Op** Fall Creek · Fall Creek · WI · 54742 About 32.9 miles away](https://rateapi.dev/credit-unions/wisconsin/co-op) [**Connexus** Chetek · Chetek · WI · 54728 About 35.2 miles away](https://rateapi.dev/credit-unions/wisconsin/connexus) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Westconsin Credit Union Membership eligibility from Westconsin Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Westconsin Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer any university or technical college - Association organization, association of individuals, or entity - School any university or technical college Verified from [Westconsin Credit Union's membership page](https://www.westconsincu.org/about-us/membership/become-a-member) . Final membership determination is always made by the credit union. ## Membership rules for Westconsin Credit Union Employers · Associations · Schools · Family 4 published paths to membership, last verified August 21, 2026, quoted from Westconsin Credit Union’s own published criteria. ### Employers 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of any university or technical college “Are an employee or student of any university or technical college located in any of the counties in our service area.” > [source ↗](https://www.westconsincu.org/about-us/membership/become-a-member) - Employee of any university or technical college ### Associations 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Member of organization, association of individuals, or entity “You belong to an organization, association of individuals, or entity with a majority of its directors, owners, or members eligible for membership. The organization, association, or entity has a business location in the counties listed above.” > [source ↗](https://www.westconsincu.org/about-us/membership/become-a-member) - Member of organization, association of individuals, or entity ### Schools 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Student of any university or technical college “Are an employee or student of any university or technical college located in any of the counties in our service area.” > [source ↗](https://www.westconsincu.org/about-us/membership/become-a-member) - Student at any university or technical college ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member spouse, parent, child, stepparent, stepchild, sibling, grandparent, grandchild, household member “Are a member of the immediate family of a person eligible for membership. Immediate family members include spouses, parents, children, stepparents, stepchildren, siblings, grandparents, grandchildren, and relatives living in the same household.” > [source ↗](https://www.westconsincu.org/about-us/membership/become-a-member) - Family member (spouse, parent, child, stepparent, stepchild, sibling, grandparent, grandchild, household member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Westconsin Credit Union? Yes No ## Work at Westconsin Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Westconsin Credit Union ranks against Wisconsin peers. - See which AI assistants fetched Westconsin Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Wisconsin - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=westconsin&state=wisconsin&code=WI&name=Westconsin%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Westconsin Credit Union offer? Westconsin Credit Union currently offers mortgage, Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Westconsin Credit Union rates updated? RateAPI verifies Westconsin Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Westconsin Credit Union's rate data? Rate data is collected directly from Westconsin Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Westconsin Credit Union? Westconsin Credit Union publishes its membership criteria on its own website. RateAPI tracks 4 published membership paths covering 1 employer, 1 association and 1 school for Westconsin Credit Union, each quoted from Westconsin Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Westconsin Credit Union's rates against national credit-union benchmarks. [More Wisconsin credit unions](https://rateapi.dev/credit-unions/wisconsin) [Wisconsin mortgage rate leaders](https://rateapi.dev/mortgage-rates/wisconsin) [Wisconsin auto loan rate leaders](https://rateapi.dev/auto-loan-rates/wisconsin) [Wisconsin HELOC rate leaders](https://rateapi.dev/heloc-rates/wisconsin) [Wisconsin personal loan leaders](https://rateapi.dev/personal-loan-rates/wisconsin) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.westconsincu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Westconsin Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Wisconsin credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Westconsin Credit Union curl "https://api.rateapi.dev/credit-unions/wisconsin /westconsin " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Westconsin Credit Union locations Search, filter, and browse all 21 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/wisconsin/westconsin Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp