---
title: "Teachers Credit Union Rates - Wisconsin"
description: "Current auto loan, personal loan, and savings &amp; cd rates from Teachers Credit Union in Wisconsin. Updated daily with source verification. See who can join Teachers Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/wisconsin/teachers"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Teachers Credit Union Rates - Wisconsin

### Auto & vehicle rates

2 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **36-Month New Auto Loan (2024–2026)** auto_new_36mo |  — APR |  3.990% |  36 mo · new |  Standard |
| **36-Month Used Auto Loan (2023 and Older)** auto_used_36mo |  — APR |  4.490% |  36 mo · used |  Standard |
Teachers Credit Union auto & vehicle rates as of November 13, 2026

### Personal loan rates

3 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **36-Month Share-Secured Loan** personal_secured_36mo |  — APR |  4.000% |  36 mo |  Standard |
| **36-Month Unsecured Personal Loan** personal_unsecured_36mo |  — APR |  8.990% |  36 mo |  Standard |
| **Kwik Cash** personal |  — APR |  15.900% |  — |  Standard |
Teachers Credit Union personal loan rates as of November 13, 2026

### Savings & CD rates

8 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **18 month Special ($5,000 min.)** cd_18mo |  — APY |  2.55% |  18 mo |  Standard |
| **24-Month Certificate** cd_24mo |  — APY |  2.65% |  24 mo |  Standard |
| **30-Month Certificate** cd_30mo |  — APY |  2.75% |  30 mo |  Standard |
| **36-Month Certificate** cd_36mo |  — APY |  2.85% |  36 mo |  Standard |
| **48-Month Certificate** cd_48mo |  — APY |  2.95% |  48 mo |  Standard |
| **91 Day** savings |  — APY |  3.05% |  — |  Standard |
| **182 Day** savings |  — APY |  3.25% |  — |  Standard |
| **12-Month Certificate** cd_12mo |  — APY |  3.50% |  12 mo |  Standard |
Teachers Credit Union savings & cd rates as of November 13, 2026

Teachers Credit Union is a credit union in Wisconsin. Rate data is being verified.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/wisconsin/teachers) , verified from [Teachers Credit Union's official website](https://tcubeloit.org/)

Loading branch locator…

## About Teachers Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

2.2K

Assets

$37.6M

Founded

1934

Locations reported

1

NCUA charter

66877

Charter type

Federally insured state-chartered credit union

### Services and member support

- Online membership application
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Educators** Educators Credit Union - Beloit · Beloit · WI · 53511 About 4.4 miles away](https://rateapi.dev/credit-unions/wisconsin/educators) [**Advia** Beloit - Fourth St · Beloit · WI · 53511 About 4.6 miles away](https://rateapi.dev/credit-unions/michigan/advia) [**Blackhawk Community** Beloit · Beloit · WI · 53511-6339 About 4.9 miles away](https://rateapi.dev/credit-unions/wisconsin/blackhawk-community) [**Cornerstone** Cornerstone Credit Union · South Beloit · IL · 61080 About 5.3 miles away](https://rateapi.dev/credit-unions/illinois/cornerstone) [**Heartland** Heartland-SSM Janesville · Janesville · WI · 53546 About 10.8 miles away](https://rateapi.dev/credit-unions/wisconsin/heartland) [**Rock Valley** Machesney Park · Machesney Park · IL · 61115 About 12.2 miles away](https://rateapi.dev/credit-unions/illinois/rock-valley)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Teachers Credit Union

Membership eligibility from Teachers Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on Teachers Credit Union's website. Check the membership page below to confirm whether you qualify.

- Employer educational public or private facility, CESA#2, BAREA, YMCA, YWCA, Boys and Girls Clubs, state-licensed daycare providers, bus drivers, crossing guards, food service employees
- Association school boards

Verified from [Teachers Credit Union's membership page](https://www.tcubeloit.org/become-a-member) . Final membership determination is always made by the credit union.

## Membership rules for Teachers Credit Union

Employers 10 · Associations · Family 2

13 published paths to membership, last verified August 27, 2026, quoted from Teachers Credit Union’s own published criteria.

### Employers 10

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026

  - Employee of educational public or private facility

“any employee or former employee of any educational public or private facility, CESA#2, BAREA, YMCA, YWCA, and Boys and Girls Clubs”

> [source ↗](https://www.tcubeloit.org/become-a-member)

- Employee of educational public or private facility
  - Employee of CESA#2

“any employee or former employee of any educational public or private facility, CESA#2, BAREA, YMCA, YWCA, and Boys and Girls Clubs”

> [source ↗](https://www.tcubeloit.org/become-a-member)

- Employee of CESA#2
  - Employee of BAREA

“any employee or former employee of any educational public or private facility, CESA#2, BAREA, YMCA, YWCA, and Boys and Girls Clubs”

> [source ↗](https://www.tcubeloit.org/become-a-member)

- Employee of BAREA
  - Employee of YMCA

“any employee or former employee of any educational public or private facility, CESA#2, BAREA, YMCA, YWCA, and Boys and Girls Clubs”

> [source ↗](https://www.tcubeloit.org/become-a-member)

- Employee of YMCA
  - Employee of YWCA

“any employee or former employee of any educational public or private facility, CESA#2, BAREA, YMCA, YWCA, and Boys and Girls Clubs”

> [source ↗](https://www.tcubeloit.org/become-a-member)

- Employee of YWCA
  - Employee of Boys and Girls Clubs

“any employee or former employee of any educational public or private facility, CESA#2, BAREA, YMCA, YWCA, and Boys and Girls Clubs”

> [source ↗](https://www.tcubeloit.org/become-a-member)

- Employee of Boys and Girls Clubs
  - Employee of state-licensed daycare providers

“any state-licensed daycare providers, bus drivers, crossing guards, food service employees”

> [source ↗](https://www.tcubeloit.org/become-a-member)

- Employee of state-licensed daycare providers
  - Employee of bus drivers

“any state-licensed daycare providers, bus drivers, crossing guards, food service employees”

> [source ↗](https://www.tcubeloit.org/become-a-member)

- Employee of bus drivers
  - Employee of crossing guards

“any state-licensed daycare providers, bus drivers, crossing guards, food service employees”

> [source ↗](https://www.tcubeloit.org/become-a-member)

- Employee of crossing guards
  - Employee of food service employees

“any state-licensed daycare providers, bus drivers, crossing guards, food service employees”

> [source ↗](https://www.tcubeloit.org/become-a-member)

- Employee of food service employees

### Associations 1

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026

  - Member of school boards

“any members of school boards”

> [source ↗](https://www.tcubeloit.org/become-a-member)

- Member of school boards

### Family 2

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026

  - Family of a member immediate family members

“any current or former students plus their immediate family members*”

> [source ↗](https://www.tcubeloit.org/become-a-member)

- Family member (immediate family members) of a member
  - Family of someone eligible immediate family

“Employed/servicing (in any capacity*) at any educational facility, any current or former students plus their immediate family members*, within the counties of Rock, Walworth, WI, and Winnebago, IL.”

> [source ↗](https://www.tcubeloit.org/become-a-member)

- Family member (immediate family) of an eligible person

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for Teachers Credit Union? Yes No

## Work at Teachers Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Teachers Credit Union ranks against Wisconsin peers.

- See which AI assistants fetched Teachers Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in Wisconsin
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=teachers&amp;state=wisconsin&amp;code=WI&amp;name=Teachers%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Teachers Credit Union offer?

Teachers Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website.

### How often are Teachers Credit Union rates updated?

RateAPI verifies Teachers Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026.

### Where does RateAPI get Teachers Credit Union's rate data?

Rate data is collected directly from Teachers Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### Who can join Teachers Credit Union?

Teachers Credit Union publishes its membership criteria on its own website. RateAPI tracks 13 published membership paths covering 10 employers and 1 association for Teachers Credit Union, each quoted from Teachers Credit Union's own published membership criteria. Immediate family of an existing member also qualify.

## Related Rate Data

Compare Teachers Credit Union's rates against national credit-union benchmarks.

[More Wisconsin credit unions](https://rateapi.dev/credit-unions/wisconsin) [Wisconsin auto loan rate leaders](https://rateapi.dev/auto-loan-rates/wisconsin) [Wisconsin personal loan leaders](https://rateapi.dev/personal-loan-rates/wisconsin) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://tcubeloit.org/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Teachers Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Wisconsin credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Teachers Credit Union
curl "https://api.rateapi.dev/credit-unions/wisconsin /teachers " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Teachers Credit Union locations

Search, filter, and browse all 1 NCUA-reported locations.

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---

Source: https://rateapi.dev/credit-unions/wisconsin/teachers
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
