Southern Lakes

kenosha, Wisconsin
Last verified: July 15, 2026

As of July 15, 2026, Southern Lakes offers a savings mortgage at 0.1% APR (0.1% rate, 0 points).

Source: RateAPI.dev, verified from Southern Lakes's official website

Who Can Join Southern Lakes

Membership eligibility from Southern Lakes's own published criteria. How we verify this.

Membership via employers (Kenosha Unified School District +10 more)

Cost to join: About $5.

Verified from Southern Lakes's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 15, 2026

savings
0.100% APR
Rate0.100%
Points0
Health Savings Share
savings
0.100% APR
Rate0.100%
Points0
Holiday Club
share_savings
0.100% APR
Rate0.100%
Points0
Share Savings
share_savings
0.100% APR
Rate0.100%
Points0
Sub Share Savings
share_savings
0.100% APR
Rate0.100%
Points0
Summer Share Savings
share_savings
0.100% APR
Rate0.100%
Points0
Vacation Share Savings
share_savings
0.200% APR
Rate0.200%
Points0
Tax Escrow Share Savings
share_savings
0.250% APR
Rate0.250%
Points0
Youth Share Savings
savings
0.260% APR
Rate0.260%
Points0
Gold Seal Savers Share (Less than $10,000)
savings
0.350% APR
Rate0.350%
Points0
Gold Seal Savers Share ($10,000 – $24,999.99)
savings
0.380% APR
Rate0.380%
Points0
Gold Seal Savers Share ($25,000 – $49,999.99)
savings
0.400% APR
Rate0.400%
Points0
Gold Seal Savers Share ($50,000 and Greater)
share_certificate_6mo
0.560% APR
Rate0.545%
Points0
Term Share Certificate 6 Months
share_certificate_12mo
3.250% APR
Rate3.224%
Points0
Term Share Certificate 12 Months
share_certificate_18mo
3.500% APR
Rate3.460%
Points0
Term Share Certificate 18 Months
share_certificate_24mo
3.500% APR
Rate3.470%
Points0
Term Share Certificate 24 Months
share_certificate_36mo
3.500% APR
Rate3.470%
Points0
Term Share Certificate 36 Months
share_certificate_48mo
3.500% APR
Rate3.470%
Points0
Term Share Certificate 48 Months
share_certificate_60mo
3.750% APR
Rate3.715%
Points0
Term Share Certificate 60 Months
ploc_variable
10.990% APR
Rate10.990%
Points0
Kwik Cash Line of Credit

Frequently Asked Questions

What rates does Southern Lakes offer?

Southern Lakes currently offers mortgage rates. The rates shown on this page were last verified July 15, 2026 directly from the credit union's official website.

How often are Southern Lakes rates updated?

RateAPI verifies Southern Lakes's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 15, 2026.

Where does RateAPI get Southern Lakes's rate data?

Rate data is collected directly from Southern Lakes's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Southern Lakes's mortgage rate?

As of July 15, 2026, Southern Lakes offers a savings mortgage at 0.1% APR.

Related Rate Data

Compare Southern Lakes's rates against national credit-union benchmarks.

More Wisconsin credit unionsMortgage rate benchmarkHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Southern Lakes
curl "https://api.rateapi.dev/credit-unions/wisconsin/southern-lakes" \
  -H "Authorization: Bearer YOUR_API_KEY"
Explore API DocumentationUse with Claude