Simplicity

marshfield, Wisconsin
Last verified: July 9, 2026

As of July 9, 2026, Simplicity offers a share_certificate_6mo mortgage at 1.25% APR (1.24% rate, 0 points). Auto loans available from 3.99% APR. Personal loan rates from 9.74% APR. Credit card rates from 3% APR.

Source: RateAPI.dev, verified from Simplicity's official website

Mortgage Rates

Rates as of July 9, 2026

share_certificate_6mo
1.250% APR
Rate1.240%
Points0
6 Month Share Certificate
money_market
1.260% APR
Rate1.250%
Points0
Money Market $25,000.01 - $50,000.00
savings
1.260% APR
Rate1.250%
Points0
Regular Savings ($25,000.01 - $50,000.00)
money_market
1.610% APR
Rate1.600%
Points0
Money Market $50,000.01 - $100,000.00
savings
1.610% APR
Rate1.600%
Points0
Regular Savings ($50,000.01 - $100,000.00)
savings
2.000% APR
Rate1.960%
Points0
RISE Savings
money_market
2.250% APR
Rate2.230%
Points0
Money Market $100,000.01 - $250,000.00
savings
2.250% APR
Rate2.230%
Points0
Regular Savings ($100,000.01 - $250,000.00)
share_certificate_12mo
2.750% APR
Rate2.720%
Points0
12 Month Share Certificate
share_certificate_24mo
3.000% APR
Rate2.970%
Points0
24 Month Share Certificate
money_market
3.000% APR
Rate2.960%
Points0
Money Market Checking ($1,000.01 - $10,000.00)
share_certificate_36mo
3.250% APR
Rate3.210%
Points0
36 Month Share Certificate
money_market
3.250% APR
Rate3.200%
Points0
Money Market $250,000.01 - $500,000
savings
3.250% APR
Rate3.200%
Points0
Regular Savings ($250,000.01 - $500,000)
share_certificate_48mo
3.350% APR
Rate3.310%
Points0
48 Month Share Certificate
share_certificate_60mo
3.440% APR
Rate3.400%
Points0
60 Month Share Certificate
money_market
3.500% APR
Rate3.450%
Points0
Money Market $500,000.01 and over
savings
3.500% APR
Rate3.450%
Points0
Regular Savings ($500,000.01 & over)
share_certificate_12mo
3.750% APR
Rate3.700%
Points0
12-Month HSA Share Certificate
cd_7mo
3.750% APR
Rate3.700%
Points0
[PROMOTIONAL] 7 Month Special
cd_13mo
4.000% APR
Rate3.940%
Points0
[PROMOTIONAL] 13 Month Special
savings
5.000% APR
Rate5.000%
Points0
Health Savings Account
savings
7.000% APR
Rate7.000%
Points0
Youth and Young Adult Savings $25.00 - $2,500.00
savings
7.000% APR
Rate7.000%
Points0
Youth/Young Adult ($25.00 - $2,500.00)

Auto Loan Rates

Rates as of July 9, 2026

auto_any_36mo
3.990% APR
Rate3.990%
Auto Loan 1-3 Years
auto_any_72mo
3.990% APR
Rate3.990%
[PROMOTIONAL] 4-6 Years New & Used Auto Loan Special
auto_any_72mo
4.490% APR
Rate4.490%
Tractor 6 Years
auto_any_60mo
4.740% APR
Rate4.740%
Auto Loan 4-5 Years
auto_any_72mo
4.990% APR
Rate4.990%
ATV/UTV 6 Years
auto_any_72mo
4.990% APR
Rate4.990%
Auto Loan 6 Years
auto_any_72mo
4.990% APR
Rate4.990%
Boat/Camper 6 Years
auto_any_84mo
5.740% APR
Rate5.740%
ATV/UTV 7 Years
auto_any_84mo
5.740% APR
Rate5.740%
Auto Loan 7 Years
auto_any_84mo
5.740% APR
Rate5.740%
Boat/Camper 7 Years
auto_any_120mo
6.240% APR
Rate6.240%
ATV/UTV 10 Years
auto_any_120mo
6.240% APR
Rate6.240%
Boat/Camper 10 Years
auto_any_84mo
6.240% APR
Rate6.240%
Tractor 7 Years
auto
6.740% APR
Rate6.740%
Boat/Camper 15 Years
auto_any_120mo
7.240% APR
Rate7.240%
Tractor 10 Years
auto
7.740% APR
Rate7.740%
Tractor 15 Years
credit_card_rewards
12.900% APR
Rate12.900%
SimpliRewards Plus
credit_card_rewards
17.900% APR
Rate17.900%
SimpliRewards
credit_card_business
17.900% APR
Rate17.900%
SimpliRewards Plus Business

Personal Loan Rates

Rates as of July 9, 2026

personal_unsecured
9.740% APR
Rate9.740%
Signature Loan
personal
13.990% APR
Rate13.990%
Consolidation Loan
personal
15.000% APR
Rate15.000%
FlexLine

Credit Card Rates

Rates as of July 9, 2026

savings
3.000% APR
Rate3.000%
Rewards Checking ($0.00 - $15,000.00)
savings
3.000% APR
Rate2.960%
Rewards Checking Balance of $0.00 - $15,000.00
savings
5.000% APR
Rate5.000%
Rewards Checking Balance of $15,000.01 - and over

Frequently Asked Questions

What rates does Simplicity offer?

Simplicity currently offers mortgage, auto loan, personal loan, and credit card rates. The rates shown on this page were last verified July 9, 2026 directly from the credit union's official website.

How often are Simplicity rates updated?

RateAPI verifies Simplicity's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 9, 2026.

Where does RateAPI get Simplicity's rate data?

Rate data is collected directly from Simplicity's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Simplicity's mortgage rate?

As of July 9, 2026, Simplicity offers a share_certificate_6mo mortgage at 1.25% APR.

What is Simplicity's auto loan rate?

As of July 9, 2026, Simplicity offers auto loans from 3.99% APR.

Related Rate Data

Compare Simplicity's rates against national credit-union benchmarks.

More Wisconsin credit unionsMortgage rate benchmarkAuto loan rate benchmarkPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Simplicity
curl "https://api.rateapi.dev/credit-unions/wisconsin/simplicity" \
  -H "Authorization: Bearer YOUR_API_KEY"
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