Sheboygan Area

sheboygan, Wisconsin
Last verified: July 11, 2026

As of July 11, 2026, Sheboygan Area offers a 30-year-fixed mortgage at 6.291% APR (6.25% rate, 0 points). Auto loans available from 4.25% APR. HELOC rates from 5.344% APR. Personal loan rates from 8.75% APR.

Source: RateAPI.dev, verified from Sheboygan Area's official website

Who Can Join Sheboygan Area

Membership eligibility from Sheboygan Area's own published criteria. How we verify this.

Membership via employers (Piggly Wiggly Midwest, LLC)

Cost to join: About $5.

Verified from Sheboygan Area's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 11, 2026

30-year-fixed
6.291% APR
Rate6.250%
Points0
Fixed Rate - 30 Years
15-year-fixed
5.666% APR
Rate5.600%
Points0
Fixed Rate - 15 Years (Max 70% LTV)
15-year-fixed
5.817% APR
Rate5.750%
Points0
Fixed Rate - 15 Years
cd_3mo
1.150% APR
Rate1.150%
Points0
3 Month Certificate
money_market
1.210% APR
Rate1.200%
Points0
Premium Money Market ($50,000)
money_market
1.210% APR
Rate1.200%
Points0
Premium Money Market
money_market
1.750% APR
Rate1.740%
Points0
Premium Money Market ($100,000)
money_market
2.270% APR
Rate2.250%
Points0
Premium Money Market ($150,000)
cd_48mo
2.500% APR
Rate2.500%
Points0
4 Year Certificate
cd_60mo
2.500% APR
Rate2.500%
Points0
5 Year Certificate
cd_36mo
2.550% APR
Rate2.550%
Points0
3 Year Certificate
cd_37mo
2.550% APR
Rate2.550%
Points0
37 Month Certificate Special
cd_24mo
2.750% APR
Rate2.750%
Points0
2 Year Certificate
cd_12mo
3.000% APR
Rate3.000%
Points0
1 Year Certificate
cd_25mo
3.000% APR
Rate3.000%
Points0
25 Month Certificate Special
cd_13mo
3.250% APR
Rate3.250%
Points0
13 Month Certificate Special
cd_6mo
3.280% APR
Rate3.250%
Points0
6 Month Certificate
cd_9mo
4.000% APR
Rate4.000%
Points0
9 Month Certificate Special
money_market
4.000% APR
Rate4.000%
Points0
Money Market ($10,000.01)
money_market
4.000% APR
Rate4.000%
Points0
Premium Money Market ($10,000)
money_market
4.000% APR
Rate4.000%
Points0
Money Market
money_market
5.000% APR
Rate5.000%
Points0
Money Market ($25,000.01)
savings
5.000% APR
Rate5.000%
Points0
Savings (Share)
10-year-fixed
5.444% APR
Rate5.350%
Points0
Fixed Rate - 10 Years
20-year-fixed
6.053% APR
Rate6.000%
Points0
Fixed Rate - 20 Years
7-1-arm
6.135% APR
Rate5.625%
Points0
7/1 ARM up to 30 Years

Auto Loan Rates

Rates as of July 11, 2026

auto_any_36mo
4.250% APR
Rate4.250%
New or Used Vehicles and Motorcycles (2022 & Newer) - 36 Months
auto_any_48mo
4.250% APR
Rate4.250%
New or Used Vehicles and Motorcycles (2022 & Newer) - 48 Months
auto_any_60mo
4.250% APR
Rate4.250%
New or Used Vehicles and Motorcycles (2022 & Newer) - 60 Months
auto_used_36mo
4.250% APR
Rate4.250%
Used Vehicles and Motorcycles (2020 - 2021) - 36 Months
auto_any_24mo
4.500% APR
Rate4.500%
New or Used Recreational Vehicles (2020 and Newer) - 24 Months
auto_used_48mo
4.500% APR
Rate4.500%
Used Vehicles and Motorcycles (2020 - 2021) - 48 Months
auto_used_60mo
4.500% APR
Rate4.500%
Used Vehicles and Motorcycles (2020 - 2021) - 60 Months
auto_any_36mo
4.550% APR
Rate4.550%
New or Used Recreational Vehicles (2020 and Newer) - 36 Months
auto_any_48mo
4.550% APR
Rate4.550%
New or Used Recreational Vehicles (2020 and Newer) - 48 Months
auto_any_60mo
4.750% APR
Rate4.750%
New or Used Recreational Vehicles (2020 and Newer) - 60 Months
auto_any_72mo
4.750% APR
Rate4.750%
New or Used Vehicles and Motorcycles (2022 & Newer) - 72 Months
auto_any_60mo
5.000% APR
Rate5.000%
New or Used Recreational Vehicles (2020 and Newer) - 60 Months Balloon
auto_used_24mo
5.000% APR
Rate5.000%
Used Vehicles and Motorcycles (2018 - 2019) - 24 Months
auto_used_36mo
5.250% APR
Rate5.250%
Used Vehicles and Motorcycles (2018 - 2019) - 36 Months
auto_used_72mo
5.250% APR
Rate5.250%
Used Vehicles and Motorcycles (2020 - 2021) - 72 Months
auto_used_48mo
5.300% APR
Rate5.300%
Used Vehicles and Motorcycles (2018 - 2019) - 48 Months
auto_used_24mo
5.500% APR
Rate5.500%
Used Recreational Vehicles (2019 and Older) - 24 Months
auto_any_72mo
5.600% APR
Rate5.600%
New or Used Recreational Vehicles (2020 and Newer) - 72 Months
auto_used_36mo
5.600% APR
Rate5.600%
Used Recreational Vehicles (2019 and Older) - 36 Months
auto_used_60mo
5.650% APR
Rate5.650%
Used Vehicles and Motorcycles (2018 - 2019) - 60 Months
auto_used_36mo
5.850% APR
Rate5.850%
Used Recreational Vehicles (2019 and Older) - 36 Months Balloon
auto_any_84mo
6.000% APR
Rate6.000%
New or Used Vehicles and Motorcycles (2022 & Newer) - 84 Months
auto_used_48mo
6.000% APR
Rate6.000%
Used Recreational Vehicles (2019 and Older) - 48 Months
auto_used_60mo
6.500% APR
Rate6.500%
Used Recreational Vehicles (2019 and Older) - 60 Months
auto_used_24mo
6.500% APR
Rate6.500%
Used Vehicles and Motorcycles (2015 - 2017) - 24 Months
auto_used_36mo
6.750% APR
Rate6.750%
Used Vehicles and Motorcycles (2015 - 2017) - 36 Months
auto_used_48mo
7.500% APR
Rate7.500%
Used Vehicles and Motorcycles (2015 - 2017) - 48 Months
auto_used_24mo
7.750% APR
Rate7.750%
Used Vehicles and Motorcycles (2006 - 2014) - 24 Months
auto_used_36mo
8.500% APR
Rate8.500%
Used Vehicles and Motorcycles (2006 - 2014) - 36 Months

HELOC Rates

Rates as of July 11, 2026

heloc_fixed
5.344% APR
Rate5.250%
Home Equity Loan (80% LTV or lower) - 36 Months
heloc_fixed
5.344% APR
Rate5.250%
Home Equity Loan (80% LTV) - 36 Months
heloc_fixed
5.344% APR
Rate5.250%
Home Equity Loan - 80% and lower LTV - 36 Months
heloc_fixed
5.433% APR
Rate5.375%
Home Equity Loan (80% LTV or lower) - 60 Months
heloc_fixed
5.433% APR
Rate5.375%
Home Equity Loan (80% LTV) - 60 Months
heloc_fixed
5.433% APR
Rate5.375%
Home Equity Loan - 80% and lower LTV - 60 Months
heloc_fixed
5.542% APR
Rate5.500%
Home Equity Loan (80% LTV or lower) - 84 Months
heloc_fixed
5.542% APR
Rate5.500%
Home Equity Loan (80% LTV) - 84 Months
heloc_fixed
5.542% APR
Rate5.500%
Home Equity Loan - 80% and lower LTV - 84 Months
heloc_fixed
5.656% APR
Rate5.625%
Home Equity Loan (80% LTV or lower) - 120 Months
heloc_fixed
5.656% APR
Rate5.625%
Home Equity Loan (80% LTV) - 120 Months
heloc_fixed
5.656% APR
Rate5.625%
Home Equity Loan - 80% and lower LTV - 120 Months
heloc_variable
6.250% APR
Rate6.250%
HELOC (Up to 80% LTV)
heloc_variable
6.250% APR
Rate6.250%
HELOC - Up to 80% LTV
heloc_fixed
6.344% APR
Rate6.250%
Home Equity Loan (Over 80% LTV) - 36 Months
heloc_fixed
6.344% APR
Rate6.250%
Home Equity Loan - Over 80% LTV - 36 Months
heloc_fixed
6.433% APR
Rate6.375%
Home Equity Loan (Over 80% LTV) - 60 Months
heloc_fixed
6.433% APR
Rate6.375%
Home Equity Loan - Over 80% LTV - 60 Months
heloc_fixed
6.543% APR
Rate6.500%
Home Equity Loan (Over 80% LTV) - 84 Months
heloc_fixed
6.543% APR
Rate6.500%
Home Equity Loan - Over 80% LTV - 84 Months
heloc_fixed
6.656% APR
Rate6.625%
Home Equity Loan (Over 80% LTV) - 120 Months
heloc_fixed
6.656% APR
Rate6.625%
Home Equity Loan - Over 80% LTV - 120 Months
heloc_variable
7.750% APR
Rate7.750%
HELOC (80.01% to 90% LTV)
heloc_variable
7.750% APR
Rate7.750%
HELOC - 80.01% to 90% LTV
heloc_variable
8.750% APR
Rate8.750%
HELOC (90.01% to 100% LTV)
heloc_variable
8.750% APR
Rate8.750%
HELOC - 90.01% to 100% LTV

Personal Loan Rates

Rates as of July 11, 2026

personal_unsecured_120mo
8.750% APR
Rate8.750%
Home Improvement Unsecured Loan (Up to 10 Years)
personal_unsecured
9.750% APR
Rate9.750%
Home Improvement Unsecured Loan (Up to 15 Years)

Frequently Asked Questions

What rates does Sheboygan Area offer?

Sheboygan Area currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 11, 2026 directly from the credit union's official website.

How often are Sheboygan Area rates updated?

RateAPI verifies Sheboygan Area's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 11, 2026.

Where does RateAPI get Sheboygan Area's rate data?

Rate data is collected directly from Sheboygan Area's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Sheboygan Area's mortgage rate?

As of July 11, 2026, Sheboygan Area offers a 30-year-fixed mortgage at 6.291% APR.

What is Sheboygan Area's auto loan rate?

As of July 11, 2026, Sheboygan Area offers auto loans from 4.25% APR.

Related Rate Data

Compare Sheboygan Area's rates against national credit-union benchmarks.

More Wisconsin credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Sheboygan Area
curl "https://api.rateapi.dev/credit-unions/wisconsin/sheboygan-area" \
  -H "Authorization: Bearer YOUR_API_KEY"
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