--- title: "Ripple Credit Union Rates (Nov 2026): CDs to 0.15%" description: "Ripple Credit Union rates today: savings & CDs up to 0.15% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Ripple Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/wisconsin/ripple" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Ripple Credit Union Rates (Nov 2026): CDs to 0.15% ### Savings & CD rates 12 offers | Product | Published | Rate | Term / condition | Status | | **Regular Savings Account** savings | 0.15% APY | 0.15% | — | Standard | | **IRA Open Deposit Account** ira | 0.15% APY | 0.15% | — | Standard | | **Christmas Savings** savings | 0.25% APY | 0.25% | — | Specialty offer | | **Three Month Certificate** share_certificate | — APY | 1.00% | — | Standard | | **Six Month Certificate** share_certificate | — APY | 1.75% | — | Standard | | **One Year Certificate** share_certificate | — APY | 2.65% | — | Standard | | **Two Year Certificate** share_certificate | — APY | 3.50% | — | Standard | | **72-Month Certificate** cd_72mo | — APY | 3.74% | 72 mo | Standard | | **60-Month Certificate** cd_60mo | — APY | 3.74% | 60 mo | Standard | | **48-Month Certificate** cd_48mo | — APY | 3.74% | 48 mo | Standard | | **36-Month Certificate** cd_36mo | — APY | 3.74% | 36 mo | Standard | | **84-Month Certificate** cd_84mo | — APY | 5.24% | 84 mo | Standard | Ripple Credit Union savings & cd rates as of November 6, 2026 Savings and certificate yields up to 0.15% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/wisconsin/ripple) , verified from [Ripple Credit Union's official website](https://ripplecu.org/) Loading branch locator… ## About Ripple Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 2.4K Assets $38.7M Founded 1960 Locations reported 1 NCUA charter 66683 Charter type Federally insured state-chartered credit union ### Services and member support - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Community First** Community First Credit Union - Oregon · Oshkosh · WI · 54902 About 2.8 miles away](https://rateapi.dev/credit-unions/wisconsin/community-first) [**Verve, A Credit Union** Universal · Oshkosh · WI · 54904 About 3.7 miles away](https://rateapi.dev/credit-unions/wisconsin/verve-a-credit-union) [**Oshkosh Community** Oshkosh Community Credit Union · Oshkosh · WI · 54901-4834 About 4.9 miles away](https://rateapi.dev/credit-unions/wisconsin/oshkosh-community) [**Prospera** Oshkosh Branch · Oshkosh · WI · 54901-3562 About 5.1 miles away](https://rateapi.dev/credit-unions/wisconsin/prospera) [**University of Wisconsin** Oshkosh · Oshkosh · WI · 54901-3512 About 5.4 miles away](https://rateapi.dev/credit-unions/wisconsin/university-of-wisconsin) [**Winnebago Community** Witzel · Oshkosh · WI · 54904 About 5.4 miles away](https://rateapi.dev/credit-unions/wisconsin/winnebago-community) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Ripple Credit Union Membership eligibility from Ripple Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Ripple Credit Union's website. Check the membership page below to confirm whether you qualify. - Location winnebago, fond du lac, outagamie — WI Verified from [Ripple Credit Union's membership page](https://ripplecu.org/become-a-member) . Final membership determination is always made by the credit union. ## Membership rules for Ripple Credit Union Geography 3 counties 6 published paths to membership, last verified August 27, 2026, quoted from Ripple Credit Union’s own published criteria. ### Geography 3 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Fond Du Lac County, WI - Outagamie County, WI - Winnebago County, WI “You are eligible to join Ripple Credit Union by living or working within the following Wisconsin counties: Winnebago, Fond du Lac and Outagamie.” > [source ↗](https://ripplecu.org/become-a-member) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Ripple Credit Union? Yes No ## Work at Ripple Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Ripple Credit Union ranks against Wisconsin peers. - See which AI assistants fetched Ripple Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Wisconsin - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=ripple&state=wisconsin&code=WI&name=Ripple%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Ripple Credit Union offer? Ripple Credit Union is a credit union in Wisconsin. Rate data is currently being verified. ### How often are Ripple Credit Union rates updated? RateAPI verifies Ripple Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 6, 2026. ### Where does RateAPI get Ripple Credit Union's rate data? Rate data is collected directly from Ripple Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Ripple Credit Union's best CD rate? As of November 6, 2026, Ripple Credit Union offers savings and certificate (CD) yields up to 0.15% APY. ### Who can join Ripple Credit Union? Ripple Credit Union publishes its membership criteria on its own website. RateAPI tracks 6 published membership paths covering 3 counties for Ripple Credit Union, each quoted from Ripple Credit Union's own published membership criteria. ## Related Rate Data Compare Ripple Credit Union's rates against national credit-union benchmarks. [More Wisconsin credit unions](https://rateapi.dev/credit-unions/wisconsin) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://ripplecu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Ripple Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Wisconsin credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Ripple Credit Union curl "https://api.rateapi.dev/credit-unions/wisconsin /ripple " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Ripple Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/wisconsin/ripple Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp