---
title: "Public Service Credit Union Rates - Wisconsin"
description: "Current mortgage, auto loan, personal loan, and savings &amp; cd rates from Public Service Credit Union in Wisconsin. Updated daily with source verification. See who can join Public Service Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/wisconsin/public-service"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Public Service Credit Union Rates - Wisconsin

### Mortgage rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **Mortgage** other |  — APR |  5.500% |  — |  Standard |
Public Service Credit Union mortgage rates as of November 13, 2026

### Auto & vehicle rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **36-Month Auto Loan** auto_any_36mo |  — APR |  4.990% |  36 mo |  Standard |
Public Service Credit Union auto & vehicle rates as of November 13, 2026

### Personal loan rates

2 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Up to 60-Month Share-Secured Loan** personal_secured_60mo |  — APR |  2.000% |  60 mo |  Standard |
| **Up to 60-Month Signature Loan** personal_unsecured_60mo |  — APR |  10.000% |  60 mo |  Standard |
Public Service Credit Union personal loan rates as of November 13, 2026

### Savings & CD rates

32 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Money Market** money_market |  — APY |  0.15% |  — |  Standard |
| **$9,999.99 Or Less** savings |  — APY |  0.15% |  — |  Standard |
| **Holiday Club** savings |  — APY |  1.00% |  — |  Specialty offer |
| **$10,000.00 - $24,999.99** savings |  — APY |  1.00% |  — |  Standard |
| **$100.00** savings |  — APY |  1.00% |  — |  Standard |
| **6-Month Certificate** share_certificate_6mo |  — APY |  1.00% |  6 mo |  Standard |
| **Certificate** share_certificate |  — APY |  1.00% |  — |  Standard |
| **$25,000.00 - $49,999.99** savings |  — APY |  1.80% |  — |  Standard |
| **$450.00** savings |  — APY |  1.80% |  — |  Standard |
| **$925.00** savings |  — APY |  1.85% |  — |  Standard |
| **$50,000.00 - $74,999.99** savings |  — APY |  1.85% |  — |  Standard |
| **$75,000.00 - $99,999.99** savings |  — APY |  2.05% |  — |  Standard |
| **$1,537.50** savings |  — APY |  2.05% |  — |  Standard |
| **$100,000.00 Or More** savings |  — APY |  2.40% |  — |  Standard |
| **12-Month Certificate** share_certificate_12mo |  — APY |  2.75% |  12 mo |  Standard |
| **24-Month Certificate** share_certificate_24mo |  — APY |  3.00% |  24 mo |  Standard |
| **48-Month Certificate** share_certificate_48mo |  — APY |  3.25% |  48 mo |  Standard |
| **36-Month Certificate** share_certificate_36mo |  — APY |  3.25% |  36 mo |  Standard |
| **60-Month Certificate** share_certificate_60mo |  — APY |  3.30% |  60 mo |  Standard |
| **8 Months - Offer Available 6/8/26 to 8/14/26** cd_8mo |  — APY |  4.00% |  8 mo |  Standard |
| **Minor - 12 Months*** cd_12mo |  — APY |  4.00% |  12 mo |  Eligibility restricted |
| **14-Month Certificate** share_certificate_14mo |  — APY |  4.25% |  14 mo |  Standard |
| **14 Months - Offer Available 7/20/26 to 8/14/26** cd_14mo |  — APY |  4.25% |  14 mo |  Standard |
| **24-Month Certificate** cd_24mo |  — APY |  4.99% |  24 mo |  Standard |
| **36-Month Certificate** cd_36mo |  — APY |  4.99% |  36 mo |  Standard |
| **48-Month Certificate** cd_48mo |  — APY |  5.20% |  48 mo |  Standard |
| **60-Month Certificate** cd_60mo |  — APY |  5.45% |  60 mo |  Standard |
| **60-Month Certificate** cd_60mo |  — APY |  5.50% |  60 mo |  Standard |
| **72-Month Certificate** cd_72mo |  — APY |  5.60% |  72 mo |  Standard |
| **96-Month Certificate** cd_96mo |  — APY |  5.65% |  96 mo |  Standard |
| **120-Month Certificate** cd_120mo |  — APY |  5.75% |  120 mo |  Standard |
| **84-Month Certificate** cd_84mo |  — APY |  5.99% |  84 mo |  Standard |
Public Service Credit Union savings & cd rates as of November 13, 2026

### Other rates

2 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Surge Checking** other |  — % |  9.570% |  — |  Standard |
| **Until Closed** other |  — % |  11.750% |  — |  Standard |
Public Service Credit Union other rates as of November 13, 2026

Public Service Credit Union is a credit union in Wisconsin. Rate data is being verified.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/wisconsin/public-service) , verified from [Public Service Credit Union's official website](https://publicservicecu.org/)

Loading branch locator…

## About Public Service Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

988

Assets

$13.2M

Founded

1935

Locations reported

1

NCUA charter

66461

Charter type

Federally insured state-chartered credit union

### Services and member support

- Online membership application
- Online loan application
- Electronic statements
- Financial counseling
- Financial education
- Credit-builder products

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Covantage** CoVantage Credit Union · Wausau · WI · 54401-6684 Branch in the same ZIP](https://rateapi.dev/credit-unions/wisconsin/covantage) [**Cloverbelt** Westside Office · Wausau · WI · 54401 About 2.2 miles away](https://rateapi.dev/credit-unions/wisconsin/cloverbelt) [**Connexus** Corporate Cove · Wausau · WI · 54401 About 2.5 miles away](https://rateapi.dev/credit-unions/wisconsin/connexus) [**M.e. Employees** Main Location · Wausau · WI · 54401 About 3.7 miles away](https://rateapi.dev/credit-unions/wisconsin/me-employees) [**Marathon County Employees** MCECU Lake View Campus · Wausau · WI · 54403 About 4.5 miles away](https://rateapi.dev/credit-unions/wisconsin/marathon-county-employees) [**Brokaw** Weston Office · Weston · WI · 54476-2381 About 6.7 miles away](https://rateapi.dev/credit-unions/wisconsin/brokaw)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Public Service Credit Union

Membership eligibility from Public Service Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on Public Service Credit Union's website. Check the membership page below to confirm whether you qualify.

- Employer WEC Energy Group

Verified from [Public Service Credit Union's membership page](https://publicservicecu.org/membership-app) . Final membership determination is always made by the credit union.

## Membership rules for Public Service Credit Union

Employers · Family 4

5 published paths to membership, last verified August 27, 2026, quoted from Public Service Credit Union’s own published criteria.

### Employers 1

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026

  - Employee of WEC Energy Group, Inc.

“An employee of WEC Energy Group, its subsidiaries and affiliates (including WPS and We Energies)”

> [source ↗](https://publicservicecu.org/membership-app)

- Employee of WEC Energy Group, Inc.

### Family 4

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026

  - Family of a member

“A family member of an eligible employee”

> [source ↗](https://publicservicecu.org/membership-app)

- Family member of a member
  - Family of a member household member

“A relative residing in the same household as a current credit union member”

> [source ↗](https://publicservicecu.org/membership-app)

- Family member (household member) of a member
  - Family of someone eligible family

“A family member of an eligible employee”

> [source ↗](https://publicservicecu.org/membership-app)

- Family member (family) of an eligible person
  - Family of a member relative

“A relative residing in the same household as a current credit union member”

> [source ↗](https://publicservicecu.org/membership-app)

- Family member (relative) of a member

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for Public Service Credit Union? Yes No

## Work at Public Service Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Public Service Credit Union ranks against Wisconsin peers.

- See which AI assistants fetched Public Service Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in Wisconsin
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=public-service&amp;state=wisconsin&amp;code=WI&amp;name=Public%20Service%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Public Service Credit Union offer?

Public Service Credit Union currently offers mortgage, Auto loan, and personal loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website.

### How often are Public Service Credit Union rates updated?

RateAPI verifies Public Service Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026.

### Where does RateAPI get Public Service Credit Union's rate data?

Rate data is collected directly from Public Service Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### Who can join Public Service Credit Union?

Public Service Credit Union publishes its membership criteria on its own website. RateAPI tracks 5 published membership paths covering 1 employer for Public Service Credit Union, each quoted from Public Service Credit Union's own published membership criteria. Immediate family of an existing member also qualify.

## Related Rate Data

Compare Public Service Credit Union's rates against national credit-union benchmarks.

[More Wisconsin credit unions](https://rateapi.dev/credit-unions/wisconsin) [Wisconsin mortgage rate leaders](https://rateapi.dev/mortgage-rates/wisconsin) [Wisconsin auto loan rate leaders](https://rateapi.dev/auto-loan-rates/wisconsin) [Wisconsin personal loan leaders](https://rateapi.dev/personal-loan-rates/wisconsin) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://publicservicecu.org/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Public Service Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Wisconsin credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Public Service Credit Union
curl "https://api.rateapi.dev/credit-unions/wisconsin /public-service " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Public Service Credit Union locations

Search, filter, and browse all 1 NCUA-reported locations.

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---

Source: https://rateapi.dev/credit-unions/wisconsin/public-service
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
