--- title: "MCU Financial Center Credit Union Rates - Wisconsin" description: "Current vehicle loan, heloc, personal loan, credit card, and savings & cd rates from MCU Financial Center Credit Union in Wisconsin. Updated daily with source verification. See who can join MCU Financial Center Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/wisconsin/mcu-financial-center" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # MCU Financial Center Credit Union Rates - Wisconsin ### Auto & vehicle rates 25 offers | Product | Published | Rate | Term / condition | Status | | **2024 & Newer Automobiles and Motorcycles (60 Months)** motorcycle_any_60mo | — APR | 3.490% | 60 mo | Standard | | **2024 & Newer Automobiles and Motorcycles (36 Months)** motorcycle_any_36mo | — APR | 3.490% | 36 mo | Standard | | **2024 & Newer Automobiles and Motorcycles (48 Months)** motorcycle_any_48mo | — APR | 3.490% | 48 mo | Standard | | **2024 & Newer Automobiles and Motorcycles (72 Months)** motorcycle_any_72mo | — APR | 3.490% | 72 mo | Standard | | **2018 - 2023 Automobiles and Motorcycles (36 Months)** motorcycle_any_36mo | — APR | 5.240% | 36 mo | Standard | | **2018 - 2023 Automobiles and Motorcycles (48 Months)** motorcycle_any_48mo | — APR | 5.490% | 48 mo | Standard | | **2018 - 2023 Automobiles and Motorcycles (60 Months)** motorcycle_any_60mo | — APR | 5.740% | 60 mo | Standard | | **2018 - 2023 Automobiles and Motorcycles (72 Months)** motorcycle_any_72mo | — APR | 5.990% | 72 mo | Standard | | **84-Month Auto Loan** auto_any_84mo | — APR | 6.240% | 84 mo | Standard | | **2024 & Newer Automobiles and Motorcycles (84 Months***)** motorcycle_any_84mo | — APR | 6.240% | 84 mo | Standard | | **2018 - 2023 Automobiles and Motorcycles (84 Months)** motorcycle_any_84mo | — APR | 7.240% | 84 mo | Standard | | **36-Month Auto Loan** auto_any_36mo | — APR | 8.490% | 36 mo | Standard | | **96-Month Auto Loan** auto_any_96mo | — APR | 8.990% | 96 mo | Standard | | **48-Month Auto Loan** auto_any_48mo | — APR | 8.990% | 48 mo | Standard | | **2017 & Older Automobiles and Motorcycles (36 Months)** motorcycle_used_36mo | — APR | 8.990% | 36 mo · used | Standard | | **120-Month Auto Loan** auto_any_120mo | — APR | 9.490% | 120 mo | Standard | | **2017 & Older Automobiles and Motorcycles (48 Months)** motorcycle_used_48mo | — APR | 9.490% | 48 mo · used | Standard | | **72-Month Auto Loan** auto_any_72mo | — APR | 9.490% | 72 mo | Standard | | **60-Month Auto Loan** auto_any_60mo | — APR | 9.490% | 60 mo | Standard | | **72-Month Auto Loan** auto_any_72mo | — APR | 9.990% | 72 mo | Standard | | **2017 & Older Automobiles and Motorcycles (60 Months)** motorcycle_used_60mo | — APR | 9.990% | 60 mo · used | Standard | | **84-Month Auto Loan** auto_any_84mo | — APR | 9.990% | 84 mo | Standard | | **2017 & Older Automobiles and Motorcycles (72 Months)** motorcycle_used_72mo | — APR | 10.490% | 72 mo · used | Standard | | **72-Month Auto Loan** auto_any_72mo | — APR | 10.490% | 72 mo | Standard | | **Vehicle Loans (180 - 240 Months***)** auto_any_240mo | — APR | 10.990% | 240 mo | Standard | MCU Financial Center Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Home Equity Options (Home Equity Loan - 2nd Fixed)** heloc_fixed | — APR | 6.500% | — | Standard | | **HELOC (Variable)** heloc_variable | — APR | 6.750% | — | Standard | | **Home Equity Options (HELOC - Variable)** heloc_variable | — APR | 7.000% | — | Standard | MCU Financial Center Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 16 offers | Product | Published | Rate | Term / condition | Status | | **12-Month Share-Secured Loan** personal_secured_12mo | — APR | 3.990% | 12 mo | Standard | | **24-Month Unsecured Personal Loan** personal_unsecured_24mo | — APR | 4.490% | 24 mo | Standard | | **24-Month Share-Secured Loan** personal_secured_24mo | — APR | 4.490% | 24 mo | Standard | | **36-Month Share-Secured Loan** personal_secured_36mo | — APR | 4.990% | 36 mo | Standard | | **36-Month Unsecured Personal Loan** personal_unsecured_36mo | — APR | 4.990% | 36 mo | Standard | | **48-Month Unsecured Personal Loan** personal_unsecured_48mo | — APR | 5.490% | 48 mo | Standard | | **48-Month Share-Secured Loan** personal_secured_48mo | — APR | 5.490% | 48 mo | Standard | | **60-Month Share-Secured Loan** personal_secured_60mo | — APR | 5.990% | 60 mo | Standard | | **60-Month Unsecured Personal Loan** personal_unsecured_60mo | — APR | 5.990% | 60 mo | Standard | | **12-Month Unsecured Personal Loan** personal_unsecured_12mo | — APR | 11.490% | 12 mo | Standard | | **24-Month Unsecured Personal Loan** personal_unsecured_24mo | — APR | 11.990% | 24 mo | Standard | | **36-Month Unsecured Personal Loan** personal_unsecured_36mo | — APR | 12.490% | 36 mo | Standard | | **Personal Loans (N/A)** personal_unsecured | — APR | 12.900% | — | Standard | | **KwikCash Loan (KwikCash)** personal | — APR | 12.900% | — | Standard | | **48-Month Unsecured Personal Loan** personal_unsecured_48mo | — APR | 12.990% | 48 mo | Standard | | **60-Month Unsecured Personal Loan** personal_unsecured_60mo | — APR | 13.490% | 60 mo | Standard | MCU Financial Center Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Visa Credit Card (Visa Classic Credit Cards)** credit_card | — APR | 9.990% | — | Standard | | **Visa Credit Card (Visa Secured Creditbuilder Credit Cards)** credit_card_secured | — APR | 17.990% | — | Standard | MCU Financial Center Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 49 offers | Product | Published | Rate | Term / condition | Status | | **Checking Accounts (Checking/Share Draft)** checking | — APY | 0.01% | — | Specialty offer | | **Growing Tree Savings Accounts ($351 - $500)** savings | — APY | 0.05% | — | Standard | | **Growing Tree Savings Accounts ($1,001 - Greater)** savings | — APY | 0.05% | — | Standard | | **Growing Tree Savings Accounts ($5 - $100)** savings | — APY | 0.05% | — | Standard | | **Growing Tree Savings Accounts ($101 - $350)** savings | — APY | 0.05% | — | Standard | | **Growing Tree Savings Accounts ($501 - $1,000)** savings | — APY | 0.05% | — | Standard | | **Christmas Club** savings | — APY | 0.06% | — | Specialty offer | | **$100 - $10,000** savings | — APY | 0.08% | — | Standard | | **Money Tree Savings Accounts ($2,000 - $10,000)** savings | — APY | 0.09% | — | Standard | | **$10,001 - $25,000** savings | — APY | 0.11% | — | Standard | | **Money Tree Savings Accounts ($10,001 - $25,000)** savings | — APY | 0.12% | — | Standard | | **Money Tree Savings Accounts ($25,001 - $50,000)** savings | — APY | 0.15% | — | Standard | | **Money Tree Savings Accounts ($50,001 - Greater)** savings | — APY | 0.20% | — | Standard | | **Retirement Tree - Individual Retirement Share (IRA) Account ($100 - $10,000)** ira | — APY | 0.35% | — | Standard | | **Retirement Tree - Individual Retirement Share (IRA) Account ($10,001 - $30,000)** ira | — APY | 0.45% | — | Standard | | **$10,001 - $30,000** savings | — APY | 0.45% | — | Standard | | **$50,000 - $100,000** savings | — APY | 0.50% | — | Standard | | **IRA/Share Certificates (3 Months)** ira_cd_3mo | — APY | 0.50% | 3 mo | Standard | | **3-Month Certificate** share_certificate_3mo | — APY | 0.50% | 3 mo | Standard | | **$30,001 - $50,000** savings | — APY | 0.55% | — | Standard | | **Retirement Tree - Individual Retirement Share (IRA) Account ($30,001 - $50,000)** ira | — APY | 0.55% | — | Standard | | **Retirement Tree - Individual Retirement Share (IRA) Account ($50,001 - $75,000)** ira | — APY | 0.65% | — | Standard | | **$50,001 - $75,000** savings | — APY | 0.65% | — | Standard | | **Retirement Tree - Individual Retirement Share (IRA) Account ($75,001 - Greater)** ira | — APY | 0.75% | — | Standard | | **$75,001 - Greater** savings | — APY | 0.75% | — | Standard | | **6-Month Certificate** share_certificate_6mo | — APY | 1.00% | 6 mo | Standard | | **IRA/Share Certificates (6 Months)** ira_cd_6mo | — APY | 1.00% | 6 mo | Standard | | **$100,001 - $150,000** savings | — APY | 1.00% | — | Standard | | **12-Month Certificate** share_certificate_12mo | — APY | 1.50% | 12 mo | Standard | | **$150,001 - $200,000** savings | — APY | 1.50% | — | Standard | | **IRA/Share Certificates (12 Months)** ira_cd_12mo | — APY | 1.50% | 12 mo | Standard | | **24-Month Certificate** share_certificate_24mo | — APY | 2.00% | 24 mo | Standard | | **IRA/Share Certificates (24 Months)** ira_cd_24mo | — APY | 2.00% | 24 mo | Standard | | **$200,001 - Greater** savings | — APY | 2.00% | — | Standard | | **36-Month Certificate** share_certificate_36mo | — APY | 2.50% | 36 mo | Standard | | **IRA/Share Certificates (36 Months)** ira_cd_36mo | — APY | 2.50% | 36 mo | Standard | | **48-Month Certificate** share_certificate_48mo | — APY | 2.65% | 48 mo | Standard | | **IRA/Share Certificates (48 Months)** ira_cd_48mo | — APY | 2.65% | 48 mo | Standard | | **60-Month Certificate** share_certificate_60mo | — APY | 2.75% | 60 mo | Standard | | **IRA/Share Certificates (60 Months)** ira_cd_60mo | — APY | 2.75% | 60 mo | Standard | | **60-Month Certificate** cd_60mo | — APY | 3.49% | 60 mo | Standard | | **36-Month Certificate** cd_36mo | — APY | 3.49% | 36 mo | Standard | | **72-Month Certificate** cd_72mo | — APY | 3.49% | 72 mo | Standard | | **48-Month Certificate** cd_48mo | — APY | 3.49% | 48 mo | Standard | | **9-Month Certificate** cd_9mo | — APY | 3.50% | 9 mo | Standard | | **IRA/Share Certificates (9 Months Special)** ira_cd_9mo | — APY | 3.50% | 9 mo | Standard | | **9-Month Certificate** share_certificate_9mo | — APY | 3.50% | 9 mo | Standard | | **12-Month Certificate** cd_12mo | — APY | 3.99% | 12 mo | Standard | | **24-Month Certificate** cd_24mo | — APY | 4.49% | 24 mo | Standard | MCU Financial Center Credit Union savings & cd rates as of November 12, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Today’s Featured Rates** other | — % | 3.490% | — | Standard | MCU Financial Center Credit Union other rates as of November 12, 2026 MCU Financial Center Credit Union is a credit union in Wisconsin. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/wisconsin/mcu-financial-center) , verified from [MCU Financial Center Credit Union's official website](https://mcucreditunion.com/) Loading branch locator… ## About MCU Financial Center Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 2.7K Assets $30.7M Founded 1939 Locations reported 3 NCUA charter 66878 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Educators** Educators Credit Union- Newman · Mount Pleasant · WI · 53406-2805 About 1.0 miles away](https://rateapi.dev/credit-unions/wisconsin/educators) [**Landmark** Racine · Mount Pleasant · WI · 53406 About 1.2 miles away](https://rateapi.dev/credit-unions/wisconsin/landmark) [**C U P** AMI Information Systems · Mount Pleasant · WI · 53406 About 1.4 miles away](https://rateapi.dev/credit-unions/utah/c-u-p) [**Catholic Family** AMI · Mount Pleasant · WI · 53406-3759 About 1.4 miles away](https://rateapi.dev/credit-unions/missouri/catholic-family) [**Co-Ne** AMI · Mount Pleasant · WI · 53406-3759 About 1.4 miles away](https://rateapi.dev/credit-unions/colorado/co-ne) [**Ferko MD** 8348 Corporate Drive · Mount Pleasant · WI · 53406 About 1.4 miles away](https://rateapi.dev/credit-unions/maryland/ferko-md) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join MCU Financial Center Credit Union Membership eligibility from MCU Financial Center Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Community charter: live/work in Racine, Kenosha - Location Racine, Kenosha **Cost to join:** About $15. Verified from [MCU Financial Center Credit Union's membership page](https://mcucreditunion.com/about-us) . Final membership determination is always made by the credit union. ## Work at MCU Financial Center Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where MCU Financial Center Credit Union ranks against Wisconsin peers. - See which AI assistants fetched MCU Financial Center Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Wisconsin - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=mcu-financial-center&state=wisconsin&code=WI&name=MCU%20Financial%20Center%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does MCU Financial Center Credit Union offer? MCU Financial Center Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are MCU Financial Center Credit Union rates updated? RateAPI verifies MCU Financial Center Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get MCU Financial Center Credit Union's rate data? Rate data is collected directly from MCU Financial Center Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join MCU Financial Center Credit Union? Community charter: live/work in Racine, Kenosha ## Related Rate Data Compare MCU Financial Center Credit Union's rates against national credit-union benchmarks. [More Wisconsin credit unions](https://rateapi.dev/credit-unions/wisconsin) [Wisconsin auto loan rate leaders](https://rateapi.dev/auto-loan-rates/wisconsin) [Wisconsin HELOC rate leaders](https://rateapi.dev/heloc-rates/wisconsin) [Wisconsin personal loan leaders](https://rateapi.dev/personal-loan-rates/wisconsin) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://mcucreditunion.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track MCU Financial Center Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Wisconsin credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for MCU Financial Center Credit Union curl "https://api.rateapi.dev/credit-unions/wisconsin /mcu-financial-center " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## MCU Financial Center Credit Union locations Search, filter, and browse all 3 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/wisconsin/mcu-financial-center Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp