--- title: "Madison Credit Union Rates (Nov 2026): CDs to 3.09%" description: "Madison Credit Union rates today: savings & CDs up to 3.09% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Madison Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/wisconsin/madison" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Madison Credit Union Rates (Nov 2026): CDs to 3.09% ### Auto & vehicle rates 126 offers | Product | Published | Rate | Term / condition | Status | | **Up to 36-Month New Auto Loan (2025)** auto_new_36mo | — APR | 4.990% | 36 mo · new | Standard | | **Up to 36-Month New Auto Loan (2025)** auto_new_36mo | — APR | 4.990% | 36 mo · new | Standard | | **48-Month Auto Loan (2025 and Newer)** auto_any_48mo | — APR | 4.990% | 48 mo | Standard | | **36-Month Auto Loan (2025 and Newer)** auto_any_36mo | — APR | 4.990% | 36 mo | Standard | | **New Vehicles: 2025 & New* (37 to 48 Months)** auto_new_48mo | — APR | 4.990% | 48 mo · new | Standard | | **New Vehicles: 2025 & New* (37 to 48 Months)** auto_new_48mo | — APR | 4.990% | 48 mo · new | Standard | | **Up to 36-Month New Auto Loan (2025)** auto_new_36mo | — APR | 5.240% | 36 mo · new | Standard | | **New Vehicles: 2025 & New* (37 to 48 Months)** auto_new_48mo | — APR | 5.240% | 48 mo · new | Standard | | **New Vehicles: 2025 & New* (49 to 60 Months)** auto_new_60mo | — APR | 5.240% | 60 mo · new | Standard | | **New Vehicles: 2025 & New* (49 to 60 Months)** auto_new_60mo | — APR | 5.240% | 60 mo · new | Standard | | **60-Month Auto Loan (2025 and Newer)** auto_any_60mo | — APR | 5.240% | 60 mo | Standard | | **New Vehicles: 2025 & New* (61 to 72 Months)** auto_new_72mo | — APR | 5.490% | 72 mo · new | Standard | | **New Vehicles: 2025 & New* (49 to 60 Months)** auto_new_60mo | — APR | 5.490% | 60 mo · new | Standard | | **New Vehicles: 2025 & New* (61 to 72 Months)** auto_new_72mo | — APR | 5.490% | 72 mo · new | Standard | | **36-Month Auto Loan (2020–2024)** auto_any_36mo | — APR | 5.490% | 36 mo | Standard | | **72-Month Auto Loan (2025 and Newer)** auto_any_72mo | — APR | 5.490% | 72 mo | Standard | | **Up to 36-Month Used Auto Loan (2020–2024)** auto_used_36mo | — APR | 5.490% | 36 mo · used | Standard | | **48-Month Auto Loan (2020–2024)** auto_any_48mo | — APR | 5.740% | 48 mo | Standard | | **Used Vehicles: 2020-2024* (37 to 48 Months)** auto_used_48mo | — APR | 5.740% | 48 mo · used | Standard | | **Up to 36-Month Used Auto Loan (2020–2024)** auto_used_36mo | — APR | 5.740% | 36 mo · used | Standard | | **New Vehicles: 2025 & New* (61 to 72 Months)** auto_new_72mo | — APR | 5.740% | 72 mo · new | Standard | | **Up to 36-Month Used Auto Loan (2020–2024)** auto_used_36mo | — APR | 5.740% | 36 mo · used | Standard | | **Up to 36-Month New Auto Loan (2025)** auto_new_36mo | — APR | 5.740% | 36 mo · new | Standard | | **New Vehicles: 2025 & New* (37 to 48 Months)** auto_new_48mo | — APR | 5.740% | 48 mo · new | Standard | | **Used Vehicles: 2020-2024* (49 to 60 Months)** auto_used_60mo | — APR | 5.990% | 60 mo · used | Standard | | **84-Month Auto Loan (2025 and Newer)** auto_any_84mo | — APR | 5.990% | 84 mo | Standard | | **New Vehicles: 2025 & New* (49 to 60 Months)** auto_new_60mo | — APR | 5.990% | 60 mo · new | Standard | | **New Vehicles: 2025 & New* (73 to 84 Months)** auto_new_84mo | — APR | 5.990% | 84 mo · new | Standard | | **New Vehicles: 2025 & New* (73 to 84 Months)** auto_new_84mo | — APR | 5.990% | 84 mo · new | Standard | | **Used Vehicles: 2020-2024* (37 to 48 Months)** auto_used_48mo | — APR | 5.990% | 48 mo · used | Standard | | **Used Vehicles: 2020-2024* (37 to 48 Months)** auto_used_48mo | — APR | 5.990% | 48 mo · used | Standard | | **60-Month Auto Loan (2020–2024)** auto_any_60mo | — APR | 5.990% | 60 mo | Standard | | **Up to 36-Month Used Auto Loan (2020–2024)** auto_used_36mo | — APR | 6.240% | 36 mo · used | Standard | | **New Vehicles: 2025 & New* (73 to 84 Months)** auto_new_84mo | — APR | 6.240% | 84 mo · new | Standard | | **Used Vehicles: 2020-2024* (61 to 72 Months)** auto_used_72mo | — APR | 6.240% | 72 mo · used | Standard | | **Used Vehicles: 2020-2024* (49 to 60 Months)** auto_used_60mo | — APR | 6.240% | 60 mo · used | Standard | | **Used Vehicles: 2020-2024* (49 to 60 Months)** auto_used_60mo | — APR | 6.240% | 60 mo · used | Standard | | **New Vehicles: 2025 & New* (61 to 72 Months)** auto_new_72mo | — APR | 6.240% | 72 mo · new | Standard | | **72-Month Auto Loan (2020–2024)** auto_any_72mo | — APR | 6.240% | 72 mo | Standard | | **Used Vehicles: 2020-2024* (61 to 72 Months)** auto_used_72mo | — APR | 6.490% | 72 mo · used | Standard | | **Used Vehicles: 2020-2024* (37 to 48 Months)** auto_used_48mo | — APR | 6.490% | 48 mo · used | Standard | | **Used Vehicles: 2020-2024* (61 to 72 Months)** auto_used_72mo | — APR | 6.490% | 72 mo · used | Standard | | **Used Vehicles: 2020-2024* (49 to 60 Months)** auto_used_60mo | — APR | 6.740% | 60 mo · used | Standard | | **84-Month Auto Loan (2020–2024)** auto_any_84mo | — APR | 6.740% | 84 mo | Standard | | **New Vehicles: 2025 & New* (73 to 84 Months)** auto_new_84mo | — APR | 6.740% | 84 mo · new | Standard | | **Used Vehicles: 2020-2024* (73 to 84 Months)** auto_used_84mo | — APR | 6.740% | 84 mo · used | Standard | | **New Vehicles: 2025 & New* (37 to 48 Months)** auto_new_48mo | — APR | 6.740% | 48 mo · new | Standard | | **Up to 36-Month New Auto Loan (2025)** auto_new_36mo | — APR | 6.740% | 36 mo · new | Standard | | **New Vehicles: 2025 & New* (49 to 60 Months)** auto_new_60mo | — APR | 6.990% | 60 mo · new | Standard | | **36-Month Used Auto Loan (2019 and Older)** auto_used_36mo | — APR | 6.990% | 36 mo · used | Standard | | **Used Vehicles: 2020-2024* (61 to 72 Months)** auto_used_72mo | — APR | 6.990% | 72 mo · used | Standard | | **Used Vehicles: 2020-2024* (73 to 84 Months)** auto_used_84mo | — APR | 6.990% | 84 mo · used | Standard | | **Used Vehicles: 2020-2024* (73 to 84 Months)** auto_used_84mo | — APR | 6.990% | 84 mo · used | Standard | | **Up to 36-Month Used Auto Loan (2019 and Older)** auto_used_36mo | — APR | 6.990% | 36 mo · used | Standard | | **New RVs, 5th Wheels, Larger Boats (Over 16 ft.): 2024-New* (Up to 60 Months)** rv_new_60mo | — APR | 7.240% | 60 mo · new | Standard | | **Up to 36-Month Used Auto Loan (2019 and Older)** auto_used_36mo | — APR | 7.240% | 36 mo · used | Standard | | **Used Vehicles: 2019 & Older* (37 to 48 Months)** auto_used_48mo | — APR | 7.240% | 48 mo · used | Standard | | **48-Month Used Auto Loan (2019 and Older)** auto_used_48mo | — APR | 7.240% | 48 mo · used | Standard | | **New Vehicles: 2025 & New* (61 to 72 Months)** auto_new_72mo | — APR | 7.240% | 72 mo · new | Standard | | **Up to 36-Month Used Auto Loan (2020–2024)** auto_used_36mo | — APR | 7.240% | 36 mo · used | Standard | | **Used Vehicles: 2019 & Older* (49 to 60 Months)** auto_used_60mo | — APR | 7.490% | 60 mo · used | Standard | | **Used Vehicles: 2020-2024* (73 to 84 Months)** auto_used_84mo | — APR | 7.490% | 84 mo · used | Standard | | **Used Vehicles: 2020-2024* (37 to 48 Months)** auto_used_48mo | — APR | 7.490% | 48 mo · used | Standard | | **Used Vehicles: 2019 & Older* (37 to 48 Months)** auto_used_48mo | — APR | 7.490% | 48 mo · used | Standard | | **New RVs, 5th Wheels, Larger Boats (Over 16 ft.): 2024-New* (Up to 60 Months)** rv_new_60mo | — APR | 7.490% | 60 mo · new | Standard | | **New RVs, 5th Wheels, Larger Boats (Over 16 ft.): 2024-New* (61 to 72 Months)** rv_new_72mo | — APR | 7.490% | 72 mo · new | Standard | | **60-Month Used Auto Loan (2019 and Older)** auto_used_60mo | — APR | 7.490% | 60 mo · used | Standard | | **New RVs, 5th Wheels, Larger Boats (Over 16 ft.): 2024-New* (61 to 72 Months)** rv_new_72mo | — APR | 7.740% | 72 mo · new | Standard | | **Up to 36-Month New Auto Loan (2025)** auto_new_36mo | — APR | 7.740% | 36 mo · new | Standard | | **New Vehicles: 2025 & New* (37 to 48 Months)** auto_new_48mo | — APR | 7.740% | 48 mo · new | Standard | | **New Vehicles: 2025 & New* (73 to 84 Months)** auto_new_84mo | — APR | 7.740% | 84 mo · new | Standard | | **Up to 36-Month Used Auto Loan (2019 and Older)** auto_used_36mo | — APR | 7.740% | 36 mo · used | Standard | | **Used Vehicles: 2019 & Older* (49 to 60 Months)** auto_used_60mo | — APR | 7.740% | 60 mo · used | Standard | | **Used Vehicles: 2020-2024* (49 to 60 Months)** auto_used_60mo | — APR | 7.740% | 60 mo · used | Standard | | **Used Vehicles: 2019 & Older* (37 to 48 Months)** auto_used_48mo | — APR | 7.990% | 48 mo · used | Standard | | **Used Vehicles: 2020-2024* (61 to 72 Months)** auto_used_72mo | — APR | 7.990% | 72 mo · used | Standard | | **New Vehicles: 2025 & New* (49 to 60 Months)** auto_new_60mo | — APR | 7.990% | 60 mo · new | Standard | | **New RVs, 5th Wheels, Larger Boats (Over 16 ft.): 2024-New* (Up to 60 Months)** rv_new_60mo | — APR | 7.990% | 60 mo · new | Standard | | **New RVs, 5th Wheels, Larger Boats (Over 16 ft.): 2024-New* (61 to 72 Months)** rv_new_72mo | — APR | 8.240% | 72 mo · new | Standard | | **Up to 36-Month Used Auto Loan (2020–2024)** auto_used_36mo | — APR | 8.240% | 36 mo · used | Standard | | **Used Vehicles: 2019 & Older* (49 to 60 Months)** auto_used_60mo | — APR | 8.240% | 60 mo · used | Standard | | **New Vehicles: 2025 & New* (61 to 72 Months)** auto_new_72mo | — APR | 8.240% | 72 mo · new | Standard | | **Used Vehicles: 2020-2024* (37 to 48 Months)** auto_used_48mo | — APR | 8.490% | 48 mo · used | Standard | | **New RVs, 5th Wheels, Larger Boats (Over 16 ft.): 2024-New* (73 to 84 Months)** rv_new_84mo | — APR | 8.490% | 84 mo · new | Standard | | **Used Vehicles: 2020-2024* (73 to 84 Months)** auto_used_84mo | — APR | 8.490% | 84 mo · used | Standard | | **New Vehicles: 2025 & New* (73 to 84 Months)** auto_new_84mo | — APR | 8.740% | 84 mo · new | Standard | | **Up to 36-Month Used Auto Loan (2019 and Older)** auto_used_36mo | — APR | 8.740% | 36 mo · used | Standard | | **New RVs, 5th Wheels, Larger Boats (Over 16 ft.): 2024-New* (73 to 84 Months)** rv_new_84mo | — APR | 8.740% | 84 mo · new | Standard | | **New RVs, 5th Wheels, Larger Boats (Over 16 ft.): 2024-New* (85 to 120 Months)** rv_new_120mo | — APR | 8.740% | 120 mo · new | Standard | | **Used Vehicles: 2020-2024* (49 to 60 Months)** auto_used_60mo | — APR | 8.740% | 60 mo · used | Standard | | **New ATV, Snowmobile, Camper, Jet Ski, Boat (under 16 ft.), 4 Wheeler: 2022-New* (Up to 36 Months)** powersports_new_36mo | — APR | 8.740% | 36 mo · new | Standard | | **Used RVs, 5th Wheels, Larger Boats (Over 16 ft.): 2023 & Older* (Up to 60 Months)** rv_used_60mo | — APR | 8.740% | 60 mo · used | Standard | | **Used RVs, 5th Wheels, Larger Boats (Over 16 ft.): 2023 & Older* (61 to 72 Months)** rv_used_72mo | — APR | 8.990% | 72 mo · used | Standard | | **New RVs, 5th Wheels, Larger Boats (Over 16 ft.): 2024-New* (85 to 120 Months)** rv_new_120mo | — APR | 8.990% | 120 mo · new | Standard | | **Used Vehicles: 2020-2024* (61 to 72 Months)** auto_used_72mo | — APR | 8.990% | 72 mo · used | Standard | | **Used Vehicles: 2019 & Older* (37 to 48 Months)** auto_used_48mo | — APR | 8.990% | 48 mo · used | Standard | | **New RVs, 5th Wheels, Larger Boats (Over 16 ft.): 2024-New* (Up to 60 Months)** rv_new_60mo | — APR | 8.990% | 60 mo · new | Standard | | **New ATV, Snowmobile, Camper, Jet Ski, Boat (under 16 ft.), 4 Wheeler: 2022-New* (37 to 48 Months)** powersports_new_48mo | — APR | 8.990% | 48 mo · new | Standard | | **Used Vehicles: 2019 & Older* (49 to 60 Months)** auto_used_60mo | — APR | 9.240% | 60 mo · used | Standard | | **New ATV, Snowmobile, Camper, Jet Ski, Boat (under 16 ft.), 4 Wheeler: 2022-New* (Up to 36 Months)** powersports_new_36mo | — APR | 9.240% | 36 mo · new | Standard | | **New ATV, Snowmobile, Camper, Jet Ski, Boat (under 16 ft.), 4 Wheeler: 2022-New* (49 to 60 Months)** powersports_new_60mo | — APR | 9.240% | 60 mo · new | Standard | | **New RVs, 5th Wheels, Larger Boats (Over 16 ft.): 2024-New* (61 to 72 Months)** rv_new_72mo | — APR | 9.240% | 72 mo · new | Standard | | **New RVs, 5th Wheels, Larger Boats (Over 16 ft.): 2024-New* (73 to 84 Months)** rv_new_84mo | — APR | 9.240% | 84 mo · new | Standard | | **Used RVs, 5th Wheels, Larger Boats (Over 16 ft.): 2023 & Older* (Up to 60 Months)** rv_used_60mo | — APR | 9.240% | 60 mo · used | Standard | | **Used RVs, 5th Wheels, Larger Boats (Over 16 ft.): 2023 & Older* (73 to 84 Months)** rv_used_84mo | — APR | 9.240% | 84 mo · used | Standard | | **Used RVs, 5th Wheels, Larger Boats (Over 16 ft.): 2023 & Older* (61 to 72 Months)** rv_used_72mo | — APR | 9.490% | 72 mo · used | Standard | | **Used ATV, Snowmobile, Camper, Jet Ski, Boat (under 16 ft.), 4 Wheeler: 2021 & Older* (Up to 24 Months)** powersports_used_24mo | — APR | 9.490% | 24 mo · used | Standard | | **Used Vehicles: 2020-2024* (73 to 84 Months)** auto_used_84mo | — APR | 9.490% | 84 mo · used | Standard | | **New ATV, Snowmobile, Camper, Jet Ski, Boat (under 16 ft.), 4 Wheeler: 2022-New* (37 to 48 Months)** powersports_new_48mo | — APR | 9.490% | 48 mo · new | Standard | | **New RVs, 5th Wheels, Larger Boats (Over 16 ft.): 2024-New* (85 to 120 Months)** rv_new_120mo | — APR | 9.490% | 120 mo · new | Standard | | **New ATV, Snowmobile, Camper, Jet Ski, Boat (under 16 ft.), 4 Wheeler: 2022-New* (49 to 60 Months)** powersports_new_60mo | — APR | 9.740% | 60 mo · new | Standard | | **Used ATV, Snowmobile, Camper, Jet Ski, Boat (under 16 ft.), 4 Wheeler: 2021 & Older* (Up to 24 Months)** powersports_used_24mo | — APR | 9.740% | 24 mo · used | Standard | | **Up to 36-Month Used Auto Loan (2019 and Older)** auto_used_36mo | — APR | 9.740% | 36 mo · used | Standard | | **Used RVs, 5th Wheels, Larger Boats (Over 16 ft.): 2023 & Older* (73 to 84 Months)** rv_used_84mo | — APR | 9.740% | 84 mo · used | Standard | | **Used Vehicles: 2019 & Older* (37 to 48 Months)** auto_used_48mo | — APR | 9.990% | 48 mo · used | Standard | | **Used Vehicles: 2019 & Older* (49 to 60 Months)** auto_used_60mo | — APR | 10.240% | 60 mo · used | Standard | | **New RVs, 5th Wheels, Larger Boats (Over 16 ft.): 2024-New* (73 to 84 Months)** rv_new_84mo | — APR | 10.240% | 84 mo · new | Standard | | **Used RVs, 5th Wheels, Larger Boats (Over 16 ft.): 2023 & Older* (Up to 60 Months)** rv_used_60mo | — APR | 10.240% | 60 mo · used | Standard | | **New ATV, Snowmobile, Camper, Jet Ski, Boat (under 16 ft.), 4 Wheeler: 2022-New* (Up to 36 Months)** powersports_new_36mo | — APR | 10.240% | 36 mo · new | Standard | | **New ATV, Snowmobile, Camper, Jet Ski, Boat (under 16 ft.), 4 Wheeler: 2022-New* (37 to 48 Months)** powersports_new_48mo | — APR | 10.490% | 48 mo · new | Standard | | **New RVs, 5th Wheels, Larger Boats (Over 16 ft.): 2024-New* (85 to 120 Months)** rv_new_120mo | — APR | 10.490% | 120 mo · new | Standard | | **Used ATV, Snowmobile, Camper, Jet Ski, Boat (under 16 ft.), 4 Wheeler: 2021 & Older* (25 to 36 Months)** powersports_used_36mo | — APR | 10.490% | 36 mo · used | Standard | | **Used RVs, 5th Wheels, Larger Boats (Over 16 ft.): 2023 & Older* (61 to 72 Months)** rv_used_72mo | — APR | 10.490% | 72 mo · used | Standard | | **Used ATV, Snowmobile, Camper, Jet Ski, Boat (under 16 ft.), 4 Wheeler: 2021 & Older* (25 to 36 Months)** powersports_used_36mo | — APR | 10.740% | 36 mo · used | Standard | | **Used RVs, 5th Wheels, Larger Boats (Over 16 ft.): 2023 & Older* (73 to 84 Months)** rv_used_84mo | — APR | 10.740% | 84 mo · used | Standard | | **New ATV, Snowmobile, Camper, Jet Ski, Boat (under 16 ft.), 4 Wheeler: 2022-New* (49 to 60 Months)** powersports_new_60mo | — APR | 10.740% | 60 mo · new | Standard | Madison Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **60-Month Share-Secured Loan** personal_secured_60mo | — APR | 3.000% | 60 mo | Standard | | **Certificate-Secured Loan** personal_secured | — APR | 3.000% | — | Standard | | **Overdraft Credit (PAL)^** personal | — APR | 15.900% | — | Standard | Madison Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 17 offers | Product | Published | Rate | Term / condition | Status | | **Interest Checking** checking | 0.02% APY | 0.02% | — | Standard | | **Regular Savings** savings | 0.03% APY | 0.03% | — | Standard | | **Money Market** money_market | 0.15% APY | 0.15% | — | Standard | | **Christmas Club** savings | 0.25% APY | 0.25% | — | Specialty offer | | **91 Days** savings | 0.50% APY | 0.50% | — | Standard | | **Youth Savings Club Certificate (1 Year)** cd_12mo | 0.75% APY | 0.75% | 12 mo | Eligibility restricted | | **Youth Savings Club Certificate (1 Year)** cd_12mo | 0.75% APY | 0.75% | 12 mo | Eligibility restricted | | **Youth Savings (23 & Under)** savings | 2.03% APY | 2.03% | — | Eligibility restricted | | **2.5 Years (30 Months)** cd_30mo | — APY | 2.50% | 30 mo | Standard | | **2.5 Years (30 Months)** cd_30mo | 2.52% APY | 2.50% | 30 mo | Standard | | **24-Month Certificate** cd_24mo | — APY | 3.00% | 24 mo | Standard | | **12-Month Certificate** cd_12mo | — APY | 3.00% | 12 mo | Standard | | **1.5 Year (18 Months)** cd_18mo | — APY | 3.00% | 18 mo | Standard | | **1.5 Year (18 Months)** cd_18mo | 3.03% APY | 3.00% | 18 mo | Standard | | **24-Month Certificate** cd_24mo | 3.03% APY | 3.00% | 24 mo | Standard | | **Security Plus Club Certificate (1 Year)** cd_12mo | — APY | 3.05% | 12 mo | Standard | | **Security Plus Club Certificate (1 Year)** cd_12mo | 3.09% APY | 3.05% | 12 mo | Standard | Madison Credit Union savings & cd rates as of November 12, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Lines of Credit (Kwik Cash)^** other | — % | 13.900% | — | Standard | Madison Credit Union other rates as of November 12, 2026 Savings and certificate yields up to 3.09% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/wisconsin/madison) , verified from [Madison Credit Union's official website](https://madisoncu.com/) Loading branch locator… ## About Madison Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 3.1K Assets $62.6M Founded 1936 Locations reported 1 NCUA charter 66431 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - Bilingual services - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Summit** Downtown · Madison · WI · 53703 About 0.3 miles away](https://rateapi.dev/credit-unions/wisconsin/summit) [**University of Wisconsin** Cap Square · Madison · WI · 53703 About 0.4 miles away](https://rateapi.dev/credit-unions/wisconsin/university-of-wisconsin) [**Heartland** Heartland-Williamson Street · Madison · WI · 53703 About 0.5 miles away](https://rateapi.dev/credit-unions/wisconsin/heartland) [**Landmark** Madison · Madison · WI · 53715 About 1.5 miles away](https://rateapi.dev/credit-unions/wisconsin/landmark) [**Madison Fire Department** Monroe Street Office · Madison · WI · 53711-2018 About 1.8 miles away](https://rateapi.dev/credit-unions/wisconsin/madison-fire-department) [**Wea** Office · Madison · WI · 53713 About 2.6 miles away](https://rateapi.dev/credit-unions/wisconsin/wea) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Madison Credit Union Membership eligibility from Madison Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Community charter: live/work in Dane, Dodge, Columbia +6 more - Location Dane, Dodge, Columbia, Green, Iowa, Jefferson, Rock, Sauk, Walworth - Employer City of Madison Verified from [Madison Credit Union's membership page](https://madisoncu.com/) . Final membership determination is always made by the credit union. ## Work at Madison Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Madison Credit Union ranks against Wisconsin peers. - See which AI assistants fetched Madison Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Wisconsin - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=madison&state=wisconsin&code=WI&name=Madison%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Madison Credit Union offer? Madison Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Madison Credit Union rates updated? RateAPI verifies Madison Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Madison Credit Union's rate data? Rate data is collected directly from Madison Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Madison Credit Union's best CD rate? As of November 12, 2026, Madison Credit Union offers savings and certificate (CD) yields up to 3.09% APY. ### Who can join Madison Credit Union? Community charter: live/work in Dane, Dodge, Columbia +6 more ## Related Rate Data Compare Madison Credit Union's rates against national credit-union benchmarks. [More Wisconsin credit unions](https://rateapi.dev/credit-unions/wisconsin) [Wisconsin auto loan rate leaders](https://rateapi.dev/auto-loan-rates/wisconsin) [Wisconsin personal loan leaders](https://rateapi.dev/personal-loan-rates/wisconsin) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://madisoncu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Madison Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Wisconsin credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Madison Credit Union curl "https://api.rateapi.dev/credit-unions/wisconsin /madison " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Madison Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/wisconsin/madison Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp