---
title: "Heartland Credit Union Rates &amp; Who Can Join - Wisconsin"
description: "Heartland Credit Union is a credit union in Wisconsin. Rate data is being verified. See who can join Heartland Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/wisconsin/heartland"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Heartland Credit Union Rates &amp; Who Can Join - Wisconsin

No currently verified rates are available for this institution.

We hide rates that fall outside the serving freshness window instead of presenting old figures as current.

Heartland Credit Union is a credit union in Wisconsin. Rate data is being verified.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/wisconsin/heartland) , verified from [Heartland Credit Union's official website](https://heartlandcu.org/)

Loading branch locator…

## About Heartland Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

33.6K

Assets

$656.7M

Founded

1936

Locations reported

12

NCUA charter

66710

Charter type

Federally insured state-chartered credit union

### Services and member support

- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Summit** Cottage Grove · Madison · WI · 53718 About 0.9 miles away](https://rateapi.dev/credit-unions/wisconsin/summit) [**University of Wisconsin** East Side · Madison · WI · 53714 About 2.2 miles away](https://rateapi.dev/credit-unions/wisconsin/university-of-wisconsin) [**Minnesota Catholic** Fiserv · Madison · WI · 53718 About 2.5 miles away](https://rateapi.dev/credit-unions/minnesota/minnesota-catholic) [**Mississippi Public Employees** SDS/Fiserv · Madison · WI · 53718-7983 About 2.5 miles away](https://rateapi.dev/credit-unions/mississippi/mississippi-public-employees) [**Texarkana Terminal Employees** FISERV · MADISON · WI · 53718 About 2.5 miles away](https://rateapi.dev/credit-unions/texas/texarkana-terminal-employees) [**Dupaco Community** Madison E Washington Ave · Madison · WI · 53704-3647 About 2.8 miles away](https://rateapi.dev/credit-unions/iowa/dupaco-community)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Heartland Credit Union

Membership eligibility from Heartland Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on Heartland Credit Union's website. Check the membership page below to confirm whether you qualify.

- Employer Small business owners

Verified from [Heartland Credit Union's membership page](https://heartlandcu.org/about-us/join-a-credit-union-in-wisconsin/) . Final membership determination is always made by the credit union.

## Membership rules for Heartland Credit Union

Employers · Family

2 published paths to membership, last verified August 22, 2026, quoted from Heartland Credit Union’s own published criteria.

### Employers 1

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 22, 2026

  - Employee of Small business owners

“You own or operate a small business in South Central or Southwestern Wisconsin”

> [source ↗](https://heartlandcu.org/about-us/join-a-credit-union-in-wisconsin/)

- Employee of Small business owners

### Family 1

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 22, 2026

  - Family of a member spouse, child, parent, sibling

“You are an immediate family member of a current Heartland Credit Union member — such as a spouse, child, parent, or sibling — regardless of where you live”

> [source ↗](https://heartlandcu.org/about-us/join-a-credit-union-in-wisconsin/)

- Family member (spouse, child, parent, sibling) of a member

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for Heartland Credit Union? Yes No

## Work at Heartland Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Heartland Credit Union ranks against Wisconsin peers.

- See which AI assistants fetched Heartland Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in Wisconsin
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=heartland&amp;state=wisconsin&amp;code=WI&amp;name=Heartland%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Heartland Credit Union offer?

Heartland Credit Union is a credit union in Wisconsin. Rate data is currently being verified.

### How often are Heartland Credit Union rates updated?

RateAPI verifies Heartland Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026.

### Where does RateAPI get Heartland Credit Union's rate data?

Rate data is collected directly from Heartland Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### Who can join Heartland Credit Union?

Heartland Credit Union publishes its membership criteria on its own website. RateAPI tracks 2 published membership paths covering 1 employer for Heartland Credit Union, each quoted from Heartland Credit Union's own published membership criteria. Immediate family of an existing member also qualify.

## Related Rate Data

Compare Heartland Credit Union's rates against national credit-union benchmarks.

[More Wisconsin credit unions](https://rateapi.dev/credit-unions/wisconsin) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://heartlandcu.org/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Heartland Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Wisconsin credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Heartland Credit Union
curl "https://api.rateapi.dev/credit-unions/wisconsin /heartland " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Heartland Credit Union locations

Search, filter, and browse all 12 NCUA-reported locations.

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---

Source: https://rateapi.dev/credit-unions/wisconsin/heartland
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
