--- title: "Governmental Employees Credit Union Rates: Auto 4.50%, CDs to 6.00%" description: "Governmental Employees Credit Union rates today: auto loans from 4.50% APR, savings & CDs up to 6.00% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Governmental Employees Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/wisconsin/governmental-employees" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Governmental Employees Credit Union Rates: Auto 4.50%, CDs to 6.00% ### Mortgage rates 9 offers | Product | Published | Rate | Term / condition | Status | | **15-Year Fixed** 15 year fixed | — APR | 6.000% | — | Standard | | **15-Year Fixed** 15 year fixed | — APR | 6.875% | — | Standard | | **10-Year Fixed** 10 year fixed | — APR | 5.750% | — | Standard | | **10-Year Fixed** 10 year fixed | — APR | 6.625% | — | Standard | | **Construction Loan** other | — APR | 4.990% | — | Standard | | **5 Year Fixed Rate** other | — APR | 5.500% | — | Standard | | **Home Loan** other | — APR | 5.500% | — | Standard | | **7 Year Fixed Rate** other | — APR | 5.625% | — | Standard | | **12 Year Fixed Rate** other | — APR | 5.875% | — | Standard | Governmental Employees Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 15 offers | Product | Published | Rate | Term / condition | Status | | **Bicycle Loan** auto | — APR | 3.990% | — | Standard | | **2025 And Newer (<15,000 Miles): 1-36 Months** auto_any_36mo | — APR | 3.990% | 36 mo | Standard | | **2025 And Newer (<15,000 Miles): 37-48 Months** auto_any_48mo | — APR | 4.240% | 48 mo | Standard | | **8 Years Or Newer: 1-36 Months** auto_any_36mo | — APR | 4.490% | 36 mo | Standard | | **2025 And Newer (< 15,000 Miles): 49-60 Months** auto_any_60mo | — APR | 4.490% | 60 mo | Standard | | **12-Month Auto Loan** auto_any_12mo | 4.500% APR | 3.990% | 12 mo | Standard | | **8 Years Or Newer: 37-48 Months** auto_any_48mo | — APR | 4.740% | 48 mo | Standard | | **2025 And Newer (< 15,000 Miles): 61-72 Months** auto_any_72mo | — APR | 4.990% | 72 mo | Standard | | **8 Years Or Newer: 49-60 Months** auto_any_60mo | — APR | 4.990% | 60 mo | Standard | | **8 Years Or Newer: 61-72 Months** auto_any_72mo | — APR | 5.490% | 72 mo | Standard | | **2025 And Newer (< 15,000 Miles): 73-84 Months** auto_any_84mo | — APR | 5.490% | 84 mo | Standard | | **9 Years Or Older: 1-36 Months** auto_used_36mo | — APR | 5.990% | 36 mo · used | Standard | | **8 Years Or Newer: 73-84 Months** auto_any_84mo | — APR | 5.990% | 84 mo | Standard | | **9 Years Or Older: 37-48 Months** auto_used_48mo | — APR | 6.240% | 48 mo · used | Standard | | **9 Years Or Older: 49-60 Months** auto_used_60mo | — APR | 6.490% | 60 mo · used | Standard | Governmental Employees Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 3 offers | Product | Published | Rate | Term / condition | Status | | **5-Year Home Equity Loan (Fixed)** heloc_fixed | — APR | 6.125% | — | Standard | | **7-Year Home Equity Loan (Fixed)** heloc_fixed | — APR | 6.375% | — | Standard | | **HELOC (Variable)** heloc_variable | — APR | 7.000% | — | Standard | Governmental Employees Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Kwik Cash Line of Credit** ploc_variable | — APR | 8.990% | — | Standard | | **Up to $10,000** personal | — APR | 10.990% | — | Standard | Governmental Employees Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Credit Card** credit_card | — APR | 8.990% | — | Standard | Governmental Employees Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 17 offers | Product | Published | Rate | Term / condition | Status | | **Saver's Sweepstakes Account ($2,500 & Up)** savings | 0.10% APY | 0.10% | — | Standard | | **Choice Checking** checking | 0.10% APY | 0.10% | — | Standard | | **Business** savings | 0.35% APY | 0.35% | — | Eligibility restricted | | **Coverdell ESA (Educational Savings Account)** savings | 0.50% APY | 0.50% | — | Standard | | **IRA** ira | 0.50% APY | 0.50% | — | Standard | | **Saver's Sweepstakes Account (Up to $2,500)** savings | 0.50% APY | 0.50% | — | Standard | | **Health Savings Account (Under $25,000)** savings | 0.75% APY | 0.75% | — | Standard | | **Health Savings Account ($25,000 and Over)** savings | 1.50% APY | 1.49% | — | Standard | | **Kasasa Rewards** savings | — APY | 2.25% | — | Standard | | **Clubhouse Certificates (12 months)** cd_12mo | 3.60% APY | 3.54% | 12 mo | Standard | | **Clubhouse Certificates (36 months)** cd_36mo | 3.60% APY | 3.54% | 36 mo | Standard | | **Clubhouse Certificates (24 months)** cd_24mo | 3.60% APY | 3.54% | 24 mo | Standard | | **Certificate** cd | — APY | 4.41% | — | Standard | | **12-Month Certificate** cd_12mo | — APY | 4.50% | 12 mo | Standard | | **Kick Start CD (Ages 0-12)** cd | 5.00% APY | 4.91% | — | Standard | | **Limit one CD per child** cd | — APY | 5.00% | — | Eligibility restricted | | **Goal Setter CD (Ages 13-18)** cd | 6.00% APY | 5.87% | — | Standard | Governmental Employees Credit Union savings & cd rates as of November 12, 2026 Auto loans available from 4.5% APR for 12 months. Savings and certificate yields up to 6.00% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/wisconsin/governmental-employees) , verified from [Governmental Employees Credit Union's official website](https://www.gecuwi.com/) Loading branch locator… ## About Governmental Employees Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 6.8K Assets $119.3M Founded 1931 Locations reported 4 NCUA charter 66529 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - First-time homebuyer program - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**University of Wisconsin** LaCrosse · La Crosse · WI · 54601 Branch in the same ZIP](https://rateapi.dev/credit-unions/wisconsin/university-of-wisconsin) [**Altra** Altra Federal Credit Union · LA CROSSE · WI · 54601 About 4.2 miles away](https://rateapi.dev/credit-unions/wisconsin/altra) [**Verve, A Credit Union** LaCrosse - South · La Crosse · WI · 54601 About 4.7 miles away](https://rateapi.dev/credit-unions/wisconsin/verve-a-credit-union) [**Dairyland Power** Dairyland Power Credit Union · La Crosse · WI · 54601-7227 About 4.8 miles away](https://rateapi.dev/credit-unions/wisconsin/dairyland-power) [**Mayo Employees** La Crosse Office · La Crosse · WI · 54601 About 4.9 miles away](https://rateapi.dev/credit-unions/minnesota/mayo-employees) [**Marine** LAX1 · La Crosse · WI · 54601-3528 About 4.9 miles away](https://rateapi.dev/credit-unions/wisconsin/marine) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Governmental Employees Credit Union Membership eligibility from Governmental Employees Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership via occupations (Federal, State, or City Government Employee) - Location La Crosse - Occupation Federal, State, or City Government Employee Verified from [Governmental Employees Credit Union's membership page](https://www.gecuwi.com/about/about-gecu.html) . Final membership determination is always made by the credit union. ## Work at Governmental Employees Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Governmental Employees Credit Union ranks against Wisconsin peers. - See which AI assistants fetched Governmental Employees Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Wisconsin - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=governmental-employees&state=wisconsin&code=WI&name=Governmental%20Employees%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Governmental Employees Credit Union offer? Governmental Employees Credit Union currently offers mortgage, Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Governmental Employees Credit Union rates updated? RateAPI verifies Governmental Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Governmental Employees Credit Union's rate data? Rate data is collected directly from Governmental Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What are Governmental Employees Credit Union's auto loan rates? As of November 12, 2026, Governmental Employees Credit Union offers auto loans from 4.5% APR. ### What is Governmental Employees Credit Union's best CD rate? As of November 12, 2026, Governmental Employees Credit Union offers savings and certificate (CD) yields up to 6.00% APY. ### Who can join Governmental Employees Credit Union? Membership via occupations (Federal, State, or City Government Employee) ## Related Rate Data Compare Governmental Employees Credit Union's rates against national credit-union benchmarks. [More Wisconsin credit unions](https://rateapi.dev/credit-unions/wisconsin) [Wisconsin mortgage rate leaders](https://rateapi.dev/mortgage-rates/wisconsin) [Wisconsin auto loan rate leaders](https://rateapi.dev/auto-loan-rates/wisconsin) [Wisconsin HELOC rate leaders](https://rateapi.dev/heloc-rates/wisconsin) [Wisconsin personal loan leaders](https://rateapi.dev/personal-loan-rates/wisconsin) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.gecuwi.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Governmental Employees Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Wisconsin credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Governmental Employees Credit Union curl "https://api.rateapi.dev/credit-unions/wisconsin /governmental-employees " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Governmental Employees Credit Union locations Search, filter, and browse all 4 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/wisconsin/governmental-employees Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp