First Choice Auto Loan & Personal Loan Rates

Auto Loan Rates

Rates as of July 8, 2026

auto

4.690% APR

Rate4.690%

Vehicles – Cars, Trucks, and Motorcycles

auto

5.690% APR

Rate5.690%

Other Secured Items – Boats, Motorhomes, Campers, ATVs, Snowmobiles, and Personal Watercraft

credit_card

12.900% APR

Rate12.900%

Visa – 21 Day Grace Period

Personal Loan Rates

Rates as of July 8, 2026

personal_unsecured

14.000% APR

Rate14.000%

Unsecured Loan ($1000 and Over)

personal_unsecured

15.000% APR

Rate15.000%

Unsecured Loan (Under $1000)

Frequently Asked Questions

What rates does First Choice offer?

First Choice currently offers auto loan, and personal loan rates. The rates shown on this page were last verified July 8, 2026 directly from the credit union's official website.

How often are First Choice rates updated?

RateAPI verifies First Choice's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 8, 2026.

Where does RateAPI get First Choice's rate data?

Rate data is collected directly from First Choice's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is First Choice's auto loan rate?

As of July 8, 2026, First Choice offers auto loans from 4.69% APR.

Related Rate Data

Compare First Choice's rates against national credit-union benchmarks.

More Wisconsin credit unions Auto loan rate benchmark Personal loan rates How we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal

# Get rates for First Choice
curl "https://api.rateapi.dev/credit-unions/wisconsin/first-choice" \
  -H "Authorization: Bearer YOUR_API_KEY"

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