--- title: "Evergreen Credit Union: #1 Mortgage in Wisconsin" description: "Evergreen Credit Union has the lowest tracked 30-year fixed mortgage rate in Wisconsin (7.04% APR) among 12 credit unions we verify. Evergreen Credit Union rates today: 30 year fixed mortgage 7.04% APR, savings & CDs up to 4.45% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Evergreen Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/wisconsin/evergreen" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Evergreen Credit Union: #1 Mortgage in Wisconsin ### Mortgage rates 19 offers | Product | Published | Rate | Term / condition | Status | | **Primary Home-First Mortgage (30 Year Fixed)** 30 year fixed | — APR | 7.000% | — | Standard | | **Primary Home-First Mortgage (30 Year Fixed)** 30 year fixed | 7.040% APR | 7.000% | — | Standard | | **30-Year Fixed** 30 year fixed | 7.040% APR | 7.000% | — | Standard | | **Primary Home-First Mortgage (15 Year Fixed)** 15 year fixed | — APR | 6.500% | — | Standard | | **Primary Home-First Mortgage (15 Year Fixed)** 15 year fixed | 6.563% APR | 6.500% | — | Standard | | **15-Year Fixed** 15 year fixed | 6.563% APR | 6.500% | — | Standard | | **Primary Home-First Mortgage (3 Year ARM)** 3 1 arm | — APR | 4.990% | — | Standard | | **Primary Home-First Mortgage (3 Year ARM)** 3 1 arm | 5.029% APR | 4.990% | — | Standard | | **3/1 ARM** 3 1 arm | 5.029% APR | 4.990% | — | Standard | | **Primary Home-First Mortgage (5 Year ARM)** 5 1 arm | — APR | 5.240% | — | Standard | | **5/1 ARM** 5 1 arm | 5.279% APR | 5.240% | — | Standard | | **Primary Home-First Mortgage (5 Year ARM)** 5 1 arm | 5.279% APR | 5.240% | — | Standard | | **3/1 ARM, Land** 3 1 arm | — APR | 5.490% | — | Standard | | **Vacation Home-First Mortgage (3 Year ARM)** 3 1 arm | — APR | 5.490% | — | Standard | | **Vacation Home-First Mortgage (5 Year ARM)** 5 1 arm | — APR | 5.990% | — | Standard | | **3 Year Balloon** other | — APR | 4.990% | — | Standard | | **6 Month Term** other | — APR | 5.740% | — | Standard | | **Construction Loans (6 Month Term)** other | — APR | 5.740% | — | Standard | | **Home Project Loans (Up to 84 Months)** other | — APR | 7.490% | — | Standard | Evergreen Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 9 offers | Product | Published | Rate | Term / condition | Status | | **Vehicles, Boats & Campers (up to 4 years)** boat_any_48mo | — APR | 4.240% | 48 mo | Standard | | **Vehicles, Boats & Campers (up to 5 years)** boat_any_60mo | — APR | 4.240% | 60 mo | Standard | | **View New or Used Auto** auto_any | — APR | 4.240% | any | Standard | | **Vehicles, Boats & Campers (up to 6 years)** boat_any_72mo | — APR | 4.490% | 72 mo | Standard | | **Recreational (up to 5 years)** powersports_any_60mo | — APR | 4.490% | 60 mo | Standard | | **Recreational (up to 4 years)** powersports_any_48mo | — APR | 5.990% | 48 mo | Standard | | **Vehicles, Boats & Campers (up to 7 years**)** boat_any_84mo | — APR | 5.990% | 84 mo | Standard | | **Vehicles, Boats & Campers (up to 3 years)** boat_any_36mo | — APR | 5.990% | 36 mo | Standard | | **Recreational (up to 3 years)** powersports_any_36mo | — APR | 6.990% | 36 mo | Standard | Evergreen Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 4 offers | Product | Published | Rate | Term / condition | Status | | **Home Equity Loans (3 Year ARM)** heloc_fixed | — APR | 5.490% | — | Standard | | **Home Equity Loans (5 Year ARM)** heloc_fixed | — APR | 5.990% | — | Standard | | **View HELOC** heloc_variable | — APR | 6.750% | — | Standard | | **80.01 To 90% Loan To Value** heloc | — APR | 8.000% | — | Standard | Evergreen Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 4 offers | Product | Published | Rate | Term / condition | Status | | **Solar (Up to 5 years)** personal_unsecured_60mo | — APR | 6.990% | 60 mo | Standard | | **36-Month Signature Loan** personal_unsecured_36mo | — APR | 10.490% | 36 mo | Standard | | **Overdraft Line of Credit** personal | — APR | 12.900% | — | Standard | | **Signature Loans (Single payment up to 6 months)** personal_unsecured_6mo | — APR | 12.990% | 6 mo | Standard | Evergreen Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 3 offers | Product | Published | Rate | Term / condition | Status | | **6 Month Balance Transfer** credit_card_balance_transfer | — APR | 5.990% | — | Standard | | **View Platinum MasterCard Rates** credit_card_platinum | — APR | 9.900% | — | Standard | | **Platinum Credit Card** credit_card_platinum | — APR | 9.900% | — | Standard | Evergreen Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 31 offers | Product | Published | Rate | Term / condition | Status | | **Extra Green Checking Tier 2: $10,000.01 and up** checking | 0.01% APY | 0.01% | — | Standard | | **IRA** ira | 0.30% APY | 0.30% | — | Standard | | **12-Month Certificate** share_certificate_12mo | — APY | 3.60% | 12 mo | Standard | | **12-Month Certificate** cd_12mo | — APY | 3.60% | 12 mo | Standard | | **12-Month Certificate** cd_12mo | 3.63% APY | 3.60% | 12 mo | Standard | | **12-Month Certificate** share_certificate_12mo | 3.63% APY | 3.60% | 12 mo | Standard | | **12-Month Certificate** cd_12mo | 3.65% APY | 3.60% | 12 mo | Standard | | **24-Month Certificate** share_certificate_24mo | — APY | 3.65% | 24 mo | Standard | | **24-Month Certificate** cd_24mo | — APY | 3.65% | 24 mo | Standard | | **Youth Share Certificates (12 months)** share_certificate_12mo | 3.65% APY | 3.60% | 12 mo | Eligibility restricted | | **24-Month Certificate** share_certificate_24mo | 3.68% APY | 3.65% | 24 mo | Standard | | **24-Month Certificate** cd_24mo | 3.68% APY | 3.65% | 24 mo | Standard | | **36-Month Certificate** cd_36mo | — APY | 3.75% | 36 mo | Standard | | **36-Month Certificate** share_certificate_36mo | — APY | 3.75% | 36 mo | Standard | | **60-Month Certificate** share_certificate_60mo | — APY | 3.75% | 60 mo | Standard | | **60-Month Certificate** cd_60mo | — APY | 3.75% | 60 mo | Standard | | **36-Month Certificate** cd_36mo | 3.79% APY | 3.75% | 36 mo | Standard | | **60-Month Certificate** cd_60mo | 3.79% APY | 3.75% | 60 mo | Standard | | **36-Month Certificate** share_certificate_36mo | 3.79% APY | 3.75% | 36 mo | Standard | | **60-Month Certificate** share_certificate_60mo | 3.79% APY | 3.75% | 60 mo | Standard | | **12-Month Certificate** cd_12mo | 3.94% APY | 3.90% | 12 mo | Standard | | **View 12 Month CD** cd_12mo | — APY | 3.94% | 12 mo | Standard | | **Extra Green Checking Tier 1: up to $10,000***** checking | 4.00% APY | 4.00% | — | Standard | | **6-Month Certificate** share_certificate_6mo | — APY | 4.25% | 6 mo | Standard | | **6-Month Certificate** cd_6mo | — APY | 4.25% | 6 mo | Standard | | **6-Month Certificate** cd_6mo | 4.30% APY | 4.25% | 6 mo | Standard | | **6-Month Certificate** share_certificate_6mo | 4.30% APY | 4.25% | 6 mo | Standard | | **15-Month Certificate** cd_15mo | — APY | 4.40% | 15 mo | Standard | | **15-Month Certificate** share_certificate_15mo | — APY | 4.40% | 15 mo | Standard | | **15-Month Certificate** share_certificate_15mo | 4.45% APY | 4.40% | 15 mo | Standard | | **15-Month Certificate** cd_15mo | 4.45% APY | 4.40% | 15 mo | Standard | Evergreen Credit Union savings & cd rates as of November 12, 2026 ### Other rates 4 offers | Product | Published | Rate | Term / condition | Status | | **E-Bike Loans (up to 5 years)** other | — % | 4.490% | — | Standard | | **Call for Details** other | — % | 5.490% | — | Standard | | **Up To 80% Loan To Value** other | — % | 7.000% | — | Standard | | **Call for Details** other | — % | 9.900% | — | Standard | Evergreen Credit Union other rates as of November 12, 2026 As of November 12, 2026, Evergreen Credit Union offers a 30-year fixed mortgage at 7.04% APR. Savings and certificate yields up to 4.45% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/wisconsin/evergreen) , verified from [Evergreen Credit Union's official website](https://www.evergreencu.com/) Best product position **#1 of 12** 30-year fixed mortgage Gap to state best **0 bp** State market leader Vs. state median **17 bp better than median** 30-year fixed mortgage Products ranked **1** across tracked Wisconsin markets | Product | Published APR | Position | Vs. state best | Vs. state median | | 30-year fixed mortgage | 7.04% | #1 of 12 · lowest in Wisconsin | State market leader | 17 bp better than median | Published rate position by product as of November 13, 2026 This is the public snapshot. Claim Evergreen Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up. [See the full breakdown →](https://rateapi.dev/for-credit-unions/claim?cu=evergreen&state=wisconsin&code=WI&name=Evergreen%20Credit%20Union) Loading branch locator… ## About Evergreen Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 3.4K Assets $63.9M Founded 1958 Locations reported 2 NCUA charter 66395 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Community First** Community First Credit Union - Fox Crossing · Neenah · WI · 54956 Branch in the same ZIP](https://rateapi.dev/credit-unions/wisconsin/community-first) [**Fox Communities** Neenah · Neenah · WI · 54956 About 1.9 miles away](https://rateapi.dev/credit-unions/wisconsin/fox-communities) [**Covantage** CoVantage Credit Union · Neenah · WI · 54956 About 2.0 miles away](https://rateapi.dev/credit-unions/wisconsin/covantage) [**Verve, A Credit Union** Green Bay Rd · Neenah · WI · 54956 About 2.1 miles away](https://rateapi.dev/credit-unions/wisconsin/verve-a-credit-union) [**Prospera** Neenah Branch · Neenah · WI · 54956 About 2.2 miles away](https://rateapi.dev/credit-unions/wisconsin/prospera) [**Simplicity** Neenah · Neenah · WI · 54956-3246 About 3.0 miles away](https://rateapi.dev/credit-unions/wisconsin/simplicity) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Evergreen Credit Union Membership eligibility from Evergreen Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Evergreen Credit Union's website. Check the membership page below to confirm whether you qualify. - Location winnebago, outagamie, calumet, waupaca, waushara — WI Verified from [Evergreen Credit Union's membership page](https://www.evergreencu.com/join-evergreen/) . Final membership determination is always made by the credit union. ## Membership rules for Evergreen Credit Union Geography 5 counties · Family 2 17 published paths to membership, last verified August 27, 2026, quoted from Evergreen Credit Union’s own published criteria. ### Geography 5 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Calumet County, WI - Outagamie County, WI - Waupaca County, WI - Waushara County, WI - Winnebago County, WI “Do you live, work, or attend a two or four year college in Winnebago, Outagamie, Calumet, Waupaca, and Waushara counties or have family who does?” > [source ↗](https://www.evergreencu.com/join-evergreen/) ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member “or have family who does?” > [source ↗](https://www.evergreencu.com/join-evergreen/) - Family member of a member - Family of a member family “Do you live, work, or attend a two or four year college in Winnebago, Outagamie, Calumet, Waupaca, and Waushara counties or have family who does?” > [source ↗](https://www.evergreencu.com/join-evergreen/) - Family member (family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Evergreen Credit Union? Yes No ## Work at Evergreen Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Evergreen Credit Union ranks against Wisconsin peers. - See which AI assistants fetched Evergreen Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Wisconsin - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=evergreen&state=wisconsin&code=WI&name=Evergreen%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Evergreen Credit Union offer? Evergreen Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Evergreen Credit Union rates updated? RateAPI verifies Evergreen Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Evergreen Credit Union's rate data? Rate data is collected directly from Evergreen Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Evergreen Credit Union's mortgage rate? As of November 12, 2026, Evergreen Credit Union offers a 30-year fixed mortgage at 7.04% APR. ### What is Evergreen Credit Union's best CD rate? As of November 12, 2026, Evergreen Credit Union offers savings and certificate (CD) yields up to 4.45% APY. ### Who can join Evergreen Credit Union? Evergreen Credit Union publishes its membership criteria on its own website. RateAPI tracks 17 published membership paths covering 5 counties for Evergreen Credit Union, each quoted from Evergreen Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Evergreen Credit Union's rates against national credit-union benchmarks. [More Wisconsin credit unions](https://rateapi.dev/credit-unions/wisconsin) [Wisconsin mortgage rate leaders](https://rateapi.dev/mortgage-rates/wisconsin) [Wisconsin auto loan rate leaders](https://rateapi.dev/auto-loan-rates/wisconsin) [Wisconsin HELOC rate leaders](https://rateapi.dev/heloc-rates/wisconsin) [Wisconsin personal loan leaders](https://rateapi.dev/personal-loan-rates/wisconsin) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.evergreencu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Evergreen Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Wisconsin credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Evergreen Credit Union curl "https://api.rateapi.dev/credit-unions/wisconsin /evergreen " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Evergreen Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/wisconsin/evergreen Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp