Educators Credit Union
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Verified rate book
Current Educators Credit Union rates
4 published offers verified as of August 20, 2026.
Mortgage rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.625% APR | 6.625% | — | Standard |
Auto & vehicle rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 4.650% APR | 4.650% | — | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loan (Fixed)heloc_fixed | 6.200% APR | 6.200% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Platinum Credit Cardcredit_card_platinum | 10.900% APR | 10.900% | — | Standard |
As of August 20, 2026, Educators Credit Union offers a 30-year fixed mortgage at 6.625% APR. Auto loans available from 4.65% APR. HELOC rates from 6.2% APR. Credit card rates from 10.9% APR.
Source: RateAPI.dev, verified from Educators Credit Union's official website
Live market position · Rates as of August 21, 2026
Where Educators Credit Union ranks in Wisconsin
How Educators Credit Union's current published rate compares with other Wisconsin credit unions we track in the same product. State best and median come from RateAPI's verified rate book; only products with enough tracked lenders to rank are shown.
| Product | Published APR | Position | Vs. state best | Vs. state median |
|---|---|---|---|---|
| 30-year fixed mortgage | 6.63% | Better than the Wisconsin median | 25 bp from state best | 14 bp better than median |
| HELOC | 6.20% | Better than the Wisconsin median | 145 bp from state best | 30 bp better than median |
This is the public snapshot. Claim Educators Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up.
See the full breakdown →Loading branch locator…
About Educators Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 232.1K
- Assets
- $3.9B
- Founded
- 1937
- Locations reported
- 26
- NCUA charter
- 66448
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Educators Credit Union
Membership eligibility from Educators Credit Union's own published criteria. How we verify this.
Community charter: live/work in Dane, Green, Jefferson +12 more
- LocationDane, Green, Jefferson, Kenosha, Milwaukee, Ozaukee, Racine, Rock, Walworth, Washington, Waukesha, Lake, Boone, McHenry, Winnebago
Verified from Educators Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Educators Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Educators Credit Union ranks against Wisconsin peers.
Frequently Asked Questions
What rates does Educators Credit Union offer?
Educators Credit Union currently offers mortgage, Auto loan, HELOC, and credit card rates. The rates shown on this page were last verified August 20, 2026 directly from the credit union's official website.
How often are Educators Credit Union rates updated?
RateAPI verifies Educators Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 20, 2026.
Where does RateAPI get Educators Credit Union's rate data?
Rate data is collected directly from Educators Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Educators Credit Union's mortgage rate?
As of August 20, 2026, Educators Credit Union offers a 30-year fixed mortgage at 6.625% APR.
What are Educators Credit Union's auto loan rates?
As of August 20, 2026, Educators Credit Union offers auto loans from 4.65% APR.
What is Educators Credit Union's HELOC rate?
As of August 20, 2026, Educators Credit Union offers home equity lines of credit from 6.2% APR.
Who can join Educators Credit Union?
Community charter: live/work in Dane, Green, Jefferson +12 more
Related Rate Data
Compare Educators Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Educators Credit Union rates
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# Get rates for Educators Credit Union
curl "https://api.rateapi.dev/credit-unions/wisconsin/educators" \
-H "Authorization: Bearer YOUR_API_KEY"