--- title: "Cloverbelt Credit Union Rates - Wisconsin" description: "Current mortgage, vehicle loan, personal loan, and savings & cd rates from Cloverbelt Credit Union in Wisconsin. Updated daily with source verification. See who can join Cloverbelt Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/wisconsin/cloverbelt" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Cloverbelt Credit Union Rates - Wisconsin ### Mortgage rates 11 offers | Product | Published | Rate | Term / condition | Status | | **15-Year Fixed** 15 year fixed | — APR | 6.000% | — | Standard | | **10-Year Fixed** 10 year fixed | — APR | 5.500% | — | Standard | | **5/1 ARM** 5 1 arm | — APR | 6.125% | — | Standard | | **3/1 ARM** 3 1 arm | — APR | 6.125% | — | Standard | | **10-Year Fixed** 10 year fixed | — APR | 6.250% | — | Standard | | **10/1 ARM** 10 1 arm | — APR | 6.500% | — | Standard | | **5 Year Fixed Rate** other | — APR | 5.250% | — | Standard | | **Construction** other | — APR | 5.500% | — | Standard | | **10 Year Balloon/15 Year Term** other | — APR | 6.750% | — | Standard | | **10 Year Balloon/20 Year Term** other | — APR | 7.000% | — | Standard | | **10 Year Balloon/30 Year Term** other | — APR | 7.250% | — | Standard | Cloverbelt Credit Union mortgage rates as of November 13, 2026 ### Auto & vehicle rates 10 offers | Product | Published | Rate | Term / condition | Status | | **New and Used Cars/Trucks/Recreational Vehicles (2020-2026)** rv_any_36mo | — APR | 4.890% | 36 mo · any | Standard | | **Nlemanski@Ccuwausau.Com (60 Months)** auto_any_60mo | — APR | 4.890% | 60 mo | Standard | | **Nlemanski@Ccuwausau.Com (36 Months)** auto_any_36mo | — APR | 4.890% | 36 mo | Standard | | **Nlemanski@Ccuwausau.Com (66 Months)** auto_any_66mo | — APR | 5.090% | 66 mo | Standard | | **Nlemanski@Ccuwausau.Com (72 Months)** auto_any_72mo | — APR | 5.290% | 72 mo | Standard | | **Used Cars/Trucks/Recreational Vehicles (2013-2019)** rv_used_66mo | — APR | 6.290% | 66 mo · used | Standard | | **Nlemanski@Ccuwausau.Com (84 Months*)** auto_any_84mo | — APR | 7.090% | 84 mo | Standard | | **Nlemanski@Ccuwausau.Com (120 Months^)** auto_any_120mo | — APR | 7.290% | 120 mo | Standard | | **Nlemanski@Ccuwausau.Com (180 Months^^)** auto_any_180mo | — APR | 7.790% | 180 mo | Standard | | **Used Cars/Trucks/Recreational Vehicles (2012 and older)** rv_used_60mo | — APR | 7.990% | 60 mo · used | Standard | Cloverbelt Credit Union auto & vehicle rates as of November 13, 2026 ### Personal loan rates 14 offers | Product | Published | Rate | Term / condition | Status | | **PERSONAL LOANS (72**)** personal_unsecured | — APR | 5.290% | — | Standard | | **PERSONAL LOANS (84***)** personal_unsecured | — APR | 5.990% | — | Standard | | **PERSONAL LOANS (84*)** personal_unsecured | — APR | 7.090% | — | Standard | | **PERSONAL LOANS (120^)** personal_unsecured | — APR | 7.290% | — | Standard | | **Home Freedom Loan ($5000-$25,000)** personal_unsecured_60mo | — APR | 7.790% | 60 mo | Standard | | **PERSONAL LOANS (180^^)** personal_unsecured | — APR | 7.790% | — | Standard | | **Home Freedom Loan ($5000-$25,000)** personal_unsecured_120mo | — APR | 8.290% | 120 mo | Standard | | **Home Freedom Loan ($5000-$25,000)** personal_unsecured_180mo | — APR | 8.790% | 180 mo | Standard | | **jhutchison@ccuwausau.com (60 Months)** personal_unsecured_60mo | — APR | 10.990% | 60 mo | Standard | | **Personal Loans ($10000 - $25000)** personal_unsecured_60mo | — APR | 10.990% | 60 mo | Standard | | **PERSONAL LOANS (n/a)** personal_unsecured | — APR | 12.200% | — | Standard | | **Signature Line of Credit (variable rate loan)** ploc_variable | — APR | 12.200% | — | Standard | | **Kwik Cash Line of Credit (variable rate loan)** ploc_variable | — APR | 12.800% | — | Standard | | **jhutchison@ccuwausau.com (48 Months)** personal_unsecured_48mo | — APR | 12.990% | 48 mo | Standard | Cloverbelt Credit Union personal loan rates as of November 13, 2026 ### Savings & CD rates 37 offers | Product | Published | Rate | Term / condition | Status | | **Business Checking ($5,000 minimum for dividends)** checking | — APY | 0.15% | — | Eligibility restricted | | **Organization Checking ($500 minimum for dividend)** checking | — APY | 0.15% | — | Eligibility restricted | | **Interest Checking ($1000 minimum for dividend)** checking | — APY | 0.25% | — | Standard | | **Savers's Sweepstakes Savings ($25 for dividend)** savings | — APY | 0.35% | — | Standard | | **Christmas Savings ($25 minimum for dividend)** savings | — APY | 0.35% | — | Specialty offer | | **Regular Savings – Youth ($1 minimum for dividend)** savings | — APY | 0.35% | — | Eligibility restricted | | **Business Savings ($75.00 minimum for dividend)** savings | — APY | 0.35% | — | Eligibility restricted | | **Prime Times Savings ($500 minimum for dividend)** savings | — APY | 0.40% | — | Standard | | **IRA Savings ($500 minimum for dividend)** ira | — APY | 0.40% | — | Standard | | **HSA Savings ($25 minimum for dividend)** savings | — APY | 0.50% | — | Standard | | **Tier 1 (up to $9,999.99)** savings | — APY | 0.75% | — | Standard | | **Tier 2 ($10,000 +)** savings | — APY | 1.00% | — | Standard | | **Tier 2 ($10,000 – $24,999.99)** savings | — APY | 1.20% | — | Standard | | **18-Month Certificate ($1,000+)** cd_18mo | — APY | 1.34% | 18 mo | Standard | | **30-Month Certificate ($1,000+)** cd_30mo | — APY | 1.44% | 30 mo | Standard | | **24-Month Certificate ($1,000+)** cd_24mo | — APY | 1.49% | 24 mo | Standard | | **36-Month Certificate ($1,000+)** cd_36mo | — APY | 1.74% | 36 mo | Standard | | **6-Month Certificate ($2,500+)** cd_6mo | — APY | 1.99% | 6 mo | Standard | | **6-Month Certificate ($10,000+)** cd_6mo | — APY | 1.99% | 6 mo | Standard | | **Tier 3 ($25,000-$74,999.99)** savings | — APY | 2.03% | — | Standard | | **48-Month Certificate ($1,000+)** cd_48mo | — APY | 2.08% | 48 mo | Standard | | **60-Month Certificate ($1,000+)** cd_60mo | — APY | 2.23% | 60 mo | Standard | | **Tier 4 ($75,000+)** savings | — APY | 2.72% | — | Standard | | **30-Month Certificate ($5,000+)** cd_30mo | — APY | 2.97% | 30 mo | Standard | | **21-Month Certificate ($5,000+)** cd_21mo | — APY | 2.97% | 21 mo | Standard | | **9-Month Certificate ($5,000+)** cd_9mo | — APY | 3.46% | 9 mo | Standard | | **12-Month Certificate ($1,000+)** cd_12mo | — APY | 3.46% | 12 mo | Standard | | **7-Month Certificate ($5,000+)** cd_7mo | — APY | 3.46% | 7 mo | Standard | | **16-Month Certificate ($5,000+)** cd_16mo | — APY | 3.46% | 16 mo | Standard | | **36-Month Certificate ($5,000+)** cd_36mo | — APY | 3.59% | 36 mo | Standard | | **48-Month Certificate ($5,000+)** cd_48mo | — APY | 3.69% | 48 mo | Standard | | **60-Month Certificate ($5,000+)** cd_60mo | — APY | 3.69% | 60 mo | Standard | | **13-Month Certificate ($5,000+)** cd_13mo | — APY | 3.94% | 13 mo | Standard | | **12-Month Certificate ($5,000+)** cd_12mo | — APY | 3.94% | 12 mo | Standard | | **24-Month Certificate ($5,000+)** cd_24mo | — APY | 4.18% | 24 mo | Standard | | **18-Month Certificate ($5,000+)** cd_18mo | — APY | 4.18% | 18 mo | Standard | | **15-Month Certificate ($5,000+)** cd_15mo | — APY | 4.33% | 15 mo | Standard | Cloverbelt Credit Union savings & cd rates as of November 13, 2026 Cloverbelt Credit Union is a credit union in Wisconsin. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/wisconsin/cloverbelt) , verified from [Cloverbelt Credit Union's official website](https://www.ccuwausau.com/) Loading branch locator… ## About Cloverbelt Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 16.3K Assets $349.8M Founded 1936 Locations reported 4 NCUA charter 66844 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Electronic statements - Mobile check deposit - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Marathon County Employees** MARATHON COUNTY EMPLOYEES CREDIT UNION · WAUSAU · WI · 54403 Branch in the same ZIP](https://rateapi.dev/credit-unions/wisconsin/marathon-county-employees) [**Marshfield Medical Center** Disaster Recovery Location · Wausau · WI · 54403 Branch in the same ZIP](https://rateapi.dev/credit-unions/wisconsin/marshfield-medical-center) [**M.e. Employees** Main Location · Wausau · WI · 54401 About 6.0 miles away](https://rateapi.dev/credit-unions/wisconsin/me-employees) [**Connexus** 2nd Ave · Wausau · WI · 54401 About 6.5 miles away](https://rateapi.dev/credit-unions/wisconsin/connexus) [**Covantage** CoVantage Credit Union · Wausau · WI · 54401 About 6.8 miles away](https://rateapi.dev/credit-unions/wisconsin/covantage) [**Public Service** Main-Public Service · Wausau · WI · 54401-5763 About 7.9 miles away](https://rateapi.dev/credit-unions/wisconsin/public-service) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Cloverbelt Credit Union Membership eligibility from Cloverbelt Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Cloverbelt Credit Union's website. Check the membership page below to confirm whether you qualify. - Location marathon, lincoln, wood, portage, clark, langlade, shawano, taylor — WI Verified from [Cloverbelt Credit Union's membership page](https://www.ccuwausau.com/our-nistory-and-membership) . Final membership determination is always made by the credit union. ## Membership rules for Cloverbelt Credit Union Geography 8 counties 16 published paths to membership, last verified August 27, 2026, quoted from Cloverbelt Credit Union’s own published criteria. ### Geography 8 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Clark County, WI - Langlade County, WI - Lincoln County, WI - Marathon County, WI - Portage County, WI - Shawano County, WI - Taylor County, WI - Wood County, WI “Today, membership is open to anyone who lives or works in Marathon, Lincoln, Wood, Portage, Clark, Langlade, Shawano and Taylor counties and membership has grown to over 16,000 people.” > [source ↗](https://www.ccuwausau.com/our-nistory-and-membership) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Cloverbelt Credit Union? Yes No ## Work at Cloverbelt Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Cloverbelt Credit Union ranks against Wisconsin peers. - See which AI assistants fetched Cloverbelt Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Wisconsin - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=cloverbelt&state=wisconsin&code=WI&name=Cloverbelt%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Cloverbelt Credit Union offer? Cloverbelt Credit Union currently offers mortgage, vehicle loan, and personal loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Cloverbelt Credit Union rates updated? RateAPI verifies Cloverbelt Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Cloverbelt Credit Union's rate data? Rate data is collected directly from Cloverbelt Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Cloverbelt Credit Union? Cloverbelt Credit Union publishes its membership criteria on its own website. RateAPI tracks 16 published membership paths covering 8 counties for Cloverbelt Credit Union, each quoted from Cloverbelt Credit Union's own published membership criteria. ## Related Rate Data Compare Cloverbelt Credit Union's rates against national credit-union benchmarks. [More Wisconsin credit unions](https://rateapi.dev/credit-unions/wisconsin) [Wisconsin mortgage rate leaders](https://rateapi.dev/mortgage-rates/wisconsin) [Wisconsin auto loan rate leaders](https://rateapi.dev/auto-loan-rates/wisconsin) [Wisconsin personal loan leaders](https://rateapi.dev/personal-loan-rates/wisconsin) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.ccuwausau.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Cloverbelt Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Wisconsin credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Cloverbelt Credit Union curl "https://api.rateapi.dev/credit-unions/wisconsin /cloverbelt " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Cloverbelt Credit Union locations Search, filter, and browse all 4 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/wisconsin/cloverbelt Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp