--- title: "Altra Credit Union Rates (Nov 2026): Mortgage 7.27%" description: "Altra Credit Union rates today: 30 year fixed mortgage 7.27% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join Altra Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/wisconsin/altra" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Altra Credit Union Rates (Nov 2026): Mortgage 7.27% ### Mortgage rates 16 offers | Product | Published | Rate | Term / condition | Status | | **30-Year Fixed** 30 year fixed | 7.273% APR | 7.250% | — | Standard | | **30-Year Fixed** 30 year fixed | 7.500% APR | 7.500% | — | Standard | | **15-Year Fixed** 15 year fixed | 6.386% APR | 6.375% | — | Standard | | **15-Year Fixed** 15 year fixed | 6.392% APR | 6.375% | — | Standard | | **15-Year Fixed** 15 year fixed | 6.393% APR | 6.375% | — | Standard | | **15-Year Fixed** 15 year fixed | 6.750% APR | 6.750% | — | Standard | | **10-Year Fixed** 10 year fixed | 6.018% APR | 6.000% | — | Standard | | **10-Year Fixed** 10 year fixed | 6.259% APR | 6.250% | — | Standard | | **10-Year Fixed** 10 year fixed | 6.625% APR | 6.625% | — | Standard | | **20-Year Fixed** 20 year fixed | 7.015% APR | 7.000% | — | Standard | | **20-Year Fixed** 20 year fixed | 7.375% APR | 7.375% | — | Standard | | **20-Year Fixed** 20 year fixed | 7.380% APR | 7.375% | — | Standard | | **Agency 25 Year Fixed** other | 7.379% APR | 7.375% | — | Standard | | **Agency 25 Year Fixed** other | 7.380% APR | 7.375% | — | Standard | | **Agency 25 Year Fixed** other | 7.383% APR | 7.375% | — | Standard | | **Agency 25 Year Fixed** other | 7.625% APR | 7.625% | — | Standard | Altra Credit Union mortgage rates as of November 12, 2026 As of November 12, 2026, Altra Credit Union offers a 30-year fixed mortgage at 7.273% APR (0.228 points). > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/wisconsin/altra) , verified from [Altra Credit Union's official website](https://www.altra.org/) Best product position **Room to improve vs. the Wisconsin median** 30-year fixed mortgage Gap to state best **23 bp** 23 bp from state best Vs. state median **6 bp behind median** 30-year fixed mortgage Products ranked **1** across tracked Wisconsin markets | Product | Published APR | Position | Vs. state best | Vs. state median | | 30-year fixed mortgage | 7.27% | Room to improve vs. the Wisconsin median | 23 bp from state best | 6 bp behind median | Published rate position by product as of November 13, 2026 This is the public snapshot. Claim Altra Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up. [See the full breakdown →](https://rateapi.dev/for-credit-unions/claim?cu=altra&state=wisconsin&code=WI&name=Altra%20Credit%20Union) Loading branch locator… ## About Altra Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 158.9K Assets $3.1B Founded 1931 Locations reported 18 NCUA charter 24077 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Marine** ONA · Onalaska · WI · 54650-8756 About 2.1 miles away](https://rateapi.dev/credit-unions/wisconsin/marine) [**Verve, A Credit Union** Onalaska · Onalaska · WI · 54650-3487 About 2.5 miles away](https://rateapi.dev/credit-unions/wisconsin/verve-a-credit-union) [**Firefighters** 2707 Midwest Drive · Onalaska · WI · 54650-6758 About 2.6 miles away](https://rateapi.dev/credit-unions/wisconsin/firefighters) [**Co-Op** Onalaska · Onalaska · WI · 54650 About 3.2 miles away](https://rateapi.dev/credit-unions/wisconsin/co-op) [**Governmental Employees** Governmental Employee Credit Union · La Crosse · WI · 54601-3253 About 6.5 miles away](https://rateapi.dev/credit-unions/wisconsin/governmental-employees) [**1st Community** 1st CCU West Salem · West Salem · WI · 54669-1936 About 7.0 miles away](https://rateapi.dev/credit-unions/wisconsin/1st-community) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Altra Credit Union Membership eligibility from Altra Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Altra Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer Trane, Trane Authorized Dealer Verified from [Altra Credit Union's membership page](https://www.altra.org/about-us/membership) . Final membership determination is always made by the credit union. ## Membership rules for Altra Credit Union Employers 2 · Family 3 5 published paths to membership, last verified August 27, 2026, quoted from Altra Credit Union’s own published criteria. ### Employers 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of Trane “You are an employee of Trane or a Trane Authorized Dealer.” > [source ↗](https://www.altra.org/about-us/membership) - Employee of Trane - Employee of Trane Authorized Dealer “You are an employee of Trane or a Trane Authorized Dealer.” > [source ↗](https://www.altra.org/about-us/membership) - Employee of Trane Authorized Dealer ### Family 3 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member parent, child, sibling, grandparent, grandchild, step-parent, step-child, step-sibling, adopted child, roommate, spouse/domestic partner, foster child “You are an immediate family member/household member of a current Altra member.” > [source ↗](https://www.altra.org/about-us/membership) - Family member (parent, child, sibling, grandparent, grandchild, step-parent, step-child, step-sibling, adopted child, roommate, spouse/domestic partner, foster child) of a member - Family of a member immediate family, household member “You are an immediate family member/household member of a current Altra member.” > [source ↗](https://www.altra.org/about-us/membership) - Family member (immediate family, household member) of a member - Family of a member parent, child, sibling, grandparent, grandchild, step-parent, step-child, step-sibling, adopted child, roommate, spouse, domestic partner, foster child “We offer several eligibility options that qualify you and your immediate family/household members for membership based on where you live, work, worship, or attend school. (An immediate family member is considered a parent, child, sibling, grandparent, grandchild, step-parent, step-child,…” > [source ↗](https://www.altra.org/about-us/membership) - Family member (parent, child, sibling, grandparent, grandchild, step-parent, step-child, step-sibling, adopted child, roommate, spouse, domestic partner, foster child) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Altra Credit Union? Yes No ## Work at Altra Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Altra Credit Union ranks against Wisconsin peers. - See which AI assistants fetched Altra Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Wisconsin - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=altra&state=wisconsin&code=WI&name=Altra%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Altra Credit Union offer? Altra Credit Union currently offers mortgage rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Altra Credit Union rates updated? RateAPI verifies Altra Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Altra Credit Union's rate data? Rate data is collected directly from Altra Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Altra Credit Union's mortgage rate? As of November 12, 2026, Altra Credit Union offers a 30-year fixed mortgage at 7.273% APR. ### Who can join Altra Credit Union? Altra Credit Union publishes its membership criteria on its own website. RateAPI tracks 5 published membership paths covering 2 employers for Altra Credit Union, each quoted from Altra Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Altra Credit Union's rates against national credit-union benchmarks. [More Wisconsin credit unions](https://rateapi.dev/credit-unions/wisconsin) [Wisconsin mortgage rate leaders](https://rateapi.dev/mortgage-rates/wisconsin) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.altra.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Altra Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Wisconsin credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Altra Credit Union curl "https://api.rateapi.dev/credit-unions/wisconsin /altra " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Altra Credit Union locations Search, filter, and browse all 18 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/wisconsin/altra Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp