--- title: "Wvu Employees Credit Union Rates (Nov 2026): Mortgage 6.54%" description: "Wvu Employees Credit Union rates today: 30 year fixed mortgage 6.54% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join Wvu Employees Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/west-virginia/wvu-employees" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Wvu Employees Credit Union Rates (Nov 2026): Mortgage 6.54% ### Mortgage rates 7 offers | Product | Published | Rate | Term / condition | Status | | **VA 30 Year Fixed - Conforming** 30 year fixed | 6.535% APR | 6.375% | — | Standard | | **FHA 30-Year Fixed - Conforming** 30 year fixed | 6.948% APR | 6.250% | — | Standard | | **30-Year Fixed** 30 year fixed | 7.040% APR | 6.875% | — | Standard | | **Jumbo 30-Year Fixed** 30 year fixed | 7.225% APR | 7.125% | — | Standard | | **15-Year Fixed** 15 year fixed | 6.765% APR | 6.500% | — | Standard | | **Jumbo 15-Year Fixed** 15 year fixed | 7.663% APR | 7.500% | — | Standard | | **20-Year Fixed** 20 year fixed | 6.965% APR | 6.750% | — | Standard | Wvu Employees Credit Union mortgage rates as of November 12, 2026 As of November 12, 2026, Wvu Employees Credit Union offers a 30-year fixed mortgage at 6.535% APR. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/west-virginia/wvu-employees) , verified from [Wvu Employees Credit Union's official website](https://www.wvucu.com/) Loading branch locator… ## About Wvu Employees Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 6K Assets $66.7M Founded 1961 Locations reported 1 NCUA charter 14611 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Financial counseling - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Fairmont** Pineview · Morgantown · WV · 26505-2731 About 0.7 miles away](https://rateapi.dev/credit-unions/west-virginia/fairmont) [**Morgantown A E S** Morgantown AES FCU Main Office · Morgantown · WV · 26505 About 1.0 miles away](https://rateapi.dev/credit-unions/west-virginia/morgantown-a-e-s) [**The United** The United Federal Credit Union · Morgantown · WV · 26505-3051 About 2.2 miles away](https://rateapi.dev/credit-unions/west-virginia/the-united) [**Pioneer Appalachia** University Town Center - Morgantown · Morgantown · WV · 26501 About 5.0 miles away](https://rateapi.dev/credit-unions/west-virginia/pioneer-appalachia) [**City of Fairmont** City of Fairmont FCU · Fairmont · WV · 26554 About 15.5 miles away](https://rateapi.dev/credit-unions/west-virginia/city-of-fairmont) [**U S Employees** U S POST OFFICE · Fairmont · WV · 26554-3124 About 15.6 miles away](https://rateapi.dev/credit-unions/west-virginia/u-s-employees) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Wvu Employees Credit Union Membership eligibility from Wvu Employees Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Wvu Employees Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer West Virginia University, WVU Employees Federal Credit Union, West Virginia University Hospitals Inc., WVU Medicine, University Health Associates, Chestnut Ridge Hospital, WVU Foundation, WVU Alumni Association, WV Geological and Economic Survey, WVNET, WNPB-TV, WVU Potomac State College, WVU at Parkersburg, WVU Institute of Technology, WVU Employees Credit Union, WVU Employee, WVU Medicine Employee - School West Virginia University, WVU Potomac State College, WVU at Parkersburg, WVU Institute of Technology Verified from [Wvu Employees Credit Union's membership page](https://www.wvucu.com/membership/) . Final membership determination is always made by the credit union. ## Membership rules for Wvu Employees Credit Union Employers 17 · Schools 4 · Family 2 23 published paths to membership, last verified August 27, 2026, quoted from Wvu Employees Credit Union’s own published criteria. ### Employers 17 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of West Virginia University “Employees of : West Virginia University” > [source ↗](https://www.wvucu.com/membership/) - Employee of West Virginia University - Employee of WVU Employees Federal Credit Union “employees of the credit union” > [source ↗](https://www.wvucu.com/membership/) - Employee of WVU Employees Federal Credit Union - Employee of West Virginia University Hospitals Inc. “West Virginia University Hospitals Inc.” > [source ↗](https://www.wvucu.com/membership/) - Employee of West Virginia University Hospitals Inc. - Employee of WVU Medicine “WVU Medicine” > [source ↗](https://www.wvucu.com/membership/) - Employee of WVU Medicine - Employee of University Health Associates “University Health Associates” > [source ↗](https://www.wvucu.com/membership/) - Employee of University Health Associates - Employee of Chestnut Ridge Hospital “Chestnut Ridge Hospital” > [source ↗](https://www.wvucu.com/membership/) - Employee of Chestnut Ridge Hospital - Employee of WVU Foundation “WVU Foundation” > [source ↗](https://www.wvucu.com/membership/) - Employee of WVU Foundation - Employee of WVU Alumni Association “WVU Alumni Association” > [source ↗](https://www.wvucu.com/membership/) - Employee of WVU Alumni Association - Employee of WV Geological and Economic Survey “WV Geological and Economic Survey” > [source ↗](https://www.wvucu.com/membership/) - Employee of WV Geological and Economic Survey - Employee of WVNET “WVNET” > [source ↗](https://www.wvucu.com/membership/) - Employee of WVNET - Employee of WNPB-TV “WNPB-TV” > [source ↗](https://www.wvucu.com/membership/) - Employee of WNPB-TV - Employee of WVU Potomac State College “WVU Potomac State College” > [source ↗](https://www.wvucu.com/membership/) - Employee of WVU Potomac State College - Employee of WVU at Parkersburg “WVU at Parkersburg” > [source ↗](https://www.wvucu.com/membership/) - Employee of WVU at Parkersburg - Employee of WVU Institute of Technology “WVU Institute of Technology” > [source ↗](https://www.wvucu.com/membership/) - Employee of WVU Institute of Technology - Employee of employees “employees of the credit union” > [source ↗](https://www.wvucu.com/membership/) - Employee of employees - Employee of WVU Employee (as written on the source page) “WVU Employee” > [source ↗](https://www.wvucu.com/member-application/) - Employee of WVU Employee - Employee of WVU Medicine “WVU Medicine Employee” > [source ↗](https://www.wvucu.com/member-application/) - Employee of WVU Medicine ### Schools 4 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Student of West Virginia University (as written on the source page) “Students of : West Virginia University” > [source ↗](https://www.wvucu.com/membership/) - Student at West Virginia University - Student of WVU Potomac State College (as written on the source page) “WVU Potomac State College” > [source ↗](https://www.wvucu.com/membership/) - Student at WVU Potomac State College - Student of WVU at Parkersburg (as written on the source page) “WVU at Parkersburg” > [source ↗](https://www.wvucu.com/membership/) - Student at WVU at Parkersburg - Student of WVU Institute of Technology (as written on the source page) “WVU Institute of Technology” > [source ↗](https://www.wvucu.com/membership/) - Student at WVU Institute of Technology ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member immediate family “members of their immediate family” > [source ↗](https://www.wvucu.com/membership/) - Family member (immediate family) of a member - Family Of Deceased surviving spouse “Spouses of persons who died within the field of membership of this credit union” > [source ↗](https://www.wvucu.com/membership/) - Family member (surviving spouse) of a deceased eligible person Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Wvu Employees Credit Union? Yes No ## Work at Wvu Employees Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Wvu Employees Credit Union ranks against West Virginia peers. - See which AI assistants fetched Wvu Employees Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in West Virginia - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=wvu-employees&state=west-virginia&code=WV&name=Wvu%20Employees%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Wvu Employees Credit Union offer? Wvu Employees Credit Union currently offers mortgage rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Wvu Employees Credit Union rates updated? RateAPI verifies Wvu Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Wvu Employees Credit Union's rate data? Rate data is collected directly from Wvu Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Wvu Employees Credit Union's mortgage rate? As of November 12, 2026, Wvu Employees Credit Union offers a 30-year fixed mortgage at 6.535% APR. ### Who can join Wvu Employees Credit Union? Wvu Employees Credit Union publishes its membership criteria on its own website. RateAPI tracks 23 published membership paths covering 17 employers and 4 schools for Wvu Employees Credit Union, each quoted from Wvu Employees Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Wvu Employees Credit Union's rates against national credit-union benchmarks. [More West Virginia credit unions](https://rateapi.dev/credit-unions/west-virginia) [West Virginia mortgage rate leaders](https://rateapi.dev/mortgage-rates/west-virginia) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.wvucu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Wvu Employees Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when West Virginia credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Wvu Employees Credit Union curl "https://api.rateapi.dev/credit-unions/west-virginia /wvu-employees " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Wvu Employees Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/west-virginia/wvu-employees Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp