--- title: "West Virginia Central Credit Union Rates - West Virginia" description: "Current personal loan rates from West Virginia Central Credit Union in West Virginia. Updated daily with source verification. See who can join West Virginia Central Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/west-virginia/west-virginia-central" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # West Virginia Central Credit Union Rates - West Virginia ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Overdraft Protection Line of Credit Requires minimum $50.00 monthly payments** ploc_variable | — APR | 15.000% | — | Standard | | **Personal Line of Credit Requires minimum $75.00 monthly payments** ploc_variable | — APR | 15.000% | — | Standard | West Virginia Central Credit Union personal loan rates as of October 26, 2026 West Virginia Central Credit Union is a credit union in West Virginia. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/west-virginia/west-virginia-central) , verified from [West Virginia Central Credit Union's official website](https://www.wvccu.org/) Loading branch locator… ## About West Virginia Central Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 23.8K Assets $336.7M Founded 1969 Locations reported 3 NCUA charter 24888 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**One Community** Main Office · Parkersburg · WV · 26101 About 2.9 miles away](https://rateapi.dev/credit-unions/west-virginia/one-community) [**C C M H** CCMH Federal Credit Union · Parkersburg · WV · 26101 About 3.3 miles away](https://rateapi.dev/credit-unions/west-virginia/c-c-m-h) [**Riverview** Belpre Office · Belpre · OH · 45714-1615 About 3.5 miles away](https://rateapi.dev/credit-unions/ohio/riverview) [**Union Trades** Main Office · Parkersburg · WV · 26101-2528 About 4.1 miles away](https://rateapi.dev/credit-unions/west-virginia/union-trades) [**Mountain Heritage** Mountain Heritage FCU · Parkersburg · WV · 26101 About 4.1 miles away](https://rateapi.dev/credit-unions/west-virginia/mountain-heritage) [**Wee** WEE Federal Credit Union · Parkersburg · WV · 26104-1812 About 4.9 miles away](https://rateapi.dev/credit-unions/west-virginia/wee) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join West Virginia Central Credit Union Membership eligibility from West Virginia Central Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on West Virginia Central Credit Union's website. Check the membership page below to confirm whether you qualify. - Location wood, pleasants, ritchie, wirt, jackson, washington — WV, OH Verified from [West Virginia Central Credit Union's membership page](https://www.wvccu.org/Resource-Center/Membership/How-to-Join) . Final membership determination is always made by the credit union. ## Membership rules for West Virginia Central Credit Union Geography 6 counties · Family 25 published paths to membership, last verified August 27, 2026, quoted from West Virginia Central Credit Union’s own published criteria. ### Geography 6 Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified August 27, 2026 - Jackson County, WV - Pleasants County, WV - Ritchie County, WV - Washington County, OH - Wirt County, WV - Wood County, WV “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Wood County, WV” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member grandparent, parent, spouse, sibling, child, stepchildren, stepparents, stepsiblings, adopted children “If someone in your immediate family is a member of West Virginia Central (grandparent, parent, spouse, sibling, child, stepchildren, stepparents, stepsiblings and adopted children) then you are eligible for membership.” > [source ↗](https://www.wvccu.org/Resource-Center/Membership/How-to-Join) - Family member (grandparent, parent, spouse, sibling, child, stepchildren, stepparents, stepsiblings, adopted children) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for West Virginia Central Credit Union? Yes No ## Work at West Virginia Central Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where West Virginia Central Credit Union ranks against West Virginia peers. - See which AI assistants fetched West Virginia Central Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in West Virginia - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=west-virginia-central&state=west-virginia&code=WV&name=West%20Virginia%20Central%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does West Virginia Central Credit Union offer? West Virginia Central Credit Union currently offers personal loan rates. The rates shown on this page were last verified October 26, 2026 directly from the credit union's official website. ### How often are West Virginia Central Credit Union rates updated? RateAPI verifies West Virginia Central Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified October 26, 2026. ### Where does RateAPI get West Virginia Central Credit Union's rate data? Rate data is collected directly from West Virginia Central Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join West Virginia Central Credit Union? West Virginia Central Credit Union publishes its membership criteria on its own website. RateAPI tracks 25 published membership paths covering 6 counties for West Virginia Central Credit Union, each quoted from West Virginia Central Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare West Virginia Central Credit Union's rates against national credit-union benchmarks. [More West Virginia credit unions](https://rateapi.dev/credit-unions/west-virginia) [West Virginia personal loan leaders](https://rateapi.dev/personal-loan-rates/west-virginia) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.wvccu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track West Virginia Central Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when West Virginia credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for West Virginia Central Credit Union curl "https://api.rateapi.dev/credit-unions/west-virginia /west-virginia-central " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## West Virginia Central Credit Union locations Search, filter, and browse all 3 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/west-virginia/west-virginia-central Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp