--- title: "U S Employees Credit Union Rates (Nov 2026): CDs to 5.00%" description: "U S Employees Credit Union rates today: savings & CDs up to 5.00% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join U S Employees Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/west-virginia/u-s-employees" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # U S Employees Credit Union Rates (Nov 2026): CDs to 5.00% ### Auto & vehicle rates 1 offer | Product | Published | Rate | Term / condition | Status | | **New & Used Autos** auto_any | — APR | 4.690% | any | Standard | U S Employees Credit Union auto & vehicle rates as of November 12, 2026 ### Savings & CD rates 7 offers | Product | Published | Rate | Term / condition | Status | | **Holiday Club** savings | 0.10% APY | 0.10% | — | Specialty offer | | **Savings** share_savings | 0.10% APY | 0.10% | — | Standard | | **IRA Traditional Club** ira | 0.75% APY | 0.75% | — | Standard | | **Debit Card Round Up Savings Club** savings | 2.50% APY | 2.48% | — | Standard | | **Youth Savings Challenge Club 2** savings | 5.00% APY | 4.89% | — | Eligibility restricted | | **Youth Savings Challenge Club Account** savings | — APY | 5.00% | — | Eligibility restricted | | **High Yield Savings Club 5** savings | 5.00% APY | 4.89% | — | Standard | U S Employees Credit Union savings & cd rates as of November 12, 2026 Savings and certificate yields up to 5.00% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/west-virginia/u-s-employees) , verified from [U S Employees Credit Union's official website](https://www.fairmontfcu.com/) Loading branch locator… ## About U S Employees Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 118 Assets $511.3K Founded 1950 Locations reported 2 NCUA charter 6672 Charter type Federal credit union Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Fairmont** Gateway Connector Office · Fairmont · WV · 26554-1567 Branch in the same ZIP](https://rateapi.dev/credit-unions/west-virginia/fairmont) [**City of Fairmont** City of Fairmont FCU · Fairmont · WV · 26554 About 2.2 miles away](https://rateapi.dev/credit-unions/west-virginia/city-of-fairmont) [**Marion County School Employees** Main Office · Fairmont · WV · 26554 About 2.7 miles away](https://rateapi.dev/credit-unions/west-virginia/marion-county-school-employees) [**Chessie** Grafton · Grafton · WV · 26354 About 9.7 miles away](https://rateapi.dev/credit-unions/maryland/chessie) [**United Hospital Center** UNITED HOSPITAL CENTER FEDERAL CREDIT UNION · Bridgeport · WV · 26330-9006 About 11.8 miles away](https://rateapi.dev/credit-unions/west-virginia/united-hospital-center) [**Pioneer Appalachia** University Town Center - Morgantown · Morgantown · WV · 26501 About 12.3 miles away](https://rateapi.dev/credit-unions/west-virginia/pioneer-appalachia) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join U S Employees Credit Union Membership eligibility from U S Employees Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on U S Employees Credit Union's website. Check the membership page below to confirm whether you qualify. - Location marion, monongalia, preston, harrison, taylor — WV Verified from [U S Employees Credit Union's membership page](https://www.fairmontfcu.com/membership-education/membership/how-to-join.html) . Final membership determination is always made by the credit union. ## Membership rules for U S Employees Credit Union Geography 5 counties · Family 2 7 published paths to membership, last verified August 22, 2026, quoted from U S Employees Credit Union’s own published criteria. ### Geography 5 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 22, 2026 - Harrison County, WV - Marion County, WV - Monongalia County, WV - Preston County, WV - Taylor County, WV “In Marion, Monongalia, Preston, Harrison and Taylor counties” > [source ↗](https://www.fairmontfcu.com/membership-education/membership/how-to-join.html) ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 22, 2026 - Family of a member spouse, parent, child, sibling, grandparent, grandchild “Anyone in the immediate family of an eligible member may join our credit union even if the eligible member does not join. Immediate family members include: spouse, parent, child, sibling, grandparent and grandchild.” > [source ↗](https://www.fairmontfcu.com/membership-education/membership/how-to-join.html) - Family member (spouse, parent, child, sibling, grandparent, grandchild) of a member - Family of a member domestic partners, roommates, family members, legal guardian relationships “People living in the same residence or maintaining a single economic unit with an eligible member may join only if the eligible member actually belongs to the credit union. Household members include domestic partners, roommates, family members and legal guardian relationships.” > [source ↗](https://www.fairmontfcu.com/membership-education/membership/how-to-join.html) - Family member (domestic partners, roommates, family members, legal guardian relationships) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for U S Employees Credit Union? Yes No ## Work at U S Employees Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where U S Employees Credit Union ranks against West Virginia peers. - See which AI assistants fetched U S Employees Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in West Virginia - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=u-s-employees&state=west-virginia&code=WV&name=U%20S%20Employees%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does U S Employees Credit Union offer? U S Employees Credit Union currently offers Auto loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are U S Employees Credit Union rates updated? RateAPI verifies U S Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get U S Employees Credit Union's rate data? Rate data is collected directly from U S Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is U S Employees Credit Union's best CD rate? As of November 12, 2026, U S Employees Credit Union offers savings and certificate (CD) yields up to 5.00% APY. ### Who can join U S Employees Credit Union? U S Employees Credit Union publishes its membership criteria on its own website. RateAPI tracks 7 published membership paths covering 5 counties for U S Employees Credit Union, each quoted from U S Employees Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare U S Employees Credit Union's rates against national credit-union benchmarks. [More West Virginia credit unions](https://rateapi.dev/credit-unions/west-virginia) [West Virginia auto loan rate leaders](https://rateapi.dev/auto-loan-rates/west-virginia) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.fairmontfcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track U S Employees Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when West Virginia credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for U S Employees Credit Union curl "https://api.rateapi.dev/credit-unions/west-virginia /u-s-employees " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## U S Employees Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/west-virginia/u-s-employees Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp