--- title: "Members Choice WV Credit Union Rates - West Virginia" description: "Current vehicle loan, credit card, and savings & cd rates from Members Choice WV Credit Union in West Virginia. Updated daily with source verification. See who can join Members Choice WV Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/west-virginia/members-choice-wv" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Members Choice WV Credit Union Rates - West Virginia ### Auto & vehicle rates 14 offers | Product | Published | Rate | Term / condition | Status | | **RV/ATV Loan** rv | — APR | 3.550% | — | Standard | | **39-Month Auto Loan (2024 and Newer)** auto_any_39mo | — APR | 5.000% | 39 mo | Standard | | **51-Month Auto Loan (2024 and Newer)** auto_any_51mo | — APR | 5.250% | 51 mo | Standard | | **63-Month Auto Loan (2024 and Newer)** auto_any_63mo | — APR | 5.500% | 63 mo | Standard | | **75-Month Auto Loan (2024 and Newer)** auto_any_75mo | — APR | 6.250% | 75 mo | Standard | | **Collateral type, age, value & credit worthiness will determine term of loan Motorcycles and ATVs – 60-month maximum** motorcycle_any_60mo | — APR | 6.500% | 60 mo | Standard | | **66-Month Auto Loan (2023)** auto_any_66mo | — APR | 7.000% | 66 mo | Standard | | **54-Month Auto Loan (2022)** auto_any_54mo | — APR | 7.000% | 54 mo | Standard | | **51-Month Auto Loan (2021)** auto_any_51mo | — APR | 7.000% | 51 mo | Standard | | **84-Month Auto Loan (2024 and Newer)** auto_any_84mo | — APR | 7.500% | 84 mo | Standard | | **Collateral type, age, value & credit worthiness will determine term of loan Motorcycles and ATVs – 60-month maximum** motorcycle_any_84mo | — APR | 7.500% | 84 mo | Standard | | **48-Month Auto Loan (2019–2020)** auto_any_48mo | — APR | 8.000% | 48 mo | Standard | | **45-Month Auto Loan (2016–2018)** auto_any_45mo | — APR | 8.000% | 45 mo | Standard | | **Collateral type, age, value & credit worthiness will determine term of loan Motorcycles and ATVs – 60-month maximum** motorcycle_any_120mo | — APR | 8.500% | 120 mo | Standard | Members Choice WV Credit Union auto & vehicle rates as of November 12, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Credit Card** credit_card | — APR | 9.990% | — | Standard | Members Choice WV Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 6 offers | Product | Published | Rate | Term / condition | Status | | **$5.00 – $9,999.99** savings | — APY | 0.30% | — | Standard | | **$10,000.00 – $19,999.99** savings | — APY | 0.40% | — | Standard | | **$20,000.00 & Above** savings | — APY | 0.50% | — | Standard | | **6-Month Certificate** share_certificate_6mo | — APY | 3.00% | 6 mo | Standard | | **12-Month Certificate** share_certificate_12mo | — APY | 3.25% | 12 mo | Standard | | **24-Month Certificate** share_certificate_24mo | — APY | 3.50% | 24 mo | Standard | Members Choice WV Credit Union savings & cd rates as of November 12, 2026 ### Other rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Traditional and Roth** other | — % | 1.250% | — | Standard | | **Minimum Loan $500.00** other | — % | 9.500% | — | Standard | Members Choice WV Credit Union other rates as of November 12, 2026 Members Choice WV Credit Union is a credit union in West Virginia. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/west-virginia/members-choice-wv) , verified from [Members Choice WV Credit Union's official website](https://www.memberschoicewv.com/) Loading branch locator… ## About Members Choice WV Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 6K Assets $93.1M Founded 1942 Locations reported 3 NCUA charter 4969 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**WV National Guard** Main Office · Charleston · WV · 25311-1022 About 1.9 miles away](https://rateapi.dev/credit-unions/west-virginia/wv-national-guard) [**Element** Capitol Street · Charleston · WV · 25301 About 3.5 miles away](https://rateapi.dev/credit-unions/west-virginia/element) [**Union Trades** Branch Office · Charleston · WV · 25302-2325 About 3.6 miles away](https://rateapi.dev/credit-unions/west-virginia/union-trades) [**Charleston** MAIN OFFICE · CHARLESTON · WV · 25301-2513 About 3.7 miles away](https://rateapi.dev/credit-unions/west-virginia/charleston) [**Pioneer Appalachia** Main Office · Charleston · WV · 25301 About 4.0 miles away](https://rateapi.dev/credit-unions/west-virginia/pioneer-appalachia) [**The State** 2200 WASHINGTON STREET E · CHARLESTON · WV · 25311-2219 About 4.0 miles away](https://rateapi.dev/credit-unions/west-virginia/the-state) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Members Choice WV Credit Union Membership eligibility from Members Choice WV Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Members Choice WV Credit Union's website. Check the membership page below to confirm whether you qualify. - Location kanawha, putnam, boone, braxton, cabell, calhoun, clay, gilmer, jackson, lincoln, logan, mason, mingo, pleasants, ritchie, roane, wayne, webster, wirt, wood — WV Verified from [Members Choice WV Credit Union's membership page](https://www.memberschoicewv.com/your-mcwv) . Final membership determination is always made by the credit union. ## Membership rules for Members Choice WV Credit Union Geography 20 counties · Family 2 122 published paths to membership, last verified August 27, 2026, quoted from Members Choice WV Credit Union’s own published criteria. ### Geography 20 Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified August 27, 2026 - Boone County, WV - Braxton County, WV - Cabell County, WV - Calhoun County, WV - Clay County, WV - Gilmer County, WV - Jackson County, WV - Kanawha County, WV - Lincoln County, WV - Logan County, WV - Mason County, WV - Mingo County, WV - Pleasants County, WV - Putnam County, WV - Ritchie County, WV - Roane County, WV - Wayne County, WV - Webster County, WV - Wirt County, WV - Wood County, WV “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Anoka County, MN; Kanawha County, WV; Putnam County, WV” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member “MCWV is now serving people who live, work, worship, volunteer, or attend school and businesses or other legal entities in Boone, Braxton, Cabell, Calhoun, Clay, Gilmer, Jackson, Kanawha, Lincoln, Logan, Mason, Mingo, Pleasants, Putnam, Ritchie, Roane, Wayne, Webster, Wirt, and Wood Counties in West…” > [source ↗](https://www.memberschoicewv.com/your-mcwv) - Family member of a member - Family of someone eligible family “With the new charter, MCWV is now serving people who live, work, worship, volunteer, or attend school and businesses or other legal entities in Boone, Braxton, Cabell, Calhoun, Clay, Gilmer, Jackson, Kanawha, Lincoln, Logan, Mason, Mingo, Pleasants, Putnam, Ritchie, Roane, Wayne, Webster, Wirt, and…” > [source ↗](https://www.memberschoicewv.com/your-mcwv) - Family member (family) of an eligible person Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Members Choice WV Credit Union? Yes No ## Work at Members Choice WV Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Members Choice WV Credit Union ranks against West Virginia peers. - See which AI assistants fetched Members Choice WV Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in West Virginia - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=members-choice-wv&state=west-virginia&code=WV&name=Members%20Choice%20WV%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Members Choice WV Credit Union offer? Members Choice WV Credit Union currently offers vehicle loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Members Choice WV Credit Union rates updated? RateAPI verifies Members Choice WV Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Members Choice WV Credit Union's rate data? Rate data is collected directly from Members Choice WV Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Members Choice WV Credit Union? Members Choice WV Credit Union publishes its membership criteria on its own website. RateAPI tracks 122 published membership paths covering 20 counties for Members Choice WV Credit Union, each quoted from Members Choice WV Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Members Choice WV Credit Union's rates against national credit-union benchmarks. [More West Virginia credit unions](https://rateapi.dev/credit-unions/west-virginia) [West Virginia auto loan rate leaders](https://rateapi.dev/auto-loan-rates/west-virginia) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.memberschoicewv.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Members Choice WV Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when West Virginia credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Members Choice WV Credit Union curl "https://api.rateapi.dev/credit-unions/west-virginia /members-choice-wv " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Members Choice WV Credit Union locations Search, filter, and browse all 3 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/west-virginia/members-choice-wv Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp