--- title: "Huntington C & O Railway Employees Credit Union Rates - West" description: "Current mortgage, auto loan, personal loan, and credit card rates from Huntington C & O Railway Employees Credit Union in West Virginia. Updated daily with source verification. See who can join Huntington C & O Railway Employees Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/west-virginia/huntington-c-o-railway-employees" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Huntington C & O Railway Employees Credit Union Rates - West ### Mortgage rates 5 offers | Product | Published | Rate | Term / condition | Status | | **15-Year Fixed** 15 year fixed | — APR | 5.750% | — | Standard | | **10-Year Fixed** 10 year fixed | — APR | 5.250% | — | Standard | | **20-Year Fixed** 20 year fixed | — APR | 6.250% | — | Standard | | **5 Year Fixed Rate** other | — APR | 4.950% | — | Standard | | **25 Year Fixed Rate** other | — APR | 6.990% | — | Standard | Huntington C & O Railway Employees Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 7 offers | Product | Published | Rate | Term / condition | Status | | **48-Month Used Auto Loan (2019–2020)** auto_used_48mo | — APR | 4.750% | 48 mo · used | Standard | | **48-Month New Auto Loan (2026)** auto_new_48mo | — APR | 4.750% | 48 mo · new | Standard | | **60-Month Used Auto Loan (2021–2023)** auto_used_60mo | — APR | 5.750% | 60 mo · used | Standard | | **60-Month New Auto Loan (2026)** auto_new_60mo | — APR | 5.750% | 60 mo · new | Standard | | **36-Month Used Auto Loan (2014–2018)** auto_used_36mo | — APR | 5.750% | 36 mo · used | Standard | | **72-Month New Auto Loan (2026)** auto_new_72mo | — APR | 5.990% | 72 mo · new | Standard | | **72-Month Used Auto Loan (2024–2026)** auto_used_72mo | — APR | 5.990% | 72 mo · used | Standard | Huntington C & O Railway Employees Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Share-Secured Loan** personal_secured | — APR | 3.150% | — | Standard | | **Signature/Unsecured** personal_unsecured | — APR | 6.500% | — | Standard | Huntington C & O Railway Employees Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **VISA ® Classic Credit Card** credit_card | — APR | 9.250% | — | Standard | Huntington C & O Railway Employees Credit Union credit card rates as of November 12, 2026 Huntington C & O Railway Employees Credit Union is a credit union in West Virginia. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/west-virginia/huntington-c-o-railway-employees) , verified from [Huntington C & O Railway Employees Credit Union's official website](https://www.c-ocreditunion.com/) Loading branch locator… ## About Huntington C & O Railway Employees Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 4.2K Assets $31.3M Founded 1934 Locations reported 1 NCUA charter 24236 Charter type Federal credit union ### Services and member support - Online loan application - Electronic statements - Financial education - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Huntingtonized** Lavalette · Huntington · WV · 25701 Branch in the same ZIP](https://rateapi.dev/credit-unions/west-virginia/huntingtonized) [**Chhe** CHHE Federal Credit Union · Huntington · WV · 25701 About 3.3 miles away](https://rateapi.dev/credit-unions/west-virginia/chhe) [**Appalachian Power Employees** MAIN OFFICE · HUNTINGTON · WV · 25701 About 4.0 miles away](https://rateapi.dev/credit-unions/west-virginia/appalachian-power-employees) [**Desco** DESCO · Huntington · WV · 25701-2421 About 4.0 miles away](https://rateapi.dev/credit-unions/ohio/desco) [**Huntington West Va Firemens** Main Office · Huntington · WV · 25701 About 4.1 miles away](https://rateapi.dev/credit-unions/west-virginia/huntington-west-va-firemens) [**Pioneer Appalachia** Guyandotte · Huntington · WV · 25702 About 4.2 miles away](https://rateapi.dev/credit-unions/west-virginia/pioneer-appalachia) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Huntington C & O Railway Employees Credit Union Membership eligibility from Huntington C & O Railway Employees Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Huntington C & O Railway Employees Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Huntington C & O Railway Employees Credit Union's membership page](https://www.c-ocreditunion.com/) . Final membership determination is always made by the credit union. ## Work at Huntington C & O Railway Employees Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Huntington C & O Railway Employees Credit Union ranks against West Virginia peers. - See which AI assistants fetched Huntington C & O Railway Employees Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in West Virginia - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=huntington-c-o-railway-employees&state=west-virginia&code=WV&name=Huntington%20C%20%26%20O%20Railway%20Employees%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Huntington C & O Railway Employees Credit Union offer? Huntington C & O Railway Employees Credit Union currently offers mortgage, Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Huntington C & O Railway Employees Credit Union rates updated? RateAPI verifies Huntington C & O Railway Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Huntington C & O Railway Employees Credit Union's rate data? Rate data is collected directly from Huntington C & O Railway Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Huntington C & O Railway Employees Credit Union? Huntington C & O Railway Employees Credit Union publishes its membership criteria on its own website. ## Related Rate Data Compare Huntington C & O Railway Employees Credit Union's rates against national credit-union benchmarks. [More West Virginia credit unions](https://rateapi.dev/credit-unions/west-virginia) [West Virginia mortgage rate leaders](https://rateapi.dev/mortgage-rates/west-virginia) [West Virginia auto loan rate leaders](https://rateapi.dev/auto-loan-rates/west-virginia) [West Virginia personal loan leaders](https://rateapi.dev/personal-loan-rates/west-virginia) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.c-ocreditunion.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Huntington C & O Railway Employees Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when West Virginia credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Huntington C & O Railway Employees Credit Union curl "https://api.rateapi.dev/credit-unions/west-virginia /huntington-c-o-railway-employees " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Huntington C & O Railway Employees Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/west-virginia/huntington-c-o-railway-employees Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp