--- title: "Fairmont Credit Union Rates - West Virginia" description: "Current auto loan, and savings & cd rates from Fairmont Credit Union in West Virginia. Updated daily with source verification. See who can join Fairmont Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/west-virginia/fairmont" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Fairmont Credit Union Rates - West Virginia ### Auto & vehicle rates 1 offer | Product | Published | Rate | Term / condition | Status | | **New & Used Autos** auto_any | — APR | 4.690% | any | Standard | Fairmont Credit Union auto & vehicle rates as of November 12, 2026 ### Savings & CD rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Youth Savings Challenge Club Account** savings | — APY | 5.00% | — | Eligibility restricted | Fairmont Credit Union savings & cd rates as of November 12, 2026 Fairmont Credit Union is a credit union in West Virginia. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/west-virginia/fairmont) , verified from [Fairmont Credit Union's official website](https://www.fairmontfcu.com/) Loading branch locator… ## About Fairmont Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 45.4K Assets $602.5M Founded 1939 Locations reported 9 NCUA charter 3439 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial education - First-time homebuyer program - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**City of Fairmont** City of Fairmont FCU · Fairmont · WV · 26554 About 2.2 miles away](https://rateapi.dev/credit-unions/west-virginia/city-of-fairmont) [**U S Employees** U S POST OFFICE · Fairmont · WV · 26554-3124 About 2.3 miles away](https://rateapi.dev/credit-unions/west-virginia/u-s-employees) [**Marion County School Employees** Main Office · Fairmont · WV · 26554 About 2.7 miles away](https://rateapi.dev/credit-unions/west-virginia/marion-county-school-employees) [**Chessie** Grafton · Grafton · WV · 26354 About 9.7 miles away](https://rateapi.dev/credit-unions/maryland/chessie) [**United Hospital Center** UNITED HOSPITAL CENTER FEDERAL CREDIT UNION · Bridgeport · WV · 26330-9006 About 11.8 miles away](https://rateapi.dev/credit-unions/west-virginia/united-hospital-center) [**Pioneer Appalachia** University Town Center - Morgantown · Morgantown · WV · 26501 About 12.3 miles away](https://rateapi.dev/credit-unions/west-virginia/pioneer-appalachia) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Fairmont Credit Union Membership eligibility from Fairmont Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Fairmont Credit Union's website. Check the membership page below to confirm whether you qualify. - Location marion, monongalia, preston, harrison, taylor — WV Verified from [Fairmont Credit Union's membership page](https://www.fairmontfcu.com/membership-education/membership/how-to-join.html) . Final membership determination is always made by the credit union. ## Membership rules for Fairmont Credit Union Geography 5 counties · Family 2 35 published paths to membership, last verified November 1, 2026, quoted from Fairmont Credit Union’s own published criteria. ### Geography 5 Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified November 1, 2026 - Harrison County, WV - Marion County, WV - Monongalia County, WV - Preston County, WV - Taylor County, WV “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Harrison County, WV; Marion County, WV; Monongalia County, WV” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 1, 2026 - Family of a member household member “People living in the same residence or maintaining a single economic unit with an eligible member may join only if the eligible member actually belongs to the credit union. Household members include domestic partners, roommates, family members and legal guardian relationships.” > [source ↗](https://www.fairmontfcu.com/membership-education/membership/how-to-join.html) - Family member (household member) of a member - Family of someone eligible immediate family “Anyone in the immediate family of an eligible member may join our credit union even if the eligible member does not join. Immediate family members include: spouse, parent, child, sibling, grandparent and grandchild. Adoptive and step-relationships are also included in the definition.” > [source ↗](https://www.fairmontfcu.com/membership-education/membership/how-to-join.html) - Family member (immediate family) of an eligible person Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Fairmont Credit Union? Yes No ## Work at Fairmont Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Fairmont Credit Union ranks against West Virginia peers. - See which AI assistants fetched Fairmont Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in West Virginia - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=fairmont&state=west-virginia&code=WV&name=Fairmont%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Fairmont Credit Union offer? Fairmont Credit Union currently offers Auto loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Fairmont Credit Union rates updated? RateAPI verifies Fairmont Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Fairmont Credit Union's rate data? Rate data is collected directly from Fairmont Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Fairmont Credit Union? Fairmont Credit Union publishes its membership criteria on its own website. RateAPI tracks 35 published membership paths covering 5 counties for Fairmont Credit Union, each quoted from Fairmont Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Fairmont Credit Union's rates against national credit-union benchmarks. [More West Virginia credit unions](https://rateapi.dev/credit-unions/west-virginia) [West Virginia auto loan rate leaders](https://rateapi.dev/auto-loan-rates/west-virginia) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.fairmontfcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Fairmont Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when West Virginia credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Fairmont Credit Union curl "https://api.rateapi.dev/credit-unions/west-virginia /fairmont " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Fairmont Credit Union locations Search, filter, and browse all 9 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/west-virginia/fairmont Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp