---
title: "City of Fairmont Credit Union Rates (Nov 2026): CDs to 5.00%"
description: "City of Fairmont Credit Union rates today: savings &amp; CDs up to 5.00% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join City of Fairmont Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/west-virginia/city-of-fairmont"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# City of Fairmont Credit Union Rates (Nov 2026): CDs to 5.00%

### Auto & vehicle rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **New & Used Autos** auto_any |  — APR |  4.690% |  any |  Standard |
City of Fairmont Credit Union auto & vehicle rates as of November 13, 2026

### Savings & CD rates

7 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Holiday Club** savings |  0.10% APY |  0.10% |  — |  Specialty offer |
| **Savings** share_savings |  0.10% APY |  0.10% |  — |  Standard |
| **IRA Traditional Club** ira |  0.75% APY |  0.75% |  — |  Standard |
| **Debit Card Round Up Savings Club** savings |  2.50% APY |  2.48% |  — |  Standard |
| **Youth Savings Challenge Club 2** savings |  5.00% APY |  4.89% |  — |  Eligibility restricted |
| **Youth Savings Challenge Club Account** savings |  — APY |  5.00% |  — |  Eligibility restricted |
| **High Yield Savings Club 5** savings |  5.00% APY |  4.89% |  — |  Standard |
City of Fairmont Credit Union savings & cd rates as of November 13, 2026

Savings and certificate yields up to 5.00% APY.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/west-virginia/city-of-fairmont) , verified from [City of Fairmont Credit Union's official website](https://www.fairmontfcu.com/)

Loading branch locator…

## About City of Fairmont Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

336

Assets

$1.4M

Founded

1967

Locations reported

1

NCUA charter

18142

Charter type

Federal credit union

### Services and member support

- Financial counseling

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Fairmont** Gateway Connector Office · Fairmont · WV · 26554-1567 Branch in the same ZIP](https://rateapi.dev/credit-unions/west-virginia/fairmont) [**U S Employees** U S POST OFFICE · Fairmont · WV · 26554-3124 About 2.3 miles away](https://rateapi.dev/credit-unions/west-virginia/u-s-employees) [**Marion County School Employees** Main Office · Fairmont · WV · 26554 About 2.7 miles away](https://rateapi.dev/credit-unions/west-virginia/marion-county-school-employees) [**Chessie** Grafton · Grafton · WV · 26354 About 9.7 miles away](https://rateapi.dev/credit-unions/maryland/chessie) [**United Hospital Center** UNITED HOSPITAL CENTER FEDERAL CREDIT UNION · Bridgeport · WV · 26330-9006 About 11.8 miles away](https://rateapi.dev/credit-unions/west-virginia/united-hospital-center) [**Pioneer Appalachia** University Town Center - Morgantown · Morgantown · WV · 26501 About 12.3 miles away](https://rateapi.dev/credit-unions/west-virginia/pioneer-appalachia)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join City of Fairmont Credit Union

Membership eligibility from City of Fairmont Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on City of Fairmont Credit Union's website. Check the membership page below to confirm whether you qualify.

- Location marion, monongalia, preston, harrison, taylor — WV

Verified from [City of Fairmont Credit Union's membership page](https://www.fairmontfcu.com/membership-education/membership/how-to-join.html) . Final membership determination is always made by the credit union.

## Membership rules for City of Fairmont Credit Union

Geography 5 counties · Family 2

32 published paths to membership, last verified November 8, 2026, quoted from City of Fairmont Credit Union’s own published criteria.

### Geography 5

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026

- Harrison County, WV
- Marion County, WV
- Monongalia County, WV
- Preston County, WV
- Taylor County, WV

“In Marion, Monongalia, Preston, Harrison and Taylor counties: Persons who live, work, worship, volunteer, or go to school in, and businesses and other legal entities located within these counties.”

> [source ↗](https://www.fairmontfcu.com/membership-education/membership/how-to-join.html)

### Family 2

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026

  - Family of someone eligible immediate family

“Anyone in the immediate family of an eligible member may join our credit union even if the eligible member does not join. Immediate family members include: spouse, parent, child, sibling, grandparent and grandchild. Adoptive and step-relationships are also included in the definition.”

> [source ↗](https://www.fairmontfcu.com/membership-education/membership/how-to-join.html)

- Family member (immediate family) of an eligible person
  - Family of a member household member

“People living in the same residence or maintaining a single economic unit with an eligible member may join only if the eligible member actually belongs to the credit union. Household members include domestic partners, roommates, family members and legal guardian relationships.”

> [source ↗](https://www.fairmontfcu.com/membership-education/membership/how-to-join.html)

- Family member (household member) of a member

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for City of Fairmont Credit Union? Yes No

## Work at City of Fairmont Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where City of Fairmont Credit Union ranks against West Virginia peers.

- See which AI assistants fetched City of Fairmont Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in West Virginia
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=city-of-fairmont&amp;state=west-virginia&amp;code=WV&amp;name=City%20of%20Fairmont%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does City of Fairmont Credit Union offer?

City of Fairmont Credit Union currently offers Auto loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website.

### How often are City of Fairmont Credit Union rates updated?

RateAPI verifies City of Fairmont Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026.

### Where does RateAPI get City of Fairmont Credit Union's rate data?

Rate data is collected directly from City of Fairmont Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### What is City of Fairmont Credit Union's best CD rate?

As of November 13, 2026, City of Fairmont Credit Union offers savings and certificate (CD) yields up to 5.00% APY.

### Who can join City of Fairmont Credit Union?

City of Fairmont Credit Union publishes its membership criteria on its own website. RateAPI tracks 32 published membership paths covering 5 counties for City of Fairmont Credit Union, each quoted from City of Fairmont Credit Union's own published membership criteria. Immediate family of an existing member also qualify.

## Related Rate Data

Compare City of Fairmont Credit Union's rates against national credit-union benchmarks.

[More West Virginia credit unions](https://rateapi.dev/credit-unions/west-virginia) [West Virginia auto loan rate leaders](https://rateapi.dev/auto-loan-rates/west-virginia) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://www.fairmontfcu.com/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track City of Fairmont Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when West Virginia credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for City of Fairmont Credit Union
curl "https://api.rateapi.dev/credit-unions/west-virginia /city-of-fairmont " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## City of Fairmont Credit Union locations

Search, filter, and browse all 1 NCUA-reported locations.

Use my location

Search branches

Apply

Sort near a ZIP

**Loading branches…**

Branch services ATM Drive-through Member services Shared branch

Skip to main content

---

Source: https://rateapi.dev/credit-unions/west-virginia/city-of-fairmont
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
