--- title: "Cape Credit Union Rates - West Virginia" description: "Current vehicle loan, personal loan, credit card, savings & cd, and equipment loan rates from Cape Credit Union in West Virginia. Updated daily with source verification. See who can join Cape Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/west-virginia/cape" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Cape Credit Union Rates - West Virginia ### Auto & vehicle rates 5 offers | Product | Published | Rate | Term / condition | Status | | **New Auto Loan** auto_new | — APR | 5.200% | new | Context only | | **Used Auto Loan** auto_used | — APR | 5.700% | used | Context only | | **Recreational Vehicles - NEW USED** rv_any | — APR | 7.990% | any | Standard | | **Boats / Campers - NEW USED** boat_any | — APR | 7.990% | any | Standard | | **Motorcycles/ATV - NEW USED** motorcycle_any | — APR | 11.490% | any | Standard | Cape Credit Union auto & vehicle rates as of November 6, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Share-Secured Loan** personal_secured | — APR | 1.990% | — | Standard | | **Signature Loan** personal_unsecured | — APR | 11.990% | — | Standard | Cape Credit Union personal loan rates as of November 6, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Credit Card** credit_card | — APR | 12.990% | — | Standard | Cape Credit Union credit card rates as of November 6, 2026 ### Savings & CD rates 9 offers | Product | Published | Rate | Term / condition | Status | | **Savings** share_savings | — APY | 0.05% | — | Context only | | **Vacation Club Account** savings | — APY | 0.05% | — | Specialty offer | | **Share Savings IRA (Traditional Roth)** ira | — APY | 0.10% | — | Standard | | **6-Month Certificate** cd_6mo | — APY | 0.75% | 6 mo | Context only | | **Christmas Club Account** savings | — APY | 1.00% | — | Specialty offer | | **48-Month Certificate** cd_48mo | — APY | 1.50% | 48 mo | Context only | | **36-Month Certificate** cd_36mo | — APY | 1.65% | 36 mo | Context only | | **24-Month Certificate** cd_24mo | — APY | 1.85% | 24 mo | Context only | | **12-Month Certificate** cd_12mo | — APY | 2.15% | 12 mo | Context only | Cape Credit Union savings & cd rates as of November 6, 2026 ### Equipment loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Farm Equipment - NEW USED** equipment | — APR | 7.990% | — | Standard | Cape Credit Union equipment loan rates as of November 6, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Classic / Collectible** other | — % | 8.490% | — | Standard | Cape Credit Union other rates as of November 6, 2026 Cape Credit Union is a credit union in West Virginia. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/west-virginia/cape) , verified from [Cape Credit Union's official website](https://capecu.com/) Loading branch locator… ## About Cape Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 1.2K Assets $15.7M Founded 1947 Locations reported 1 NCUA charter 24841 Charter type Federal credit union ### Services and member support - Electronic statements - Mobile check deposit - Mobile payments - Financial education Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Fairmont** Rose Bud · Clarksburg · WV · 26301-9386 About 1.6 miles away](https://rateapi.dev/credit-unions/west-virginia/fairmont) [**Home** Home Federal Credit Union · Clarksburg · WV · 26301 About 2.0 miles away](https://rateapi.dev/credit-unions/west-virginia/home) [**Harrison County** Harrison County FCU · Nutter Fort · WV · 26301 About 2.8 miles away](https://rateapi.dev/credit-unions/west-virginia/harrison-county) [**United Hospital Center** UNITED HOSPITAL CENTER FEDERAL CREDIT UNION · Bridgeport · WV · 26330-9006 About 7.6 miles away](https://rateapi.dev/credit-unions/west-virginia/united-hospital-center) [**Hope** Hope Federal Credit Union · Bridgeport · WV · 26330 About 8.1 miles away](https://rateapi.dev/credit-unions/west-virginia/hope) [**Marion County School Employees** Main Office · Fairmont · WV · 26554 About 16.8 miles away](https://rateapi.dev/credit-unions/west-virginia/marion-county-school-employees) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Cape Credit Union Membership eligibility from Cape Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Cape Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Cape Credit Union's membership page](https://capecu.com/join-today/) . Final membership determination is always made by the credit union. ## Membership rules for Cape Credit Union Geography 1 county · Employers · Family 2 4 published paths to membership, last verified August 21, 2026, quoted from Cape Credit Union’s own published criteria. ### Geography 1 Auto-verified against the source page from NCUA regulator charter records · last verified August 5, 2026 - Harrison County, WV “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Harrison County, WV” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) ### Employers 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of CAPE Federal Credit Union “employees of this Credit Union” > [source ↗](https://capecu.com/join-today/) - Employee of CAPE Federal Credit Union ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member spouse “A spouse of persons who died while within the field of membership of the Credit Union” > [source ↗](https://capecu.com/join-today/) - Family member (spouse) of a member - Family of a member immediate family, household member “members of their immediate families or household” > [source ↗](https://capecu.com/join-today/) - Family member (immediate family, household member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Cape Credit Union? Yes No ## Work at Cape Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Cape Credit Union ranks against West Virginia peers. - See which AI assistants fetched Cape Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in West Virginia - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=cape&state=west-virginia&code=WV&name=Cape%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Cape Credit Union offer? Cape Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified November 6, 2026 directly from the credit union's official website. ### How often are Cape Credit Union rates updated? RateAPI verifies Cape Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 6, 2026. ### Where does RateAPI get Cape Credit Union's rate data? Rate data is collected directly from Cape Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Cape Credit Union? Cape Credit Union publishes its membership criteria on its own website. RateAPI tracks 4 published membership paths covering 1 county and 1 employer for Cape Credit Union, each quoted from Cape Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Cape Credit Union's rates against national credit-union benchmarks. [More West Virginia credit unions](https://rateapi.dev/credit-unions/west-virginia) [West Virginia auto loan rate leaders](https://rateapi.dev/auto-loan-rates/west-virginia) [West Virginia personal loan leaders](https://rateapi.dev/personal-loan-rates/west-virginia) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://capecu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Cape Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when West Virginia credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Cape Credit Union curl "https://api.rateapi.dev/credit-unions/west-virginia /cape " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Cape Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/west-virginia/cape Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp