--- title: "Berkeley County Public Schools Credit Union Rates - West Vir" description: "Current auto loan, and personal loan rates from Berkeley County Public Schools Credit Union in West Virginia. Updated daily with source verification. See who can join Berkeley County Public Schools Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/west-virginia/berkeley-county-public-schools" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Berkeley County Public Schools Credit Union Rates - West Vir ### Auto & vehicle rates 10 offers | Product | Published | Rate | Term / condition | Status | | **New Auto A+ Credit Score above 740** auto_new_84mo | — APR | 5.000% | 84 mo · new | Context only | | **New Auto A Credit Score 700-739** auto_new_84mo | — APR | 5.500% | 84 mo · new | Context only | | **Used Auto A+ Credit Score above 740** auto_used_84mo | — APR | 5.500% | 84 mo · used | Context only | | **New Auto B Credit Score 640-699** auto_new_84mo | — APR | 6.000% | 84 mo · new | Context only | | **Used Auto A Credit Score 700-739** auto_used_84mo | — APR | 6.000% | 84 mo · used | Context only | | **Used Auto B Credit Score 640-699** auto_used_84mo | — APR | 7.500% | 84 mo · used | Context only | | **New Auto C Credit Score 590-639** auto_new_84mo | — APR | 8.500% | 84 mo · new | Context only | | **Used Auto C Credit Score 590-639** auto_used_84mo | — APR | 9.500% | 84 mo · used | Context only | | **New Auto D Credit Score 589 and lower** auto_new_84mo | — APR | 11.500% | 84 mo · new | Context only | | **Used Auto D Credit Score 589 and lower** auto_used_84mo | — APR | 12.000% | 84 mo · used | Context only | Berkeley County Public Schools Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 11 offers | Product | Published | Rate | Term / condition | Status | | **48-Month Share-Secured Loan** personal_secured_48mo | — APR | 5.500% | 48 mo | Context only | | **Secured Loan A+ Credit Score above 740** personal_secured_60mo | — APR | 7.250% | 60 mo | Context only | | **Secured Loan A Credit Score 700-739** personal_secured_60mo | — APR | 7.750% | 60 mo | Context only | | **Unsecured Loan A+ up to $20,000.00 Credit Score above 740** personal_unsecured_60mo | — APR | 9.000% | 60 mo | Context only | | **Secured Loan B Credit Score 640-699** personal_secured_60mo | — APR | 9.250% | 60 mo | Context only | | **Unsecured Loan A up to $15,000.00 Credit Score 700-739** personal_unsecured_60mo | — APR | 9.500% | 60 mo | Context only | | **Secured Loan C Credit Score 590-639** personal_secured_60mo | — APR | 11.250% | 60 mo | Context only | | **Unsecured Loan B up to $15,000.00 Credit Score 640-699** personal_unsecured_60mo | — APR | 11.500% | 60 mo | Context only | | **Secured Loan D Credit Score 589 and lower** personal_secured_60mo | — APR | 13.250% | 60 mo | Context only | | **Unsecured Loan C up to $10,000.00 Credit Score 590-639** personal_unsecured_60mo | — APR | 16.000% | 60 mo | Context only | | **Unsecured Loan D up to $10,000.00 Credit Score 589 and lower** personal_unsecured_60mo | — APR | 18.000% | 60 mo | Context only | Berkeley County Public Schools Credit Union personal loan rates as of November 12, 2026 Berkeley County Public Schools Credit Union is a credit union in West Virginia. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/west-virginia/berkeley-county-public-schools) , verified from [Berkeley County Public Schools Credit Union's official website](https://www.bcpsfcu.com/) Loading branch locator… ## About Berkeley County Public Schools Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 1K Assets $8.1M Founded 1973 Locations reported 3 NCUA charter 21499 Charter type Federal credit union ### Services and member support - Online loan application - Electronic statements - Financial counseling Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Mountain Heritage** Martinsburg · Martinsburg · WV · 25404-6204 About 2.2 miles away](https://rateapi.dev/credit-unions/west-virginia/mountain-heritage) [**Eastern Panhandle** Main Office · Martinsburg · WV · 25403 About 2.4 miles away](https://rateapi.dev/credit-unions/west-virginia/eastern-panhandle) [**Martinsburg V.a. Center** Eastern Panhandle FCU · Martinsburg · WV · 25403-1505 About 2.4 miles away](https://rateapi.dev/credit-unions/west-virginia/martinsburg-va-center) [**Bayer Heritage** Martinsburg · Martinsburg · WV · 25405 About 5.4 miles away](https://rateapi.dev/credit-unions/west-virginia/bayer-heritage) [**Patriot** Spring Mills · Martinsburg · WV · 25404 About 6.9 miles away](https://rateapi.dev/credit-unions/pennsylvania/patriot) [**State Employees CU of Maryland, Inc** SECU Credit Union - Hagerstown · Hagerstown · MD · 21740-6981 About 15.6 miles away](https://rateapi.dev/credit-unions/maryland/state-employees-cu-of-maryland-inc) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Berkeley County Public Schools Credit Union Membership eligibility from Berkeley County Public Schools Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Berkeley County Public Schools Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer Berkeley County Schools Verified from [Berkeley County Public Schools Credit Union's membership page](https://www.bcpsfcu.com/how-to-join/) . Final membership determination is always made by the credit union. ## Membership rules for Berkeley County Public Schools Credit Union Employers · Family 2 3 published paths to membership, last verified August 27, 2026, quoted from Berkeley County Public Schools Credit Union’s own published criteria. ### Employers 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of Berkeley County Schools “Full time employees of Berkeley County Schools are eligible to join the BCPSFCU.” > [source ↗](https://www.bcpsfcu.com/how-to-join/) - Employee of Berkeley County Schools ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member spouse, child, parent, sibling, grandparent, grandchild “Once you join the credit union, your immediate family members are also eligible to join. Immediate family members can be spouses, children, parents, brothers, sisters, grandparents, and grandchildren.” > [source ↗](https://www.bcpsfcu.com/how-to-join/) - Family member (spouse, child, parent, sibling, grandparent, grandchild) of a member - Family of a member immediate family “Once you join the credit union, your immediate family members are also eligible to join. Immediate family members can be spouses, children, parents, brothers, sisters, grandparents, and grandchildren.” > [source ↗](https://www.bcpsfcu.com/how-to-join/) - Family member (immediate family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Berkeley County Public Schools Credit Union? Yes No ## Work at Berkeley County Public Schools Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Berkeley County Public Schools Credit Union ranks against West Virginia peers. - See which AI assistants fetched Berkeley County Public Schools Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in West Virginia - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=berkeley-county-public-schools&state=west-virginia&code=WV&name=Berkeley%20County%20Public%20Schools%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Berkeley County Public Schools Credit Union offer? Berkeley County Public Schools Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Berkeley County Public Schools Credit Union rates updated? RateAPI verifies Berkeley County Public Schools Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Berkeley County Public Schools Credit Union's rate data? Rate data is collected directly from Berkeley County Public Schools Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Berkeley County Public Schools Credit Union? Berkeley County Public Schools Credit Union publishes its membership criteria on its own website. RateAPI tracks 3 published membership paths covering 1 employer for Berkeley County Public Schools Credit Union, each quoted from Berkeley County Public Schools Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Berkeley County Public Schools Credit Union's rates against national credit-union benchmarks. [More West Virginia credit unions](https://rateapi.dev/credit-unions/west-virginia) [West Virginia auto loan rate leaders](https://rateapi.dev/auto-loan-rates/west-virginia) [West Virginia personal loan leaders](https://rateapi.dev/personal-loan-rates/west-virginia) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.bcpsfcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Berkeley County Public Schools Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when West Virginia credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Berkeley County Public Schools Credit Union curl "https://api.rateapi.dev/credit-unions/west-virginia /berkeley-county-public-schools " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Berkeley County Public Schools Credit Union locations Search, filter, and browse all 3 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/west-virginia/berkeley-county-public-schools Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp