---
title: "Appalachian Power Employees Credit Union Rates - West Virgin"
description: "Current auto loan, and personal loan rates from Appalachian Power Employees Credit Union in West Virginia. Updated daily with source verification. See who can join Appalachian Power Employees Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/west-virginia/appalachian-power-employees"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Appalachian Power Employees Credit Union Rates - West Virgin

### Auto & vehicle rates

3 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **New Auto Loan** auto_new |  — APR |  5.000% |  new |  Standard |
| **New Car limit on financing vehicle up to $60,000.00** auto_new |  — APR |  6.000% |  new |  Standard |
| **Used Auto Loan** auto_used |  — APR |  8.000% |  used |  Standard |
Appalachian Power Employees Credit Union auto & vehicle rates as of November 12, 2026

### Personal loan rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **Signature loans available up to $5000.00** personal_unsecured |  — APR |  13.000% |  — |  Standard |
Appalachian Power Employees Credit Union personal loan rates as of November 12, 2026

### Other rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **8.00 APR** other |  — % |  8.000% |  — |  Standard |
Appalachian Power Employees Credit Union other rates as of November 12, 2026

Appalachian Power Employees Credit Union is a credit union in West Virginia. Rate data is being verified.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/west-virginia/appalachian-power-employees) , verified from [Appalachian Power Employees Credit Union's official website](https://appalachianpowerefcu.virtualcu.net/)

Loading branch locator…

## About Appalachian Power Employees Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

838

Assets

$5.6M

Founded

1936

Locations reported

1

NCUA charter

1463

Charter type

Federal credit union

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Huntingtonized** Lavalette · Huntington · WV · 25701 Branch in the same ZIP](https://rateapi.dev/credit-unions/west-virginia/huntingtonized) [**Chhe** CHHE Federal Credit Union · Huntington · WV · 25701 About 3.3 miles away](https://rateapi.dev/credit-unions/west-virginia/chhe) [**Desco** DESCO · Huntington · WV · 25701-2421 About 4.0 miles away](https://rateapi.dev/credit-unions/ohio/desco) [**Huntington West Va Firemens** Main Office · Huntington · WV · 25701 About 4.1 miles away](https://rateapi.dev/credit-unions/west-virginia/huntington-west-va-firemens) [**Huntington C & O Railway Employees** Main Office · Huntington · WV · 25701 About 4.2 miles away](https://rateapi.dev/credit-unions/west-virginia/huntington-c-o-railway-employees) [**Pioneer Appalachia** Guyandotte · Huntington · WV · 25702 About 4.2 miles away](https://rateapi.dev/credit-unions/west-virginia/pioneer-appalachia)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Appalachian Power Employees Credit Union

Membership eligibility from Appalachian Power Employees Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on Appalachian Power Employees Credit Union's website. Check the membership page below to confirm whether you qualify.

- Employer Appalachian Power Company Corp.

Verified from [Appalachian Power Employees Credit Union's membership page](https://appalachianpowerefcu.virtualcu.net/membership/) . Final membership determination is always made by the credit union.

## Membership rules for Appalachian Power Employees Credit Union

Employers · Family

2 published paths to membership, last verified November 8, 2026, quoted from Appalachian Power Employees Credit Union’s own published criteria.

### Employers 1

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026

  - Employee of Appalachian Power Company Corp.

“Be employed by: Appalachian Power Company Corp.”

> [source ↗](https://appalachianpowerefcu.virtualcu.net/membership/)

- Employee of Appalachian Power Company Corp.

### Family 1

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026

  - Family of a member dependent family member

“If you are a dependent family member of someone who is already a member”

> [source ↗](https://appalachianpowerefcu.virtualcu.net/membership/)

- Family member (dependent family member) of a member

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for Appalachian Power Employees Credit Union? Yes No

## Work at Appalachian Power Employees Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Appalachian Power Employees Credit Union ranks against West Virginia peers.

- See which AI assistants fetched Appalachian Power Employees Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in West Virginia
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=appalachian-power-employees&amp;state=west-virginia&amp;code=WV&amp;name=Appalachian%20Power%20Employees%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Appalachian Power Employees Credit Union offer?

Appalachian Power Employees Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website.

### How often are Appalachian Power Employees Credit Union rates updated?

RateAPI verifies Appalachian Power Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026.

### Where does RateAPI get Appalachian Power Employees Credit Union's rate data?

Rate data is collected directly from Appalachian Power Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### Who can join Appalachian Power Employees Credit Union?

Appalachian Power Employees Credit Union publishes its membership criteria on its own website. RateAPI tracks 2 published membership paths covering 1 employer for Appalachian Power Employees Credit Union, each quoted from Appalachian Power Employees Credit Union's own published membership criteria. Immediate family of an existing member also qualify.

## Related Rate Data

Compare Appalachian Power Employees Credit Union's rates against national credit-union benchmarks.

[More West Virginia credit unions](https://rateapi.dev/credit-unions/west-virginia) [West Virginia auto loan rate leaders](https://rateapi.dev/auto-loan-rates/west-virginia) [West Virginia personal loan leaders](https://rateapi.dev/personal-loan-rates/west-virginia) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://appalachianpowerefcu.virtualcu.net/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Appalachian Power Employees Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when West Virginia credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Appalachian Power Employees Credit Union
curl "https://api.rateapi.dev/credit-unions/west-virginia /appalachian-power-employees " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Appalachian Power Employees Credit Union locations

Search, filter, and browse all 1 NCUA-reported locations.

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---

Source: https://rateapi.dev/credit-unions/west-virginia/appalachian-power-employees
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
