Washington State Employees

olympia, Washington
Last verified: July 11, 2026

As of July 11, 2026, Washington State Employees offers a 30-year-fixed mortgage at 6.566% APR (6.5% rate, 0.375 points). HELOC rates from 6.49% APR.

Source: RateAPI.dev, verified from Washington State Employees's official website

Who Can Join Washington State Employees

Membership eligibility from Washington State Employees's own published criteria. How we verify this.

Community charter: live/work in WA

Verified from Washington State Employees's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 11, 2026

30-year-fixed
6.566% APR
Rate6.500%
Points0.375
Jumbo 30-Year Fixed Rate
30-year-fixed
6.677% APR
Rate6.375%
Points0
VA 30-Year Fixed Rate
30-year-fixed
6.796% APR
Rate5.990%
Points0
FHA 30-Year Fixed Rate
30-year-fixed
7.004% APR
Rate6.875%
Points0.375
30-Year Fixed Rate
15-year-fixed
6.204% APR
Rate6.000%
Points0.375
15-Year Fixed Rate
15-year-fixed
6.576% APR
Rate6.000%
Points0
VA 15-Year Fixed Rate
15-year-fixed
6.772% APR
Rate5.875%
Points0.5
FHA 15-Year Fixed Rate
20-year-fixed
6.682% APR
Rate6.500%
Points0.5
20-Year Fixed Rate
20-year-fixed
6.774% APR
Rate6.375%
Points0
VA 20-Year Fixed Rate
20-year-fixed
6.876% APR
Rate5.990%
Points0
FHA 20-Year Fixed Rate

HELOC Rates

Rates as of July 11, 2026

heloc_variable
6.490% APR
Rate6.490%
Home Equity Line of Credit
heloc_variable
6.490% APR
Rate6.490%
HELOC
heloc_fixed
7.460% APR
Rate7.460%
Home Equity Loan
heloc_fixed
7.460% APR
Rate7.460%
Home Equity Loan - 10-year term
heloc_fixed
7.470% APR
Rate7.470%
Home Equity Loan - 15-year term
heloc_fixed
7.640% APR
Rate7.640%
Home Equity Loan - 20-year term
heloc_fixed
9.460% APR
Rate9.460%
Home Equity Loan - 10-year term (80.01% to 90% CLTV)
heloc_fixed
9.470% APR
Rate9.470%
Home Equity Loan - 15-year term (80.01% to 90% CLTV)
heloc_fixed
9.640% APR
Rate9.640%
Home Equity Loan - 20-year term (80.01% to 90% CLTV)

Frequently Asked Questions

What rates does Washington State Employees offer?

Washington State Employees currently offers mortgage, and HELOC rates. The rates shown on this page were last verified July 11, 2026 directly from the credit union's official website.

How often are Washington State Employees rates updated?

RateAPI verifies Washington State Employees's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 11, 2026.

Where does RateAPI get Washington State Employees's rate data?

Rate data is collected directly from Washington State Employees's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Washington State Employees's mortgage rate?

As of July 11, 2026, Washington State Employees offers a 30-year-fixed mortgage at 6.566% APR.

Related Rate Data

Compare Washington State Employees's rates against national credit-union benchmarks.

More Washington credit unionsMortgage rate benchmarkHELOC ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Washington State Employees
curl "https://api.rateapi.dev/credit-unions/washington/washington-state-employees" \
  -H "Authorization: Bearer YOUR_API_KEY"
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