---
title: "Tri-Cities Community Credit Union Rates - Washington"
description: "Current mortgage, vehicle loan, heloc, personal loan, and savings &amp; cd rates from Tri-Cities Community Credit Union in Washington. Updated daily with source verification. See who can join Tri-Cities Community Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/washington/tri-cities-community"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Tri-Cities Community Credit Union Rates - Washington

### Mortgage rates

2 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **First Mortgage (in-house only)** other |  — APR |  5.390% |  — |  Standard |
| **Bare Land Loan** other |  — APR |  7.490% |  — |  Standard |
Tri-Cities Community Credit Union mortgage rates as of November 12, 2026

### Auto & vehicle rates

5 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **New & Used Auto** auto_any_84mo |  — APR |  4.240% |  84 mo · any |  Standard |
| **Street Motorcycles** motorcycle_any_60mo |  — APR |  5.740% |  60 mo |  Standard |
| **Newer RVs & Boats** rv_any_120mo |  — APR |  6.740% |  120 mo |  Standard |
| **Older RVs & Boats** rv_used_120mo |  — APR |  8.240% |  120 mo · used |  Standard |
| **Dirtbikes, ATVs & Classic Cars** motorcycle_any_48mo |  — APR |  9.990% |  48 mo |  Standard |
Tri-Cities Community Credit Union auto & vehicle rates as of November 12, 2026

### HELOC rates

2 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Home Equity (2nd Mortgage)** heloc |  — APR |  6.000% |  — |  Standard |
| **HELOC (Variable)** heloc_variable |  — APR |  7.000% |  — |  Standard |
Tri-Cities Community Credit Union heloc rates as of November 12, 2026

### Personal loan rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **Home Improvement** personal_unsecured_120mo |  — APR |  14.500% |  120 mo |  Standard |
Tri-Cities Community Credit Union personal loan rates as of November 12, 2026

### Savings & CD rates

4 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Money Market** money_market |  0.15% APY |  0.15% |  — |  Context only |
| **Certificate** cd |  3.50% APY |  3.44% |  — |  Context only |
| **Treasure Troves!** savings |  5.00% APY |  4.89% |  — |  Context only |
| **Free Checking** checking |  5.00% APY |  4.89% |  — |  Context only |
Tri-Cities Community Credit Union savings & cd rates as of November 12, 2026

Tri-Cities Community Credit Union is a credit union in Washington. Rate data is being verified.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/washington/tri-cities-community) , verified from [Tri-Cities Community Credit Union's official website](https://www.tri-cu.com/)

Loading branch locator…

## About Tri-Cities Community Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

5.5K

Assets

$74.6M

Founded

1969

Locations reported

1

NCUA charter

19608

Charter type

Federal credit union

### Services and member support

- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
- Credit-builder products

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Idaho Central** Kennewick · Kennewick · WA · 99337 Branch in the same ZIP](https://rateapi.dev/credit-unions/idaho/idaho-central) [**Hapo Community** Southridge · Kennewick · WA · 99337-2511 About 9.6 miles away](https://rateapi.dev/credit-unions/washington/hapo-community) [**Spokane Teachers** Spokane Teachers Credit Union - Southridge Branch and Home Loan Center · Kennewick · WA · 99338 About 9.6 miles away](https://rateapi.dev/credit-unions/washington/spokane-teachers) [**Numerica** Southridge · Kennewick · WA · 99338 About 9.8 miles away](https://rateapi.dev/credit-unions/washington/numerica) [**Gesa** South Kennewick · Kennewick · WA · 99338 About 10.0 miles away](https://rateapi.dev/credit-unions/washington/gesa) [**Self-Help** Pasco · Pasco · WA · 99301 About 13.2 miles away](https://rateapi.dev/credit-unions/north-carolina/self-help)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Tri-Cities Community Credit Union

Membership eligibility from Tri-Cities Community Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on Tri-Cities Community Credit Union's website. Check the membership page below to confirm whether you qualify.

- Employer IBEW #112 Electricians

Verified from [Tri-Cities Community Credit Union's membership page](https://www.tri-cu.com/join-today/) . Final membership determination is always made by the credit union.

## Membership rules for Tri-Cities Community Credit Union

Geography 1 county · Employers · Family

3 published paths to membership, last verified August 21, 2026, quoted from Tri-Cities Community Credit Union’s own published criteria.

### Geography 1

Auto-verified against the source page from NCUA regulator charter records · last verified August 5, 2026

- Benton County, WA

“NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Benton County, WA”

> [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data)

### Employers 1

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026

  - Employee of IBEW #112 Electricians

“Membership in Tri-CU Credit Union is open to anyone who lives, works, worships or attends school in Benton or Franklin County, Washington, or their immediate family and IBEW #112 Electricians.”

> [source ↗](https://www.tri-cu.com/join-today/)

- Employee of IBEW #112 Electricians

### Family 1

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026

  - Family of a member immediate family

“Membership in Tri-CU Credit Union is open to anyone who lives, works, worships or attends school in Benton or Franklin County, Washington, or their immediate family”

> [source ↗](https://www.tri-cu.com/join-today/)

- Family member (immediate family) of a member

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for Tri-Cities Community Credit Union? Yes No

## Work at Tri-Cities Community Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Tri-Cities Community Credit Union ranks against Washington peers.

- See which AI assistants fetched Tri-Cities Community Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in Washington
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=tri-cities-community&amp;state=washington&amp;code=WA&amp;name=Tri-Cities%20Community%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Tri-Cities Community Credit Union offer?

Tri-Cities Community Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website.

### How often are Tri-Cities Community Credit Union rates updated?

RateAPI verifies Tri-Cities Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026.

### Where does RateAPI get Tri-Cities Community Credit Union's rate data?

Rate data is collected directly from Tri-Cities Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### Who can join Tri-Cities Community Credit Union?

Tri-Cities Community Credit Union publishes its membership criteria on its own website. RateAPI tracks 3 published membership paths covering 1 county and 1 employer for Tri-Cities Community Credit Union, each quoted from Tri-Cities Community Credit Union's own published membership criteria. Immediate family of an existing member also qualify.

## Related Rate Data

Compare Tri-Cities Community Credit Union's rates against national credit-union benchmarks.

[More Washington credit unions](https://rateapi.dev/credit-unions/washington) [Washington mortgage rate leaders](https://rateapi.dev/mortgage-rates/washington) [Washington auto loan rate leaders](https://rateapi.dev/auto-loan-rates/washington) [Washington HELOC rate leaders](https://rateapi.dev/heloc-rates/washington) [Washington personal loan leaders](https://rateapi.dev/personal-loan-rates/washington) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://www.tri-cu.com/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Tri-Cities Community Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Washington credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Tri-Cities Community Credit Union
curl "https://api.rateapi.dev/credit-unions/washington /tri-cities-community " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Tri-Cities Community Credit Union locations

Search, filter, and browse all 1 NCUA-reported locations.

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---

Source: https://rateapi.dev/credit-unions/washington/tri-cities-community
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
