Spokane Teachers Credit Union

Liberty Lake, Washington
Last verified: August 4, 2026
Work at Spokane Teachers Credit Union? Claim this profile →

Verified rate book

Current Spokane Teachers Credit Union rates

52 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

10 offers
Spokane Teachers Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
USDA 30-Year Fixed30 year fixed6.125% APR6.125%—Standard
30-Year Fixed, Construction30 year fixed6.500% APR6.500%—Standard
30-Year Fixed30 year fixed6.500% APR6.500%—Standard
Jumbo 30-Year Fixed30 year fixed6.614% APR6.614%—Standard
15-Year Fixed15 year fixed6.115% APR6.115%—Standard
20-Year Fixed W/10-Year Balloon20 year fixed5.992% APR5.992%—Standard
Jumbo 5/5 ARM5 5 arm6.375% APR6.375%—Standard
5/5 ARM5 5 arm6.375% APR6.375%—Standard
ARM, Constructionarm6.500% APR6.500%—Standard
20-Year Fixed20 year fixed6.569% APR6.569%—Standard

Auto & vehicle rates

2 offers
Spokane Teachers Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Auto/truck loanauto_any_60mo4.740% APR4.740%60 moStandard
120-Month RV Loanrv_any_120mo6.490% APR6.490%120 moStandard

HELOC rates

2 offers
Spokane Teachers Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Fixed annual percentage rateheloc_fixed6.740% APR6.740%—Standard
Variable annual percentage rateheloc_variable7.490% APR7.490%—Standard

Personal loan rates

6 offers
Spokane Teachers Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Share-Secured Loanpersonal_secured3.250% APR3.250%—Standard
Credit Fit Loanpersonal5.250% APR5.250%—Standard
Certificate-Secured Loanpersonal_secured5.750% APR5.750%—Standard
Unsecured Personal Loanpersonal_unsecured11.240% APR11.240%—Standard
Personal Line of Creditploc_variable11.740% APR11.740%—Standard
Budget Fit Loanpersonal18.000% APR18.000%—Standard

Savings & CD rates

32 offers
Spokane Teachers Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Dividend rate / Annual percentage yieldsavings0.01% APY0.01%—Standard
Under $5,000.01savings0.01% APY0.01%—Standard
$5,000.01 To $10,000.00savings0.10% APY0.10%—Standard
$10,000.01 To $25,000.00savings0.10% APY0.10%—Standard
$50,000.01 To $75,000.00savings0.25% APY0.25%—Standard
$75,000.01 To $100,000.00savings0.25% APY0.25%—Standard
$25,000.01 To $50,000.00savings0.25% APY0.25%—Standard
$500.00 To $1,999.99savings0.25% APY0.25%—Standard
$100,000.01 Or Moresavings0.50% APY0.50%—Standard
$2,500.00 To $9,999.99savings1.00% APY1.00%—Standard
Under $2,500.00savings1.00% APY1.00%—Standard
$10,000.00 To $24,999.99savings1.00% APY1.00%—Standard
$25,000.00 To $49,999.99savings1.25% APY1.25%—Standard
$50,000.00 To $74,999.99savings1.50% APY1.50%—Standard
$75,000.00 To $99,999.99savings1.75% APY1.75%—Standard
$100,000.00 To $149,999.99savings2.00% APY2.00%—Standard
$2,000.00 To $9,999.99savings2.25% APY2.25%—Standard
$50,000.00 To $99,999.99savings2.25% APY2.25%—Standard
$200,000.00 To $249,999.99savings2.25% APY2.25%—Standard
$150,000.00 To $199,999.99savings2.25% APY2.25%—Standard
$100,000.00 Or Moresavings2.25% APY2.25%—Standard
$250,000.00 To $299,999.99savings2.50% APY2.50%—Standard
$300,000.00 To $399,999.99savings2.50% APY2.50%—Standard
$400,000.00 To $499,999.99savings2.50% APY2.50%—Standard
$5,000,000.00 Or Moresavings2.75% APY2.75%—Standard
$1,000,000.00 To $1,499,999.99savings2.75% APY2.75%—Standard
$1,500,000.00 To $1,999,999.99savings2.75% APY2.75%—Standard
$2,000,000.00 To $2,999,999.99savings2.75% APY2.75%—Standard
$3,000,000.00 To $3,999,999.99savings2.75% APY2.75%—Standard
$4,000,000.00 To $4,999,999.99savings2.75% APY2.75%—Standard
$500,000.00 To $749,999.99savings2.75% APY2.75%—Standard
$750,000.00 To $999,999.99savings2.75% APY2.75%—Standard

As of August 4, 2026, Spokane Teachers Credit Union offers a 30-year fixed mortgage at 6.125% APR. Vehicle loans available from 4.74% APR for 60 months. HELOC rates from 6.74% APR. Personal loan rates from 3.25% APR. Savings and certificate yields up to 2.75% APY.

Source: RateAPI.dev, verified from Spokane Teachers Credit Union's official website

Loading branch locator…

About Spokane Teachers Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
310.6K
Assets
$6.4B
Founded
1934
Locations reported
55
NCUA charter
68203
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

CalcoeCU*Northwest · Liberty Lake · WA · 99019-7613Branch in the same ZIPHorizonLiberty Lake Branch · Liberty Lake · WA · 99019-7591Branch in the same ZIPIdaho CentralLiberty Lake · Liberty Lake · WA · 99019Branch in the same ZIPNorthwestern Energy EmployeesCU*Northwest · Liberty Lake · WA · 99019Branch in the same ZIPNumericaLiberty Lake · Liberty Lake · WA · 99019Branch in the same ZIPRolling FCU NorthWest Emergency · Liberty Lake · WA · 99019-7613Branch in the same ZIP

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Spokane Teachers Credit Union

Membership eligibility from Spokane Teachers Credit Union's own published criteria. How we verify this.

Membership criteria are published on Spokane Teachers Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Spokane Teachers Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Spokane Teachers Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Spokane Teachers Credit Union ranks against Washington peers.

Claim this profileHow scorecards work

Frequently Asked Questions

What rates does Spokane Teachers Credit Union offer?

Spokane Teachers Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Spokane Teachers Credit Union rates updated?

RateAPI verifies Spokane Teachers Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Spokane Teachers Credit Union's rate data?

Rate data is collected directly from Spokane Teachers Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Spokane Teachers Credit Union's mortgage rate?

As of August 4, 2026, Spokane Teachers Credit Union offers a 30-year fixed mortgage at 6.125% APR.

What are Spokane Teachers Credit Union's auto & rv loan rates?

As of August 4, 2026, Spokane Teachers Credit Union offers vehicle loans from 4.74% APR.

What is Spokane Teachers Credit Union's HELOC rate?

As of August 4, 2026, Spokane Teachers Credit Union offers home equity lines of credit from 6.74% APR.

What is Spokane Teachers Credit Union's personal loan rate?

As of August 4, 2026, Spokane Teachers Credit Union offers personal loans from 3.25% APR.

What is Spokane Teachers Credit Union's best CD rate?

As of August 4, 2026, Spokane Teachers Credit Union offers savings and certificate (CD) yields up to 2.75% APY.

Related Rate Data

Compare Spokane Teachers Credit Union's rates against national credit-union benchmarks.

More Washington credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Spokane Teachers Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Washington credit union rates move.

Daily rate email

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Spokane Teachers Credit Union
curl "https://api.rateapi.dev/credit-unions/washington/spokane-teachers" \
  -H "Authorization: Bearer YOUR_API_KEY"
Explore API DocumentationUse with Claude