--- title: "Solarity Credit Union: #1 Mortgage in Washington" description: "Solarity Credit Union has the lowest tracked 30-year fixed mortgage rate in Washington (6.87% APR) among 7 credit unions we verify. Solarity Credit Union rates today: 30 year fixed mortgage 7.46% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join Solarity Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/washington/solarity" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Solarity Credit Union: #1 Mortgage in Washington ### Mortgage rates 11 offers | Product | Published | Rate | Term / condition | Status | | **30 YR FIXED HOMEREADY** 30 year fixed | 7.458% APR | 7.375% | — | Standard | | **30-Year Fixed** 30 year fixed | 7.697% APR | 7.625% | — | Standard | | **FHA 30-Year Fixed** 30 year fixed | 7.877% APR | 7.250% | — | Standard | | **15-Year Fixed** 15 year fixed | 6.986% APR | 6.875% | — | Standard | | **FHA 15-Year Fixed** 15 year fixed | 7.797% APR | 7.250% | — | Standard | | **7/6 MO 30 DAY AVG SOFR CONFORMING 5/1/5 30 YR ARM** 7 1 arm | 6.874% APR | 6.500% | — | Standard | | **10-Year Fixed** 10 year fixed | 6.905% APR | 6.750% | — | Standard | | **5/6 MO 30 DAY AVG SOFR CONFORMING 2/1/5 30 YR ARM** 5 1 arm | 6.968% APR | 6.750% | — | Standard | | **7/1 1 YR CMT PORTFOLIO 5/2/5 30 YR ARM** 7 1 arm | 7.145% APR | 6.875% | — | Standard | | **10/6 MO 30 DAY AVG SOFR CONFORMING 5/1/5 30 YR ARM** 10 1 arm | 7.193% APR | 6.875% | — | Standard | | **20-Year Fixed** 20 year fixed | 7.718% APR | 7.625% | — | Standard | Solarity Credit Union mortgage rates as of November 12, 2026 As of November 12, 2026, Solarity Credit Union offers a 30-year fixed mortgage at 7.458% APR. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/washington/solarity) , verified from [Solarity Credit Union's official website](https://www.solaritycu.org/) Best product position **#1 of 7** 30-year fixed mortgage Gap to state best **0 bp** State market leader Vs. state median **38 bp better than median** 30-year fixed mortgage Products ranked **2** across tracked Washington markets | Product | Published APR | Position | Vs. state best | Vs. state median | | 30-year fixed mortgage | 6.87% | #1 of 7 · lowest in Washington | State market leader | 38 bp better than median | | 15-year fixed mortgage | 6.99% | Room to improve vs. the Washington median | 40 bp from state best | 44 bp behind median | Published rate position by product as of November 12, 2026 This is the public snapshot. Claim Solarity Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up. [See the full breakdown →](https://rateapi.dev/for-credit-unions/claim?cu=solarity&state=washington&code=WA&name=Solarity%20Credit%20Union) Loading branch locator… ## About Solarity Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 46K Assets $846.1M Founded 1951 Locations reported 5 NCUA charter 68061 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial education - First-time homebuyer program - Bilingual services Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Calcoe** Solarity CU · Yakima · WA · 98902 About 0.9 miles away](https://rateapi.dev/credit-unions/washington/calcoe) [**Gesa** Yakima Nob Hill · Yakima · WA · 98902 About 1.2 miles away](https://rateapi.dev/credit-unions/washington/gesa) [**Hapo Community** Yakima · Yakima · WA · 98908 About 1.7 miles away](https://rateapi.dev/credit-unions/washington/hapo-community) [**Washington State Employees** YAKIMA · Yakima · WA · 98902-7303 About 2.0 miles away](https://rateapi.dev/credit-unions/washington/washington-state-employees) [**Self-Help** Yakima · Yakima · WA · 98901 About 2.4 miles away](https://rateapi.dev/credit-unions/north-carolina/self-help) [**Potlatch No. 1 Financial** Cle Elum Branch · Cle Elum · WA · 98922 About 45.3 miles away](https://rateapi.dev/credit-unions/idaho/potlatch-no-1-financial) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Solarity Credit Union Membership eligibility from Solarity Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Solarity Credit Union's website. Check the membership page below to confirm whether you qualify. - Location WA Verified from [Solarity Credit Union's membership page](https://www.solaritycu.org/) . Final membership determination is always made by the credit union. ## Membership rules for Solarity Credit Union Geography 24 24 published paths to membership, last verified November 8, 2026, quoted from Solarity Credit Union’s own published criteria. ### Geography 6 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Moses Lake, WA - Selah, WA - Union Gap, WA - WA - Wenatchee, WA - Yakima, WA “If you live, work, worship or attend school in Washington, simply open a savings account, deposit $5 and voila!” > [source ↗](https://www.solaritycu.org/) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Solarity Credit Union? Yes No ## Work at Solarity Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Solarity Credit Union ranks against Washington peers. - See which AI assistants fetched Solarity Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Washington - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=solarity&state=washington&code=WA&name=Solarity%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Solarity Credit Union offer? Solarity Credit Union currently offers mortgage rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Solarity Credit Union rates updated? RateAPI verifies Solarity Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Solarity Credit Union's rate data? Rate data is collected directly from Solarity Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Solarity Credit Union's mortgage rate? As of November 12, 2026, Solarity Credit Union offers a 30-year fixed mortgage at 7.458% APR. ### Who can join Solarity Credit Union? Solarity Credit Union publishes its membership criteria on its own website. RateAPI tracks 24 published membership paths covering 24 geographic areas for Solarity Credit Union, each quoted from Solarity Credit Union's own published membership criteria. ## Related Rate Data Compare Solarity Credit Union's rates against national credit-union benchmarks. [More Washington credit unions](https://rateapi.dev/credit-unions/washington) [Washington mortgage rate leaders](https://rateapi.dev/mortgage-rates/washington) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.solaritycu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Solarity Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Washington credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Solarity Credit Union curl "https://api.rateapi.dev/credit-unions/washington /solarity " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Solarity Credit Union locations Search, filter, and browse all 5 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/washington/solarity Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp