--- title: "Safeway Credit Union Rates - Washington" description: "Current mortgage, vehicle loan, heloc, personal loan, credit card, savings & cd, and equipment loan rates from Safeway Credit Union in Washington. Updated daily with source verification. See who can join Safeway Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/washington/safeway" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Safeway Credit Union Rates - Washington ### Mortgage rates 2 offers | Product | Published | Rate | Term / condition | Status | | **New Mobile Homes** other | — APR | 8.500% | — | Standard | | **Used Mobile Homes** other | — APR | 9.000% | — | Standard | Safeway Credit Union mortgage rates as of November 13, 2026 ### Auto & vehicle rates 17 offers | Product | Published | Rate | Term / condition | Status | | **72-Month New Auto Loan** auto_new_72mo | — APR | 4.490% | 72 mo · new | Standard | | **72-Month Used Auto Loan** auto_used_72mo | — APR | 4.490% | 72 mo · used | Standard | | **Auto Loan** auto | — APR | 4.490% | — | Standard | | **84-Month Used Auto Loan** auto_used_84mo | — APR | 5.490% | 84 mo · used | Standard | | **84-Month New Auto Loan** auto_new_84mo | — APR | 5.490% | 84 mo · new | Standard | | **Older Used Cars** auto_used_72mo | — APR | 6.990% | 72 mo · used | Standard | | **First Time Car Buyer** auto_any_72mo | — APR | 7.490% | 72 mo | Standard | | **96-Month New Boat Loan** boat_new_96mo | — APR | 7.500% | 96 mo · new | Standard | | **96-Month Used Boat Loan** boat_used_96mo | — APR | 7.500% | 96 mo · used | Standard | | **New & Used Recreational Vehicles** rv_any_96mo | — APR | 7.500% | 96 mo · any | Standard | | **RV & Boat Loan** rv | — APR | 7.500% | — | Standard | | **New & Used Recreational Vehicles** rv_any_180mo | — APR | 8.500% | 180 mo · any | Standard | | **Motorcycle Loan** motorcycle | — APR | 8.500% | — | Standard | | **New Motorcycles & Snowmobiles** motorcycle_new_84mo | — APR | 8.500% | 84 mo · new | Standard | | **Used Motorcycles & Snowmobiles** motorcycle_used_84mo | — APR | 8.500% | 84 mo · used | Standard | | **Older Used Boats (15-years and older)** boat_used_72mo | — APR | 9.900% | 72 mo · used | Standard | | **Recreational Vehicles (15-years and older)** rv_used_72mo | — APR | 9.900% | 72 mo · used | Standard | Safeway Credit Union auto & vehicle rates as of November 13, 2026 ### HELOC rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Second Mortgage HELOC** heloc_variable | — APR | 8.500% | — | Standard | | **Second Mortgage (fixed rate)** heloc_fixed | — APR | 8.500% | — | Standard | Safeway Credit Union heloc rates as of November 13, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Share-Secured Loan** personal_secured | — APR | 4.900% | — | Standard | | **Signature Loan** personal_unsecured | — APR | 11.900% | — | Standard | Safeway Credit Union personal loan rates as of November 13, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Credit Card** credit_card | — APR | 9.900% | — | Standard | Safeway Credit Union credit card rates as of November 13, 2026 ### Savings & CD rates 5 offers | Product | Published | Rate | Term / condition | Status | | **Regular Shares** savings | — APY | 1.00% | — | Standard | | **Traditional IRA Shares** ira | — APY | 1.25% | — | Standard | | **24-Month Certificate** cd_24mo | — APY | 2.50% | 24 mo | Standard | | **12-Month Certificate** cd_12mo | — APY | 2.89% | 12 mo | Standard | | **6-Month Certificate** cd_6mo | — APY | 3.25% | 6 mo | Standard | Safeway Credit Union savings & cd rates as of November 13, 2026 ### Equipment loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Tractor & Operating Equipment** equipment | — APR | 6.900% | — | Standard | Safeway Credit Union equipment loan rates as of November 13, 2026 Safeway Credit Union is a credit union in Washington. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/washington/safeway) , verified from [Safeway Credit Union's official website](https://www.safewayfcu.com/) Best statewide position **#1 of 22** Used Auto Loan (best offer, cars) Percentile band **Top 5%** among comparable WA offers Products tracked **5** in this dated snapshot Best-position spread **109 bp better than state median** State market leader | Product | Published rate | State rank | State best | State median | Position vs. median | | New Auto Loan (best offer, cars) | 4.49% APR | #3 of 20 · top 15% | 4.00% | 5.00% | 51 bp better than state median | | Used Auto Loan (best offer, cars) | 4.49% APR | #1 of 22 · top 5% | 4.49% | 5.58% | 109 bp better than state median | | HELOC (best offer) | 8.50% APR | #28 of 29 · top 97% | 4.74% | 6.75% | 175 bp behind state median | | Personal Loan (unsecured, best offer) | 11.90% APR | #40 of 47 · top 86% | 5.25% | 9.74% | 216 bp behind state median | | 12-Month CD (best APY) | 2.89% APY | #22 of 26 · top 85% | 5.12% | 3.30% | 41 bp behind state median | Published rate position by comparable product on August 1, 2026 Loading branch locator… ## About Safeway Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 4.3K Assets $74.6M Founded 1952 Locations reported 1 NCUA charter 8132 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Electronic statements - Mobile check deposit - Mobile payments - Financial education - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Avista Corp.** Avista Corp Credit Unions · Spokane · WA · 99202-1902 About 1.2 miles away](https://rateapi.dev/credit-unions/washington/avista-corp) [**Gesa** Spokane Northtown · Spokane · WA · 99207 About 1.2 miles away](https://rateapi.dev/credit-unions/washington/gesa) [**Spokane Teachers** Spokane Teachers Credit Union - Northtown Square Branch · Spokane · WA · 99207 About 1.3 miles away](https://rateapi.dev/credit-unions/washington/spokane-teachers) [**Spokane Firefighters** SFCU · Spokane · WA · 99205-4805 About 1.4 miles away](https://rateapi.dev/credit-unions/washington/spokane-firefighters) [**Progressions** Main Branch · Spokane · WA · 99202-3624 About 1.5 miles away](https://rateapi.dev/credit-unions/washington/progressions) [**Spokane Media** Spokane Media FCU · Spokane · WA · 99208-8102 About 1.8 miles away](https://rateapi.dev/credit-unions/washington/spokane-media) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Safeway Credit Union Membership eligibility from Safeway Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Safeway Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer Safeway, Albertsons, Yokes Verified from [Safeway Credit Union's membership page](https://www.safewayfcu.com/about-us/) . Final membership determination is always made by the credit union. ## Membership rules for Safeway Credit Union Employers 4 · Family 4 8 published paths to membership, last verified August 27, 2026, quoted from Safeway Credit Union’s own published criteria. ### Employers 4 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of SAFEWAY “Current employees of Safeway, Albertsons and Yokes” > [source ↗](https://www.safewayfcu.com/about-us/) - Employee of SAFEWAY - Employee of Albertsons “Current employees of Safeway, Albertsons and Yokes” > [source ↗](https://www.safewayfcu.com/about-us/) - Employee of Albertsons - Employee of Yokes “Current employees of Safeway, Albertsons and Yokes” > [source ↗](https://www.safewayfcu.com/about-us/) - Employee of Yokes - Retired employee of SAFEWAY “Retired Safeway Employees” > [source ↗](https://www.safewayfcu.com/about-us/) - Retiree of SAFEWAY ### Family 4 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member spouse, child, sibling, parent, grandparent, grandchild “Current employees of Safeway, Albertsons and Yokes and their family members. Family members include: Spouses Children Siblings Parents Grandparents Grandchildren Adoptive & Step relationships (as above)” > [source ↗](https://www.safewayfcu.com/about-us/) - Family member (spouse, child, sibling, parent, grandparent, grandchild) of a member - Family of a member household member “Household members of existing members or member-eligible-persons. (persons living in the same residence maintaining a single economic unit)” > [source ↗](https://www.safewayfcu.com/about-us/) - Family member (household member) of a member - Family of someone eligible family “Current employees of Safeway, Albertsons and Yokes and their family members.” > [source ↗](https://www.safewayfcu.com/about-us/) - Family member (family) of an eligible person - Family of a member spouse, child, sibling, parent, grandparent, grandchild, Adoptive & Step relationships, household member “Family members include: